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{"sheet":"Cover","index":0,"n_rows":67,"n_cols":2,"rows_kept":67,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
["Northern Ireland Civil Service Pension Scheme Calculator"]
["Cover"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Cover"}]
[]
["Security classification "]
["Descriptor"]
[]
["Specification"]
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[null,"This aims to give an estimate of a police officer's pension at different retirement ages"]
[]
["Explanation"]
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["Sheet","Description"]
[null,"> Enter a brief description of what each sheet actually does here"]
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["Material assumptions"]
[null,"> Enter a brief description of any material implicit assumptions used within the workbook (explicit assumptions can be identified by their pink colouring as below)"]
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["User instructions"]
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[null,"> If necessary, enter instructions on how other users should use or update this workbook here.  Include warnings in particular if the spreadsheet requires Goal Seek or Macros to be rerun if the any of the inputs are changed."]
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["External links: Links from other workbooks to this workbook"]
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["List of workbooks which link into this workbook (nb workbooks which this workbook links to can be viewed by selecting Data>Edit Links):"]
[null,"> Enter hyperlinks to workbooks here"]
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["Legend"]
["Blue text","Input data"]
["Red text","Links from another (external) workbook"]
["Pink text","Assumptions"]
["Green text","Links from another cell within this workbook"]
["Black text","Calculations"]
["Orange background","Linked upwards to other workbooks"]
["Turquoise background","Quoted in external advice"]
["Grey text","Checks"]
["UNCLASSIFIED"]
["PROTECT"]
["RESTRICTED"]
["CONFIDENTIAL"]
["<No Descriptor>"]
["COMMERCIAL in CONFIDENCE"]
["CONTRACTS"]
["MANAGEMENT"]
["PERSONAL"]
["POLICY"]
["SCHEME MANAGEMENT"]
["STAFF"]
[2]
[7]

{"sheet":"Version control","index":1,"n_rows":138,"n_cols":12,"rows_kept":138,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Version Control"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Version control"}]
[]
["Version number","File pathname","Paper file","eBis code","Internal or external documents based on this version","Author or Editor","Date","Comments","Checked by","Date","Comments","External links checked?"]
["1_1","K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.01.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-15","Produced inputs / outputs sheet that will be visible to clients and set up calcs for tapering","Brian Allan","2012-08-16","Comments on input output and first stage of PPS/NPPS calcs in my email of 16 Aug 2012 15:30"]
[2,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.02.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-17","Created subsections for calculating service period and benefits in current and new schemes, noting need to separate them for those retiring before and after protection date, and made a start on producing summary sheet","Brian Allan","2012-08-20","Comments on whole calculator:\npension at retirement continuing in current scheme missing\nCARE ERFs incorrect and formula I supplied for CARE does not work for deferred benefits at SPA.\nSome tidying of the sheet","Yes: Link in Parameters sheet correct"]
[3,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.03.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-21","Produced further calcs to look at results if there was no reform and added deferred benefit calcs available at SPA for PPS members who retire before age 55","Brian Allan","2012-08-21","Pension at retirement ignoring reform missing from output sheet\nCARE  formula I supplied for CARE needs a correction which then allows simplification\nMore results needed on Summary sheet."]
[4,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.04.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-21","Added results looking at benefits under no reform in outputs, made a correction to new scheme pension formula and put more information in the summary sheet","Brian Allan","2012-08-21","Summary sheet has:\nincorrect reference for expected retirement date of retirement and age at retirement\nneeds service to retirement for NO REFORM\n\nAmended some labelling in PPS and NPPS Calcs"]
[5,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.05.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-22","Made further additions and checks to summary sheet in regards to the no reform results and amended cell references","Brian Allan","2012-08-22","Checked and agreed"]
[6,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.06.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-22","Amended calcs for PPS pensions (to take account of double accrual and limit maximum), updated ERFs to be inputs instead of links and added LRFs for retirement beyond 60","Brian Allan \nSam Watts","2012-08-23","Max service not applied correctly in benefit calculations or summary accrual calc.\nERFs+LRFs not calculated geometrically (required as compounding) and LRFs not applied correctly. The ERF LRF should be rounded to a single common factor."]
[7,"\\\\Gad-a2\\a2data\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\Pension calculator v0.07.xlsm",null,null,null,"Mara","2012-08-23","Included validation, basically message boxes to warn when entries may look incorrect.","Brian Allan","2012-08-24","• As asked the checks mostly sequence down the list of inputs, but I still want the tool to reject inputs for the case of someone joining the PPS after 6/4/2006. Can you experiment further with putting this into either or both of the DJS and choice of scheme inputs. At the moment the validation allows you to select PPS except when your DoB implies you would have been too young to join earlier than or at 6/4/2006.\n• I like your date precise calculations, but I think C64 should have 25 not 22 in the formula\n• Please include transfer in service in your calculations of min PPS retirement age.\n"]
[8,"Pension calculator v0.08.xlsm",null,null,null,"Mara ","2012-08-24","Amended in accordance with Brian's comments.","Brian Allan","2012-08-24","Checked changes and made following change:\nused the date function to adjust DJS for TV in service to determine range of possible retirement ages"]
[9,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.09.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-24","Changed ERF and LRF factors to be the same, amended accrual formula in summary to take account of maximum service and added an uplift applicable to NPPS members who joined before the NPPS scheme started","Brian Allan","2012-08-24","Checked.\nAgree ERF/LRF, summary, PPS max service changes\nPPS->NPPS transfer uplift calcs need to reflect transfer assumed on 6/4/2006, cap on service lookup, correct service lookup column"]
[10,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.10.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-28","Amended uplift formula to take account of NPPS start date for service period, removed circular reference and added a new calc for PPS members choosing to retire before age 55 who want new scheme benefits at 55","Brian Allan","2012-08-28","Checked and agreed the PPS->NPPS changes.\nHowever the deferred at 55 CARE pension introduced for the HO Q&A doc\nSW: use a geometric method for deferred revaluation ie (1/1.0225)^durn"]
[11,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.11.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-28","Amended years used to apply ERF, added another derefferd pension case for those under 55 and updated summary","Brian Allan","2012-08-29","Agree change to application of deferred revaluation.\nNew deferred new scheme benefits at SPA for retirement at 55 incorrect, should be deferred revals to SPA only, no ERF."]
[12,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.12.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-29","Amended case of those PPS members retiring at 55 who want new scheme benefits at SPA so that LRF is not applied and changed wording used in inputs and outputs as per SW's e-mail on 29/8/12","Brian Allan","2012-08-29","Deferred revaluation in cell 'CARE calcs'!E54 should be to SPA not 60.\nSW email changes faithfully applied"]
[13,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.13.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-29","Added better wording to ? cells in inputs, unlocked inputs, fixed drop down box to not show NPPS twice, changed chosen retirement age to be an integer only, amended expected retirement age so it is greater than current age, inserted new SPA limits and put in an error message for negative results","Brian Allan","2012-08-29","SW ? Comments applied accurately\nCurrent date not age should be displayed at the bottom of the input output\nOther changes to left done correctly.\nNoticed that ERF/LRF are not being applied for NPPS member CARE benefits"]
[14,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.14.xlsm]Version control",null,null,null,"Michael Crabtree","2012-08-29","Rounded results to nearest £100, made sure those joining scheme after protection date don't get protection and added ERF/LRF factors to new scheme benefits for NPPS members","Brian Allan","2012-08-29","Checked - one issue: logic for protection for joiners post 1/4/2012 allows the age 45 protection. \nOtherwise ok including fix requested for benefits at SPA for those retiring 55 in my v11 comment above"]
[15,"\\\\Gad-a2\\a2data\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\Pension calculator v0.15.xlsm",null,null,null,"Mara Aleixo","2012-08-30","Amended the protection for members who joinned after 1/4/2012. Amended the results for retirement at age 60 to show as zero if the member has already reached their 60th birthday.Changed the validation to prevent the user entering a retirement age less than their current age.  Hide the formulae in the inputs and outputs spreadsheet. Inserted the caveats and updated the \"inputs and outputs\" format.","Brian Allan","2012-08-30","Checked and agreed"]
[16,"\\\\GAD-A2\\A2DATA\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\Pension calculator v0.16.xls",null,null,null,"Mara Aleixo","2012-08-30","Changed some excel functions in order it works in excel 2003. Saved in excel 2003 format.","Brian Allan","2012-08-30","Checked - one issue: NPPS protection status calc cell applied check on DJS vs protection date in wrong direction. Corrected in this version.  [SAM] This cell is now ok\nI have re-run a selection of the PPS and NPPS tests on the calculator successfully."]
[17,"\\\\GAD-A2\\A2DATA\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\Pension calculator v0.17.xls",null,null,null,"Mara Aleixo","2012-08-31","Set up different early and late retirement factors. Amended the reduced pension calculations in order to consider diferent factors.","Brian Allan","2012-08-31","Checked and Agreed."]
[18,"\\\\GAD-A2\\A2DATA\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\Pension calculator v0.18.xls",null,null,null,"Matt Wood","2012-08-31","Changes to the notes. No changes to calcs.","Brian Allan","2012-09-03","Checked inputs outputs only. Spell check ok. Corrected date to 4/9/2012 and removed link reference"]
[19,"\\\\GAD-A2\\A2DATA\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\Pension calculator v0.19.xls",null,null,null,"Matt Wood","2012-09-02","Changes to the notes. No changes to calcs.","Brian Allan","2012-09-03","Checked inputs outputs only. Spell check ok. Corrected date to 4/9/2012 and removed link reference"]
[20,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.20.xls]Version control",null,null,null,"Brian Allan","2012-09-03","Including additional validation and changes to note requested by Sara Alderman (HO) 3.9.12. \nChanges are to 'Inputs and Outputs'  and 'Cover' only","Matt Wood","2012-09-03","See Matts email of 3/9/2012 at 15:48"]
[21,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.21.xls]Version control",null,null,null,"Michael Crabtree","2012-09-11","Amendment protection calc to include TVin service for those get service taper by adjusting DJS, made some spelling / grammar corrections and put a ceiling of 65 on earliest age benefits can be taken","Brian Allan","2012-09-11","Checked and Agreed."]
[null,null,null,null,null,null,null,null,"SW","2012-09-19","BA discussion today noted that the protection calcs for PPS->NPPS switchers will be looking up DJS rather than the adjusted DJS.  We should correct this if there is another release (and perhaps in any case)  [SW] This comment is rubbish - there is no service taper for NPPS members.  No amends needed."]
[22,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.22.xls]Version control",null,null,null,"Michael Crabtree","2012-09-21","Made amendment to corner tapering protection date calc to make it more precise and added protection message as output","Brian Allan","2012-09-21","Checked - some formatting/text changes needed\nthe transferees PPS->NPPS protection status never uses DJS as these members are necessarily in the NPPS."]
[23,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.23.xls]Version control",null,null,null,"Michael Crabtree","2012-09-21","Made some cell modifications and reworded protection messages","Brian Allan","2012-09-24","Checked changes and however testing has identified a case which should be in the corner taper which are classed unprotected (PPS DOB: 01/11/1975 and scheme start date: 01/09/1994 no TVIN) - and vice versa (PPS DOB: 12/10/75 and start scheme: 12/09/94 no TVIN)"]
[24,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.24.xls]Version control",null,null,null,"Michael Crabtree","2012-09-25","Amended corner tapering calcs, changed message so as not to confuse readers and removed unnecessary cells","Brian Allan","2012-09-27","Checked and Agreed."]
[null,null,null,null,null,"Brian Allan","2012-09-28","Amended output comments for SW email 28/9/2012 to Peter Spreadbury re MP comments (emphasis PPS LS by commutation and old and new benefits cumulative)\nAnd other general SW comments of 28/09/2012 10:59","Sam Watts","2012-10-01","Slightly amended the wording i.r.o lump sum for the PPS members and also added it below the new scheme pension benefits.  Otherwise agreed.\nNPPS cases have problems re the message appearing due to F44 being blank"]
[null,null,null,null,null,"Sam Watts","2012-10-01","Added \"N/A\" to F44 of PPS and NPPS calcs tab","Brian Allan","2012-10-01","Checked and amended B47 in 'Inputs…' to reflect 2015 scheme LS always by commutation only"]
[25,"K:\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.25.xls]Version control",null,null,null,"Michael Crabtree","2012-10-02","Amended protection message, corrected bug for members for might choose retirement under 55 and switch from PPS to NPPS and made alignments in input boxes consistent","Brian Allan","2012-01-02","Checked and Agreed."]
[26,"Pension calculator v0.26.xls",null,null,null,"Dipak Hirani","2013-12-11","Inputs and outputs - Section A now contains additional input detail sections 7-10, which are required for part time calculations\nFormulae in rows 57, 58 have been amended to apply part-time proportion (I36) if member has selected part-time for input 7\nCell C157 contains the calculation for part-time factor\nFormulae in rows 54, 55 have been amended to apply part-time factor (C157) if member has selected part-time for input 7"]
[null,null,null,null,null,"Dipak Hirani","2013-12-11","Table has been created in cells C155-E158 to create part-time factors dependent on retirement age\nFormulae in rows 54, 55 have been amended to take account of this new table","Louise Fletcher","2013-12-12"]
[27,"Pension calculator v0.27.xls",null,null,null,"Louise Fletcher","2013-12-18","Formatting changes","Dave J","2013-12-18","Some slight changes needed to main interface. See printout for more details."]
[28,"\\\\Gad-a2\\a2data\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.28.xls]Version control",null,null,null,"Dave J","2013-12-18","Added comment to 'employment status' to cover members who have worked part time in the past. Added new protection to 'current part time proportion'. Added commentary to part time inputs, re-worded the explanation of part time treatment.","Louise Fletcher","2013-12-18"]
[29,"Pension calculator v0.29.xls",null,null,null,"Louise Fletcher","2013-12-19","Removed service cap from calculations, instead applied a cap to pension estimate output on the 'inputs and output' tab. This is so part time benefits aren't capped at a part time ratio","Dave J","2014-01-03","Happy with these changes to the calculator"]
[30,"Pension calculator v0.30.xls",null,null,null,"Louise Fletcher","2014-01-08","Where part time indicator has been selected, the service uplift has been removed. Maximum pension and lump sum amounts have been rounded.","Dave J","2014-01-08","Happy with changes. Added 'more info' boxes for PPS->NPPS members with part time and transferred in service. "]
[31,"\\\\Gad-a2\\a2data\\a2clients\\Police Pensions\\0140-00972 Home Office Police\\Cost Ceiling\\Pension estimator\\[Pension calculator v0.31.xls]Version control",null,null,null,"Dave J","2014-01-09","Amended comments for transferred in service."]
["v0.1","Pension calculator Updated v0.1.xls",null,null,null,"Ashara Peiris","2016-09-22","Inputs and outputs \n- Added in question 11 giving the total accrued CARE benefit for each of the past scheme years\n- Added in changes to outputs\n- Amended cells H154:L155 by allowing it pull through commutable amounts\nParameters - Added in future CARE revaluation G74, but not sure of actual value to use here\nPast Service CARE Calcs - Added tab which revalues the past service CARE pension to the start of the current scheme year\nCARE Calcs - Added row 27, 35, 43 and 56 which pulls through the past service CARE pension. This pension is added onto the future service CARE pension (which is unchanged from the previous calculator's CARE pension)\nLump Sum - calculates the lump sums and maximum amount commutable","MRae","2016-09-27","Parameters: changed to add a cpi assumption and a salary increase assumption. CARE calc:check if the ABS accrued CARE already includes revaluation as at the start of the new scheme year. Check if negative cpi is allowed in the CARE active revaluation (I think it is provided the final rate is >= 0).CARE Csalcs - see comments, values have to be in current salary terms. so discounting at salary growth is to be added."]
["v0.5","Pension calculator Updated v0.5.xls",null,null,null,"Ashara Peiris","2016-10-13","Inputs and outputs\n- Added question 4 on rank\n- Changed way that the outputs are presented, by offering three basis choices. Formulae in these are based on the previous ones, but there have been substantial changes\n- Changed cells B138 and B139 to 48 and 65\n- Amended formulae in cells C184 to 186\n- Removed area below which had projection of results\n- Added in ranks and the associated VRAs\nParameters\n- Added in CPI assumptions and basis assumptions. If these need to be changed, make the change here.\nPPS and NPPS Calcs\n- Changed way that the calculations are laid out. Removed calculations for different ages and added in calculations for each of the separate bases\nPast service care calcs\n- Re-arranged tab and made minor formulae changes to row 16\nCARE calcs\n- Changed layout of tab\n- Made tab only for one retirement age (and SPA for deferred benefits)\n- Amended formule for the past service and future service pensions (to account for discounting of CPI)\nLump sum\n- Amended tab layout\n- Removed different ages and added three bases\n- Changed formulae for pension and lump sums\n- Updated commutation factors and max lump sum factors\nSummary\n- Amended tab layout and setup for three bases"]
["v0.6","Pension calculator Updated v0.6.xls",null,null,null,"Michael Rae","2016-10-18","Inputs and outputs\n- Made part time section disappear if full time\n- changed formulae in benefits to pick up different numbers\nParameters\n- Changed base CPI to 2%\nCARE calcs\n- updated calcs to use three different bases"]
[null,null,null,null,null,null,null,"Corrected the discounting period used throughout to allow for the final fraction as well as the integral years."]
[null,null,null,null,null,null,null,"Amended the future CARE accumulation present value to use the factor (1+s)/(1+revaluation), and to change the discounting from salary to cpi"]
[null,null,null,null,null,null,null,"Added the CARE projection on the mid and high salary growth bases"]
[null,null,null,null,null,null,null,"Started to amend the results to include lump sum when we defer the CARE benfits to SPA. This requires further work to complete."]
[null,null,null,null,null,null,null,"Note the deferred benefits after dicounting are the same as the benefits at the date of withdrawal because the deferred revaluation rate is simply cpi. I decided to include as a separate calculation to allow for this to change in future."]
[null,null,null,null,null,null,null,"Removed the comments about transition date from the results screen. This is only of interest totapered members who have still to transfer to CARE."]
["v0.7","Pension calculator Updated v0.7.xls",null,null,null,"Ashara Peiris","2016-10-19","Inputs and outputs\n- Made DJS question second one and made scheme question third\n- changed data validation on the scheme range\n- changed formulae in cells B125:126 to show CARE, PPS or NPPS where relevant\n- added in lump sums for deferred pension\n- added in conditional formatting on outputs and inputs\nPPS and NPPS calcs\n- changed rows 31:33 and 36:53 to account for CARE only members\nCARE calcs\n- changed care factor in D8\n- updated formulae in rows 18, 19, 24 and 25\nLump sum\n- updated rows 26 to 33, so that they pull through the correct pension and lump sums\nSummary\n- added in section on pension deferred to SPA"]
["v0.8","Pension calculator Updated v0.8.xls",null,null,null,"Ashara Peiris","2016-10-21","Inputs and outputs\n- amended rows 60:71 by making the deferred numbers appear if the retirement age is under 55 and the non-deferred numbers appear if the retirement age is >=55\n- added conditional formatting so that 2015 scheme outputs disappear if member is not eligible for them (i.e. don't enter care scheme due to protection)\nPPS and NPPS Calcs\n- added in service to retirement (row 34) and amended formulae in rows 37:39 so that it uses this number to project the salary\n- deleted no reform calcs\n- capped pre 2015 scheme service (row 33) at 30 years for PPS and 35 years for NPPS\n- capped retiring without any scheme reform (row 35) at 30 years for PPS and 35 years for NPPS\nCARE calcs\n-  the deferred until SPA section changed to account for deferred period\n- changed formulae for the CARE future service pension in rows 22, 30 and 31\n- added in protection status and protection end date (rows 6 and 7) and use these in setting the amount of post 15 service to chosen retirement and SPA (D17 and D18)\n- added in if condition in case post 15 service is 0 to rows 19 and 27\nLump sum\n- amended formulae in rows 26:33. Sets chosen retirement numbers to 0 if chosen retirement age <55 and sets deferred numbers to 0 if ret age >=55\n-amended formula in D12 so that it calculates the reckonable service if the member is full-time, and pulls it from the inputs tab if it is part-time\nSummary\n- added additional table which chooses the either the deferred or non-deferred pension amounts based on their chosen retirement age\n- deleted no reform results","MRae","2016-11-04","checked inputs and outputs changes - ok. Protected members still showing 2015 scheme pension of zero, so ok. Not conditional formatted. PPS and NPPS Calcs: Service to retirement ok. Agree salary caps, as given in valuation report benefit summary. CARE. Deferred to SPA period ok, but move the cqalcs in rows 111  - 112 of the input/output sheet. Agree the allowance for the protection end date in 2015 service. Agree the projection period for deferred to SPA. Agree CARE is being discounted back to today. Agree the service for tapered cases starts from protection end date. CARE accumulation formula is ok, but could be clearer - the effective discount rate is (1+sal)/(1+care_reval)-1. Need to change the max lump sum calcs to use service up to leaving the old schemes."]
["v0.9","Pension calculator Updated v0.9.xls",null,null,null,"Ashara Peiris","2016-10-28","All sheets\n- Changed previous references to today() to now refer to the start of the scheme year\nCARE calcs\n- added in extra calculations to account for taper period. Defer their entry into the CARE scheme (but still discount by appropriate amount).\n- added if statement to row 22 so that if member is tapered their future service pension is set to 0\n- added in tapered calcs for deferred until SPA members (row 35-39)\n- added in *(1+cpi)^((today()-DoStartSchYear)/DOY) to rows 22, 26, 34 and 38\nPPS and NPPS Calcs\n- added in *(1+cpi)^((today()-DoStartSchYear)/DOY) to cells D40:E42\nLump sum\n- D12 changed to look at the correct range. Also accounts for part time service",null,null,"agree the changes to use start of scheme year. I agree the allowance for tapering in the service calculations.Agree the lump sum calculations."]
[null,null,null,null,null,null,null,null,null,null,"Due to the complexity and number of the changes we have made to the workbook, sign -ff depends on the satisfactory completion of testing via a testpack with indpendent checks."]
["v0.10","Pension calculator Updated v0.10.xls",null,null,null,"Ashara Peiris","2016-11-09","Parameters\n- moved start of scheme year to this tab\n- added in a date for current date\n- moved VRAs to this tab, corrected the ages and extended the list of possible ranks\nInputs and outputs\n- Added formula to cells B46 and B48 so that they are blank if the member is not tapered\n- Added conditional formatting to rows 62-64 and 70-71 so that they disappear when the member is fully protected.\n- Changed cell B117 which affects minimum DOB and data validation text on DOB changed.\n- Changed C125 to be the current date\n- Cell B136 changed to 68 and data validation text on retirement age changed\n- Updated cells H,J,K 60,63,68 and 71 to pull from summary rather than doing calculations on summary page\nPPS and NPPS calcs\n- Added in rows 46:48 which apply the past service part time proportion to PPS and NPPS pensions.\n- NPPS lump sum calcs then pull through these figures which have the PTP applied (E49:51)\nPast service care calcs\n- added in row 17 which fully projects the past service CARE benefit to the DoR (uses row 16 which realues it to the start of scheme year)\nCARE calcs\n- added in row 18 which has the service from the current date to DoR\n- method of calculation has been changed significantly\n- pension is accrued each year and revalued, but discounting is only applied at the date of first receiving the pension\n- no longer need separate calculation methods for <55 and >=55 members\n- D30:F30 changed to use SPA\n- Row 31 added which applies the future/current PTP to the discounted pension\nLump sum\n- D19:F19, D21:F21, D26:F26 and D28:F28 amended so that they pull through the pension with the part time proportion applied to it\nSummary\n- Post 2015 results have been condensed into a single table\n- pre-commutation and post-commutation pension in rows 17, 20, 26 and 29 pull through results from the PTP calcs in the Lump sum sheet","mjr","2016-11-21","All changes checked and agreed."]
["v0.11","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v0.11.xls",null,null,null,"Ashara Peiris","2016-11-16","Parameters\n- amended CARE parameter\nPast service CARE Calcs\n- amended formulae in row 14, to remove one year of revaluation\nCARE calcs\n- reduced n in row 20 and 24 by one\n- added D21*D11^D21 term to the future service pension (row 23)\n- added in row 25\n- amended rows 26 and 29 to account for the change in methodology\nLump sum\n- amended formula in D15 so that it compares the VRA to the retirement age","mjr","2016-11-21","All changes checked and agreed."]
["v0.12","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v0.12.xls",null,null,null,"Ashara Peiris","2016-11-21","PPS and NPPS calcs\n- amended service calcs in rows 31-33 and 35 so that if member is part time then their service is dependent on the reckonable service inputted.\n- removed rows 46-48 which multiplied the pension by the PTP (as the part time service is now dealt with separately)\nPast service CARE Calcs\n- Removed rows giving years of revaluation and CARE revalued to start year (as the past service benefits will already be revalued to this date, previously row 14 and 16)\n- amended formula in row 16 so that it applies the revaluation directly to the accrued CARE benefit (row 15)\nCARE calcs\n- added in row 19 which gives the service between start of scheme year and the protection end date\n- adjusted calculation in row 29 to included additional deduction of pension in tapered period\n- adjusted past service pension by dividing D23 through by the PTP to prevent the PTP from being applied twice\nLump sum\n- amended D12 to pull through the reckonable service if member is PT","mjr","2016-11-22","All changes checked and agreed."]
["v0.13","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v0.13.xlsm",null,null,null,"Ashara Peiris","2016-11-29","Inputs and outputs\n- amended wording in rows 54 and 55 to make it clear that salary increases are wrt CPI\n- amended formulae in rows 60, 63, 70 and 73 so that they have a \"pa\" concatenated to the end of the number\n- in row 66,67,75 and 76 added together the lump sums and the pension amounts if the member has a retirement age >=55. Has conditional formatting to make boxes disappear if they are <55."]
["v1.0","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v1.0.xlsm",null,null,null,"Ashara Peiris","2016-12-02","Inputs and outputs\n- Changed data validation in I18 so that it doesn't get affected if new rows are entered or deleted on the page\n- Changed validation terms to be 1987 scheme, 2006 scheme and 2015 scheme\n- \"CurrentScheme\" variable moved to the Parameters tab\n- Updated the comment box for the TV in section\n- Minor wording changes in line with document below\n- Changed retirement age to be chosen retirement date. This retirement date is then converted into a retirement age on the Paramaters tab\n- Wording in benefits section reduced and colour scheme changed to differentiate between the different sections (and conditional formatting updated)\n- Added current salary (H49)\n- Added in section 3 which recreates the pension at age 60 from the ABS (80:85)\nParameters\n- Reordered the ranks into seniority order, and only retained 5 of the ranks (rows 88:89)\n- Reassign the current scheme on rows 91:97\n- Calculate the chosen retirement age based on the retirement date\n- Calculate retirement age based on the retirement date (B99:B102)\nPPS and NPPS Calcs\n- added in abs projection to 60 (53:69) which works in same way as normal PPS calcs except no discounting or revaluation and projecting to age 60\nCARE Calcs ABS\n- added in tab to calculate the projection to 60 without salary increases or revaluation or discounting."]
[null,null,null,null,null,null,null,"Changes agreed from","mjr","2016-12-06","checked all changes. Agreed, subject to testing the ABS projection when we receive test cases from SPPA (today hopefully)."]
[null,null,null,null,null,null,null,"\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\161201SPPACalculatorAgreedChanges.docx"]
["v1.1","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v1.1.xlsm",null,null,null,"Ashara Peiris","2016-12-06","Inputs and outputs \n- Remove rows between current salary and projected salary at retirement\n- Changed conditional formatting in row 76:77 and 82:84\n- Deleted the date of benefit statement as not used in the calculations\n- Labelled I27 as DoR\n- added in NPPS lump sum to the ABS projection\nParameters\n- Amended calculation of chosenra so that it is more precise (rows 101:104)\nERF and LRF\n- added in the 2015 scheme ERF and LRF\nPPS and NPPS calcs\n- Changed row 23 to pick up the DoR from the inputs page\n- D67 and E67 have had references to DoR changed to D55 and E55 respectively\nCARE calcs\n- D15, D25 and D26 had references to chosenra removed and replaced with the DoR\n- Updated the ERF and LRF calcs using the actual factors (D32:F32)\nSummary\n- added in NPPS lump sum to the ABS projection"]
["v1.2","Pension calculator Updated v1.2.xlsm",null,null,null,"Ashara Peiris","2016-12-15","CARE calcs\n- added in additional proportion of year calc to D21:D22. This is used to weight up the last year of the LRF\n- amended formulae in D23:24","mjr","2016-12-16","checked and agreed changes, after amending the LRF factor calc for the final fraction of age."]
["v1.3","Pension calculator Updated v1.3.xlsm",null,null,null,"Michael Rae","2016-12-16","MJR change\nCARE calcs\n- amended LRF calc\n\nAP change:\nCARE calcs ABS\n- changed D7 to look at date60 if member is fully protected"]
[null,null,null,null,null,"Michael Rae","2016-12-21","changed cells d23 and 24 in CARE Calcs sheet to use condition '<=60' rather than '<60' to prevent a lookup error. Also removed '-1' from the expression to avoid entering the table at age 59 in error.","Ashara Peiris","2016-12-21","Agree with changes to calculation"]
["v1.4","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v1.4.xlsx",null,null,null,"Ashara Peiris","2017-01-03","Parameters\nD102 changed so that there is no longer an issue with calculating the number of days past the DoR for edge cases","mjr","2017-01-05","Agree"]
["v1.5","\\\\Gad-fpt\\fpt\\NEW DATA\\FPT Clients\\Police\\Scotland\\General\\Benefits Projection Calculator\\Pension calculator Updated v1.5.xlsx",null,null,null,"Ashara Peiris","2017-01-12","Inputs and outputs\n- updated output fields H47:L81 by pulling through from the summary tab\nParameters\n- added lump sum underpin date to B109\nCommutation factors\n- added the pre 87 E&W comm factors\nCARE calcs\n- amended row 39 so that if a member is tapered and their protection end date is after their retirement date then the CARE pension is 0\nLump sum\n- calculating underpin of pre 87 commutation factor (D12:D15)\nSummary\n- added table of rounded figures (which are pulled through to the inputs/outputs tabs)","mjr","2017-01-13","agree changes"]
[null,null,null,null,"v1.6","mjr","2017-02-01","removed projected salary from inputs and outputs","Pooja V","2017-02-03","OK"]
[null,null,null,null,null,null,null,"removed results section C from inputs and outputs",null,null,"Section 3 deleted ok\nChecked that if member retires over age 55 then the total pension and lumpsum figs are shown in section 1 and 2"]
[null,null,null,null,null,null,null,"Changed pre-2015 lump sum calculation to use total service from djs to dor, rather than total pre-2015 scheme service. In lump sum sheet.",null,null,"This has been amended "]
["v1.6",null,null,null,null,"mjr","2017-02-16","changed cell d27 in CARE calcs sheet to chosen RA<=60, instead of <60. This prevents a divide by zero error at chosenRA=60","Ashara Peiris","2017-02-24","OK"]
["v1.6",null,null,null,null,"mjr","2017-02-16","changed the calculation of reckonable service in cell f18 of the lump sum calcs sheet to use the day before ChosenRA. SPPA feedback said this is what the schemes do - 30 years reckonable service is achieved on ret the day after raching 30 years.",null,null,"OK, but need rounding on D18"]
["v1.6",null,null,null,null,"mjr","2017-02-16","changed all rounding in summary sheet for output to nearest pound, rather than hundred.",null,null,"Most figures ok. ABS projection didn't have this applied (not important as section C on Inputs and outputs tab has been deleted."]
["v1.6",null,null,null,null,"mjr","2017-02-16","changed calculation in F18 of Lump Sum sheet to add on any transferred-in service to the reckonable service.",null,null,"OK"]
["v1.7",null,null,null,null,"mjr","2017-02-24","changed the inputs sheet to include a check box to indicate whether to approximate past CARE and hide the inputs, or to use the inputs. The past service care calcs sheet was changed to include an if function to select the input or the approximation. The appproximation appears only if the scheme year is prior to the start of current scheme year.","Ashara Peiris","2017-02-24","Check box ok. Amended conditional formatting so colour matches"]
["v1.8",null,null,null,null,"Ashara Peiris","2017-02-28","Inputs and outputs\nAmended conditional formatting related to checkbox so that colour matches the surrounding area. Added in 'Name' as an input option. \nLump sum\nRound D18 so that numbers which are essentially full years can be rounded."]
["v1.9",null,null,null,null,"Ashara Peiris","2017-03-07","Printable Estimates\n- updated wording in projected benefits to align with Iain Coltman's email\n- updated formulae in B27:G52\n- updated conditional formatting in B27:G52\n- moved some of the wording and caveats around on page\n- set a print area","Tejas","2017-03-07","Happy with changes."]
["v0.0",null,null,null,null,"Ashara Peiris","2017-03-07","Inputs and outputs\n- amended schemes B123:B125\n- reduced min current pen sal B131\n- changed references to \"PPS\" and \"NPPS\" to \"FPS\" and \"NFPS\"\nParameters\n- changed references to \"PPS\" and \"NPPS\" to \"FPS\" and \"NFPS\"\n- updated F16:22\n- added in new pension uplift table B59:H104\n- deleted lump sum, ERF (CARE) and LRF (CARE) figures as these are not needed\nTapers\n- updated tapers\nCommutation Factors\n- updated commutation factors\nERF and LRF\n- updated with new NFPS ERFs\n- updated with CARE ERF and LRF\nFPS and NFPS Calcs\n- changed references to \"PPS\" and \"NPPS\" to \"FPS\" and \"NFPS\"\n- changed formulae in column F to use parameter Sch_FPS\n- changed rows 11:15 so it is consistent with old calculator\nLump sum\n- amended D12 and D25:F28","Michael Rae","2017-05-08","corrected 2015 accrual to 1/61.6                                                                   Agree pension uplift factors for 2006 scheme. Corrected the uplift factor lookup in sheet(FPS and NFPS Calcs). It was using service, from d10. I created a lookup column calculation in cell d15.                                                                   Agree the Fire commutation factors and tables.       Those ERF and LFR figures are not used, so OK.        I have copied taper tables 1-5 directly from the 2015  Scottish Fire regulations SI 2015/19. We should use these to perform accurate taper calculations.      I agree the ERF and LRF tables for 2007 and 2015 schemes.       I added new calculations in FPS and NFPS calcs to determine the protection status and taper end date if applicable.   rows11:15 ok."]
["v0.1",null,null,null,null,"Ashara Peiris","2017-03-08","Inputs and outputs\n- updated B137:138 to account for the correct minimum age\n- updated B47 to remove one of the if statements\nCommutation Factors\n- added in England factors\nFPS and NFPS calcs\n- updated E34:36 to account for ERF and LRF\n- adjusted ABS projection figures so that they have a consistent methodology\nCARE Calcs\n- removed weighting and recalculated the ERF and LRF (D21:22 and D35:F35)\nLump sum\n- updated D12:D15 to ensure the correct figures are pulled up\n- updated D18 so that full time service worked out in one step","Michael Rae","2017-05-11","Inputs and outputs - change to cells b137:138 is actually b158:159. agreed.           I agree commutation factors.        Check the erf application. Default age of 48 in the formula in cell is wrong.        We need validation on FPS retirement date to check 25 years service condition is met. Use the service in D28 for this validation. This will only work after all the service parameters have been input, including part-time details, so may not be possible. Needs thought. Also affects Police.","erf lookup function is ok."]
[null,null,null,null,null,"Michael Rae","2017-05-11","Removed the rank input. Not applicable to Fire. Changed VRA to 55 for all pre-15 service in Lump Sum sheet","Ashara Peiris","2017-06-01","OK, all VRAs on parameter tab changed to 65 and then first of these selected on lump sum sheet"]
[null,null,null,null,null,"Michael Rae","2017-05-11","Changed cell d21 in lump sum calcs. Simpler criteria for the cash lump sum multiple for Fire. Added logical tests",null,null,"Typo in I22, should be <=55 (instead of <=30)\nConsider whether to amend reckonable service in this area\nHappy with CARE rate\nHappy with tables 1 and 2 of taper, but unsure where tables 3-5 come from\nFor protection calcs on FPS and NFPS calcs sheet, unsure where I24:J24 needed\nAgree with uplift lookup"]
[null,null,null,null,null,null,null,"Still to reflect the late changes to Police into this version. Also to add another scheme to cater for special firefighters."]
["v0.2",null,null,null,null,"Ashara Peiris","2017-06-01","Calculator\nAdded in conditional formatting for part-time and 2015 scheme\nUpdated conditional formatting in results part as well\nAmended formula in B54 to correct numbering of question based on part-time and 2015 scheme membership\nAdded in reckonable service calcluation F154:157 and amended data validation in B155 to restrict the minimum age to 55 if service < 25\nAmend D170 to remove error message\n",null,null,"Validation of chosen ret date is not right for FPS ages < 55. Needs to use fully calculated service, allowing for part-time, career break etc. The correct calculation result is inFPS and NFPS calcs, cell D28. Need to replicate this in the validation."]
[null,null,null,null,null,null,null,"Lump sum\nCorrected typo in I22",null,null,"ok"]
[null,null,null,null,null,null,null,"FPS and NFPS calcs\nAdded iferror statements to K15,18,22,27 and N15",null,null,"ok"]
[null,null,null,null,null,null,null,"Changes from latest police calculator\nImplemented changes from latest version of calculator",null,null,"career break input  only to be enabled if member has service before 1/4/2015, and was part-time. This is needed for the protection calcs."]
[null,null,null,null,null,null,null,"FPS and NFPS calcs\nChanged D23 to include career breaks\nAdded in service used for pre 15 scheme (row 55)",null,null,"ok"]
[null,null,null,null,null,null,null,"Calculator\nAdded an output (H66) to show the number of years' service used in calculating the final salary benefits",null,null,"ok"]
[null,null,null,null,null,null,null,"Parameters\nUpdated DoStartSchemeYear (D98) so if part-time, then 1 april in the year of the ABS date (defaults to calculated value if date not entered).",null,null,"ok"]
[null,null,null,null,null,null,null,"Past service care calcs\nUpdated row 16 so that it correctly deals with the number of days in a year\nif the check box on the input screen is ticked and any of the past CARE input cells is blank, replace with the estimated value for that year. Amended row 18 in the past service CARE calcs sheet.",null,null,"ok"]
[null,null,null,null,null,null,null,"Care calcs\nChanged CARE calcs to prevent negative service. Changed CARE Calcs cell d15 to be no less than zero.",null,null,"ok"]
[null,null,null,null,null,"MJR","2017-06-16","changed calculator/b158 to have min age of 50 in for FPS instead of 48.",null,null,"I can't see this. D159 uses min(55,age next birthday)"]
[null,null,null,null,null,null,null,"changed the retirement date validation to account for the 25 year service criterion. See row 8s above for description.",null,null,"Calculator\nF:G158 OK\nFPS and NFPS calcs\nTaper 2 incorrect, should look aat DOB not D9 "]
[null,null,null,null,null,"Ashara Peiris","2017-06-27","Calculator\nAmended formula in B54 and B57 and extended conditional formatting so that career break disappears when member is full time or only part of the 2015 scheme\nData validation OK\nFPS and NFPS calcs\nUpdated M13:14 with correct formula","MJR","27/619","ok"]
[null,null,null,null,null,"michael rae","2017-06-29","Changed the in service revaluation from 4% to 3%"]
[null,null,null,null,null,"michael rae","2017-07-03","Changed the validation of retirment date to allow for 30 years service. See rows 155 -163 in calculator sheet."]
[null,null,null,null,null,"mjr","2017-10-18","Changed q9 on  input of part-time to ask if member has ever had period of part-time working, changed the wordings in the dropo-down, and amended all dependent cells to refer to \"some part-time\"","JJ ","2017-10-18","OK. Updated link to MICROSITE (was in error)."]
[null,null,null,null,null,"mjr","2017-10-18","changed the validation on salary to set minimum at £1000 following request from SPPA.","JJ ","2017-10-18","OK. Removed upper band too."]
[]
[null,null,null,null,null,"JJ","2017-10-30","Updated protection status in CARE calcs and adjusted protection status to allow for condition that the member must have been present  at 2012"]
[null,null,null,null,null,"IC","2018-03-23","Misc text changes"]
[null,null,null,null,null,"MJR","2018-05-15","Fixed bug reported by SPPA. Prevent having CARE start date after DoR. Changed cell d12 in CARE calcs sheet.","Jj 16/5/2015",null,"OK. Agree change to cell D12"]
[null,null,null,null,null,"IC","2018-05-17","Changed Year parameter in cell B139 in Calculator sheet from YEAR-65 to YEAR -75\nChanged more info notes in Q3,4 and 6 for clarity. Changed reference in Q8 from \"accrued pension to date\" to \"CARE pension to date\" in line with text on member ABS.","mjr",null,"OK. Allows for members aged up to 75 at start of scheme year. Also changed the start date of the SPA lookup table to allow for members up to 75. See cell d27 in Parameters sheet."]
[null,null,null,null,null,"mjr","2018-08-15","changed validation on max reckonable service to 50. This allows for transferred in service, rather than restricting to actual membership."]
["v0.1","\\\\Gad-ast\\ast\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\[NICSPenCalculatorv0.2.xlsx]Version control",null,null,null,"Aidan M","2019-01-31",null,"D Hirani","2019-02-01","- need to update guidance notes for scheme references and care accrual rates\n- need to extend dob restriction to 16 years instead of current 18\n- need to update branding (see AP calculator)"]
["v0.2","\\\\Gad-ast\\ast\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\[NICSPenCalculatorv0.3.xlsx]Version control",null,null,null,"Dipak H","2019-02-04","Updated in line with check comments. Updated CARE pension calcs to include LRF directly "]
["v0.3","\\\\Gad-ast\\ast\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\[NICSPenCalculatorv0.4.xlsx]Version control",null,null,null,"Dipak H","2019-02-04","Used for tweaking/testing functionality"]
["v0.4",null,null,null,null,"Dipak H","2019-02-05","Updated service calcs in FS tab (classic plus split was based on pre-ERF, now post ERF)"]
["v0.5",null,null,null,null,"Michael Tagg","2019-05-23",">\"FS Calcs\" - changed cells D26:F26 to correct how the IF statement was being used, also removed repeated terms\n>\"Calculator\" - Added in new question 7 to ask whether member (if has taper protection) opted to join Alpha on 1/4/15. added in check box, added in linked cell on \"Parameters\" to record state of checkbox (B114), on \"FS Calcs\" amended D21:F21 to set protection end date to 1/4/15 if check box is true.\n>\"Calculator\" added in protection end date to cells B63 and H63\n>\"FS Calcs\" - D14 ensure this is as minimum DoJ to prevent negative past service!\n> Added comment on prison officers to guidance notes.\n>\"Parameters\" - D61 ensure this is minimum of DoJ. D61 minimum of Alpha start date\n>\"FS Calcs\" - D15:F16 changed to datedifs to capture years and days more accurately\n>\"Parameters\" - Added in D78 to get datedif for days. B80 changed to use datedifs for days.\n>\"Calculator\" - Added in retirement age info. Hiding RS if nuvos scheme selected.\n>\"Printable Estimate\" - moved pensionable earnings, added in retirement date and age, changed labelling of projected benefits, changed some formats, removed the <55 deferred pension formulae","D Hirani","2019-05-25","Okay, all updates are fine. See 'DH checks' version in checks folder."]
["v0.6","\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\[NICS - BenProjectCalculator WIP v0.6.xlsx]Version control",null,null,null,"D Hirani","2019-05-25","> Guidance notes - made some minor presentational updates\n> Calculator - change DoB message to 16 to 75 (from 18 to 65)\nchanged max ret date to 75 (from 80)\nRemoved some references to deferred pension age (only applicable to police)\nupdated service item so it shows blank if previous scheme is alpha (only nuvos was selected previously)\nchanged protection end date such that results are 'Fully protected', 'No protection', taper date\nUpdated data validation such that Date of retirement must be in the future\n>alpha - updated row 27 so figures not populated when already within statement date"]
["v0.7",null,null,null,null,"Michael Tagg","2019-06-25",">Changes made to validation of DoB and retirement date:\nCalculator!B135 changed to return 16th birthday if DJS is blank, corrected labelling \nCalculator!B137 change to use curren date rather than link to nuvos start date on parameters sheet\n>Amended conditional formatting for part timers questions to only show \"what part time proportion\" question when \"some part time\" has been selected\n>Implementing allowing full time service for ABS to be entered and used in calculations. This has lead to a redesign of the layout of the questions (eg question about transferred in service has been moved to the end) and conditional formatting. Also changes to the FS calcs sheet. The DJS calcs is now DJS or ABS end date plus one day if ABS end date has been entered (this is to calculate the additional past service from ABS end date to current scheme year start date). The service after protection end and retiring on or before protection ends calcs have been updated to reflect the full time RS from ABS. They also correct the potential missing service between ABS end date and current year start date for part timers.\n>Question comments updated to reflect new design.\n>Lump sums on FS calcs sheet have pension rounded before applying multiplier","D Hirani","2019-07-04","> Happy with DoB and retirement date validation\n> Happy with PT questions and full time service for ABS entry (and being pulled through speadsheet correctly)\n>Happy lump sums are now 3 x pension (tested using classic only with no ERF)\n>DJS validation comments contains reference to police scheme - need to remove\n> FS calcs tab - cell D59 is referring to incorrect cell"]
["v0.8",null,null,null,null,"Michael Tagg","2019-06-26",">Added clear data macro to reset parameters\n>Some adjustments needed when calculating past and future service due to how leap years work with datedif (uses start year!)\n>Adjustment to total service to deal with case where days could be 365, so set to zero and increment years by 1","D Hirani","2019-07-04","Okay, clear data macro working fine\nHappy with changes to service calcs"]
["v0.9",null,null,null,null,"D Hirani","2019-07-02",">Updated DJS data validation note (as included reference to police scheme start date)\n> FS calcs tab - updated D59 as referring to incorrect pension\n>Corrected typo in FS calcs cell F26. Formula was referring to cell F6 instead of F16."]
["v0.10",null,null,null,null,"D Hirani","2019-07-07",">Set cell H51 of parameters tab to fixed 0% to remove short term adjustment\n>updated guidance tab so it is clear only salary assumptions change in each scenario (i.e. inflation and CARE reval are fixed to 2% in each scenario). Updated alpha Npa to greater of 65 and SPA\n>if user clicks yes on benefit statement available but does not enter an ABS date then nonsense results are produced. I have updated the error message so it allows for this scenario. Further, results are now blanked out (conditional formatting) when error message appears - previously still showed nonsense results\n>updated conditional formatting for Q12 and Q13 such that it disappears if scheme selected is alpha or nuvos (previously only disappeared if scheme was nuvos)\n>if Q12 is answered but not 13 then service is 0, if q13 is answered but not q12 then service is calculated by calculator and added to reck service input. Have added a check in row 122 of parameters and linked to error message so no results are shown\n>nuvos calcs - updated rows 28 to 30 to correctly pull in current sal for start of scheme year\n>alpha calcs - updated rows 28 to 30 to correctly pull in current sal for start of scheme year\n>added more info box in cell K24 of the calculator tab to provide details of what salary should be entered following a discussion with Steve L","Michael Tagg","2019-07-09","Changes look fine.\n\nOn calculator sheet we should change the Total Pension and Total Lump Sum lablels to be hard coded (has formula left over from police version linked to retirement date and could display an error if retirement date and dob not filled in)"]
["v0.11",null,null,null,null,"Michael Tagg","2019-07-09",">On calculator sheet changed the Total Pension and Total Lump Sum lablels to be hard coded (has formula left over from police version linked to retirement date and could display an error if retirement date and dob not filled in)\n>On Nuvos calcs sheet changes: ERF in D37 to pick up alpha NPA65 table, LRF in cells D38:CI38 to pick up alpha LRFs","D Hirani","2019-07-09","Okay fine. Happy with ERF/LRF calculation for nuvos. Consistent with alpha but ERF fixed to NPA65"]
["v0.12",null,null,null,null,"Michael Tagg","2019-07-10",">Changed Q5 to only to refer to pensionable earnings\n>Changed Q5 more info box to simplify instructions\n>Added conditional formatting to hide Q10 and Q11 if Q4 is blank (ie alpha only) or nuvos\n>On nuvos and alpha calcs sheets changed the \"service during year part 2\" calcs to use full time proportion if Q4 is alpha, blank or nuvos","D Hirani","2019-07-10",">Okay, happy with wording chanes to more info box and Q5\n>happy that 1 is used for alpha and nuvos calcs for fulltime prop"]
["v6.1",null,null,null,null,"Steve Lewis","2019-07-10","Minor amended Guidance Notes sheet.\nMinor amendments to Calculator sheet input decriptions and comments in info cells. Updated Clear Data macro to pick up correct cells after inserting additional row in interface"]
["v0.13",null,null,null,null,"Michael Tagg","2019-07-16",">FS calcs - changed DJS/ABS end date calc (D13) to allow for case where alpha ABS end date already filled in.\n>Parameters - changed B123 to allow for case where alpha ABS end date filled and member was in FS scheme prior to 2015\n>Parameters - set cpi_1, cpi_2, cpi_3 to 1%, 2%, 3% respectively. Updated basis1, basis2, basis3 to reflect cpi_n - cpi.\n>Amended labels on nuvos and alpha calcs sheets to refer to basis1, basis2, basis3 to feed through changes automatically","D Hirani","2019-07-16","if you enter an ABS date but leave the reck service blank then the spreadsheet gives no service"]
["v0.14","\\\\gad-ast\\AST\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\[NICS - BenProjectCalculator WIP v0.15.xlsb]Version control",null,null,null,"D Hirani","2019-07-16",">Updated H64, H65 of calculator tab so it is hidden if insufficient answers are given\n>Slight update to D13 – in v0.13 if you entered an ABS date but left the reck service blank then the spreadsheet gives no service. I have updated formulae so it reverts back to using DJS if reck service is left blank."]
["v7.1",null,null,null,null,"S Lewis","2019-07-17",">Updated 'Guidance Notes' tab for changes to past and future salary increase assumptions in the calculator.\n>Updated 'Printable Estimate' to pick up 2% salary increase output in line with the statement"]
["v0.15","\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\NICS - BenProjectCalculator WIP v0.15.xlsb",null,null,null,"Meera Mehta","2019-07-23","- Updated guidance note tab so that references to salary increases now refer to the 2/3/4% rather than the 1/2/3%\n- Updated calculator tab row 68 so it reads 2/3/4%\n- Updated printable estimate tab rows 30 onwards such that it references column H of the calculator tab instead of column I\n- Updated parameters tab cells G51:G53 to read 2/3/4% instead of 1/2/3%","D Hirani","2019-07-24","All updates okay\nMade updates to cells C51:C53 of parameters tab for labelling"]
["v0.16",null,null,null,null,"Michael Tagg","2019-07-30",">On the Lump Sum sheet filled in the \"Nominal\" summary to pick up values as needed\n>On summary sheet repeated the \"in money terms\" summary but for nominal values\n>On Calculator and Printable estimate sheet inserted \"Nominal\" values alongside \"Money terms\" values\n>On Calculator sheet removed the checkboxes and replaced with dropdown yes/no boxes\n>On Parameters sheet added formula to pick up dropdown boxes for q6, 7, and 8 in cells B114, B90, and B93 to return true/false as before.\n>On Guidance Notes sheet changed cells B9 and B14 to refer to the newly added in nominal values for results","D Hirani","2019-07-31","Happy with updates but classic plus not working as expected - this is because in lump sum tab, no classic plus split figures have been added in nominal table\n"]
["v0.17","\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\[NICS - BenProjectCalculator WIP v0.17.xlsb]Version control",null,null,null,"D Hirani","2019-07-31","Calculator tab\n>updated row 80 of calculator tab to remove reference to current money\n>Added borders around results to more easily distinguish between current money and nominal amounts\nLump sum\n>added rows 39 and 40 to link to nominal classic plus split in FS calcs tab\n>updated row 41 so now linking to rows 39 and 40 instead of 15 and 16"]
["v0.18","\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\NICS - BenProjectCalculator WIP v0.18.xlsb",null,null,null,"Zuzanna Pasternak","2024-01-04","ERF sheet:\nUpdated ERF01-ERF06 tables with new factors\nERF13 table not updated as not used - Nuvos calcs use Alpha factors\nLRF sheet:\nUpdated LRF03 table with new factors\nLRF01 table not updated as not used - Nuvos calcs use Alpha factors","Michael Tagg","2024-01-15","Checked tables vs \\\\GAD-AST\\AST\\PSPS\\NICSPS\\_tools\\Received from PSPS\\CS NI Consolidated Factors 2023-04.xlsm"]
[null,null,null,null,null,null,"2024-01-10","ERF and LRF sheets: greyed out Nuvos tables and added comments","Michael Tagg","2024-01-15","Ok"]
[null,null,null,null,null,null,null,null,null,null,"[Guidance Notes] we will need to update the wording regarding the options exercise - similar to below.\nNote the wording refers to q7 but I think this should be 6."]
[null,null,null,null,null,null,null,null,null,null,"[Calculator] I think we will need some wording regarding mccloud for question 6. This might be in the \"more info\" comment. \n\n> We should instruct the user that the option exercise has been superseded by the mccloud ruling\n> that those effected may wish to use the mccloud calculator rather than this one\n> that they can still use this tool by selecting yes or no to find an estimate of their benefits under both legacy and reformed cases"]
["v0.19","\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\NICS - BenProjectCalculator WIP v0.19.xlsb",null,null,null,"Zuzanna Pasternak","2024-01-17","Calculator sheet:\nRemoved question 6, deleted from name manager\nRenumbered following questions, renamed ranges in name manager - so removed references to dropdown_q8 in clear data VBA module as it no longer exists","Michael Tagg","2024-01-18","Ok"]
[null,null,null,null,null,null,null,"Parameters sheet:\nHardcoded cell B114 (Opted to move to Alpha on 1 April 2015) to TRUE as McCloud eligible members will be directed to a different calculator, so all benefits from 2015 will be assumed to be in the Alpha scheme\n","Michael Tagg","2024-01-18","Ok"]
[null,null,null,null,null,null,null,"Note: cell D22 on FS calc sheet sets end of protection date to be equal to planned retirement date if member was older than 49 in 2012 - might need changing. It seems like this only gets used in later calcs if they joined on or before 01/04/2012, otherwise it gets overriden. So maybe these members will not be using this calculator as they will be directed to McCloud calculator instead?","Michael Tagg","2024-01-18","I think we should add validation with a warning if the member enters DoJ before 1 April 2012 - \"As you joined the scheme before 1 April 2012 you will be affected by the McCloud remedy. Members who are affected by the McCloud remedy should use the alternative illustrator provided on the CSP(NI) website.\""]
[null,null,null,null,null,null,null,"Guidance notes sheet:\nRemoved wording relating to question 6\nAdded wording directing members affected by McCloud remedy to McCloud modeller\nRemoved wording about transitional protection from Detailed notes section","Michael Tagg","2024-01-18","Ok"]
[null,null,null,null,null,null,null,null,"Michael Tagg","2024-01-18","Name manager - \n> there are a number of named ranges that are referencing the \"P:\\PCSPS_NI\\Calculators\\Benefit projectors\\Sent\\20190610\\\" folder - I think these are all duplicate ranges and can be deleted.\n> there are a few ranges with #ref errors - again I don't think these are used (they looks like the AP limit ranges)- I think we can remove\n"]
[null,null,null,null,null,null,null,null,null,null,"Agree should remove the \"protection end date\" line on Calculator sheet,"]
["v0.20","\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\development area\\benefit projection calculator\\NICSPS\\NICS - BenProjectCalculator WIP v0.20.xlsb",null,null,null,"Zuzanna Pasternak","2024-01-19","Calculator sheet:\nEdited cell C146 (being used for data validation of DJS). Was previously member's 16th birthday, but now the max of 16th birthday and 1 April 2012, to prevent McCloud eligible members from using the calculator\nEdited error message to include this condition\nAdded to \"More Info\" note to expand on this, as data validation message could not contain the whole explanation\nDeleted \"protection end date\" from row 65"]
[null,null,null,null,null,null,null,"Name manager:\nDeleted duplicate ranges which were referencing the \"P:\\PCSPS_NI\\Calculators\\Benefit projectors\\Sent\\20190610\\\" folder\nDeleted ranges with #REF errors"]
[null,null,null,null,null,"Toby Adelowo","2026-08-21","Calculator:\nUpdated cell validations to allow for year inputs based on current release of caluclator.\nUpdated data validation for cells I33, I38, I48"]
[null,null,null,null,null,null,"2026-08-24","Guidance Notes:\nAdded new lines at the top in relation to date last updated"]
[null,null,null,null,null,null,"2026-08-26","Guidance Notes:\nRepeated wording in B6 into B40"]

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[]
[]
[]
[]
[null,"Date calculator last updated:",null,"2026-08-01"]
[null,{"$f":"\"Scheme factors are required to determine benefits payable and these factors are reviewed periodically. The calculator uses factors in force as at \" & TEXT(D5,\"dd mmmm yyyy\") & \". When you actually retire, the scheme factors in force at the time will be used, if appropriate. This may produce different results, other things being equal, to those illustrated here.\"","v":"Scheme factors are required to determine benefits payable and these factors are reviewed periodically. The calculator uses factors in force as at 01 August 2026. When you actually retire, the scheme factors in force at the time will be used, if appropriate. This may produce different results, other things being equal, to those illustrated here."}]
[null,"Understanding the results (Notes and Assumptions)"]
[null,"- This calculator is solely for guidance purposes and is an estimate only. It is not intended to provide you with financial advice. If you require financial advice, you should contact an Independent Financial Advisor (IFA). You can find tips on finding an IFA by visiting the Financial Conduct Authority website: "]
[null,"www.fca.org.uk "]
[null,"- This calculator is designed for members who are not affected by the McCloud remedy. Members who are affected by the McCloud remedy should use the alternative illustrator provided on the CSP(NI) website."]
[null,"Section B: Your Benefits"]
[null,"- The results sections (1) and (2) shows the amount of your projected pension at retirement (ie in nominal terms) as well as at today's monetary value (after adjusting for assumed future inflation)."]
[null,"-The results sections (1) and (2) allow for salary increases on three different sets of assumptions (2.0% pa, 3.0% pa and 4.0% pa), inflation (2.0% pa) and revaluation of CARE benefits (2.0% pa). The assumed salary increases do not allow for any future promotional salary increases you may receive."]
[null,"- When you retire you may be able to choose to convert some of your pension to receive a lump sum (or additional lump sum for classic and classic plus members). This is known as commutation. The Results Sections show (1) the effect of commuting the maximum amount of pension permitted under HMRC rules, and (2) the amount without any commutation."]
[null,"Printable Estimate"]
[null,"- Provides a one page summary of the following:\n  (a) Inputs by the user - Retirement date, name, date of birth, pensionable earnings, date joined scheme and age at retirement date\n  (b) Output from the Benefit Projection calculator (both at retirement (in nominal terms) as well as in today's monetary terms):\n      (i) The projected pension at the date of retirement assuming no commutation\n      (ii) If a classic member, the level of the automatic lump sum available\n      (iii) The projected level of pension and lump sum assuming that the maximum amount is commuted"]
[null,"Summary of the approach "]
[null,"- The amount of pension you may receive depends on when you retire."]
[null,"- It is assumed that you will remain in active service until your selected retirement date, and that you will retire on normal terms (i.e. you are not retiring on the grounds of ill-health)."]
[null,"- Normal Pension Age (NPA) in the alpha scheme is State Pension age (SPa). NPA for Nuvos members is 65, and NPA for Classic, Classic Plus and Premium members is 60. Please note that the calculator cannot be used for members with a different NPA to those set out here (e.g. members with a Personal Pension Age or Alpha members who have purchased an EPA (Effective Pension Age))."]
[null,"- Where your selected retirement age is earlier than the NPA for your scheme the amount of pension shown is reduced for the earlier start of payments. Alpha and Nuvos pension amounts are increased for late payment where your selected retirement age is later than NPA. Classic, Classic Plus and Premium pensions are not increased for late payment. The actuarial adjustments made to reduce or increase pensions for early or late payment are those currently in effect. However, the adjustments will be reviewed periodically, and may increase or decrease. Your benefits at retirement will depend on the actuarial adjustment factors in effect at that time. "]
[null,"- The results do not include any money purchase Additional Voluntary Contributions (AVCs) benefits, added pension that you may have purchased, pension debits or other special arrangements within the schemes. If your alpha or nuvos pension includes transferred-in benefits, for simplicity this projection has revalued them at the same rate as alpha or nuvos scheme benefits respectively. A different rate of revaluation may apply to transferred-in benefits in practice."]
[null,"- The calculator does not show pension from other sources, for example the State Pension or other private arrangements you may have."]
[null,"- If you indicated you have worked part time, the calculator has allowed for part-time hours worked up to your most recent benefit statement. It has also assumed you have worked your current part-time hours since then and will continue to do so until retirement. However, it is not currently possible to input two separate concurrent employments."]
[null,"- The illustrations do not allow for taxation. Your benefits will be subject to the various tax rates and limits in force when you retire. Further information on taxation is available on the Department of Finance website. You may wish to seek specialist advice if you think you could be affected."]
[null,"- The calculator does not provide an illustration for retirement on the grounds of ill-health."]
[null,"- Your scheme provides survivor benefits payable in the event of your death. These are not shown here. See your scheme guide for details."]
[null,"- The calculator is not suitable for providing illustrations for Prison Officers with reserved rights."]
[null,"Detailed notes (which explain some of the details of the calculations)"]
[null,"- The alpha scheme is a Career Average Revalued Earnings (CARE) scheme with an accrual rate of 2.32% and revaluation for active members before retirement in line with the change in CPI."]
[null,"- The nuvos scheme is a Career Average Revalued Earnings (CARE) scheme with an accrual rate of 2.3% and revaluation for active members before retirement in line with the change in CPI."]
[null,"- Where past accrued CARE pension has not been provided, the calculator will estimate this value by assuming that historic salary increases have been 3.0% per year."]
[null,"- Long-term CPI has been assumed to be 2.0% per year. The calculator presents three sets of results, by using long-term pay increases of (i) 2.0%, (ii) 3.0% and (iii) 4.0% each year. "]
[null,"- The alpha and nuvos active member in-service CARE revaluation has been set at 2.0% in all cases."]
[null,"- The Normal Pension Age in the classic, classic plus and premium scheme is assumed to be age 60. This calculator makes no allowance for members who may have a NPA of 65 in these schemes or those who may have a Personal Pension Age."]
[null,"Warnings"]
[null,"- The results produced are not a formal statement of your entitlements."]
[null,"- This calculator only applies to the Civil Service Pension Schemes in Northern Ireland."]
[null,"- The results shown are estimated, using a given set of assumptions.  Using different assumptions in the calculations could produce different results."]
[null,{"$f":"\"- Scheme factors are required to determine benefits payable and these factors are reviewed periodically. The calculator uses factors in force as at \" & TEXT(D5,\"dd mmmm yyyy\") & \". When you actually retire, the scheme factors in force at the time will be used, if appropriate. This may produce different results, other things being equal, to those illustrated here.\"","v":"- Scheme factors are required to determine benefits payable and these factors are reviewed periodically. The calculator uses factors in force as at 01 August 2026. When you actually retire, the scheme factors in force at the time will be used, if appropriate. This may produce different results, other things being equal, to those illustrated here."}]
[null,"- Allowing for promotional salary increases would increase the projected benefits."]
[null,"- If future experience differs from the assumptions used, the pension you will receive at retirement will be different from those shown."]
[null,"- If you wish to seek financial advice, please contact an authorised Independent Financial Adviser. The results in this calculator are not to be considered as financial advice. The Department of Finance does not accept responsibility for the accuracy of results produced."]

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[]
[]
[]
[]
[]
[null,"Northern Ireland Civil Service Pension Scheme Benefits Projector"]
[null,"Important information - please read this before you start"]
[null,"- This calculator will provide an illustration of your pension and lump sum at a chosen retirement age."]
[null,"- The results shown are only estimates, based on what you input and other assumptions."]
[null,"- Please read the Guidance Notes for further details and limitations on the results produced."]
[null,"- This calculator is for guidance purposes only and is only an estimate. It is not intended to provide you with financial advice. If you require financial advice, you should contact an Independent Financial Adviser. "]
[]
[null,"A: Your details"]
[null,"Please enter the following details about yourself"]
[]
[null,"1. Your date of birth (dd/mm/yyyy)"]
[]
[null,"2. Your name (first name and surname)"]
[]
[null,"3. The date you joined the scheme (dd/mm/yyyy)",null,null,null,null,null,null,null,null,"more info"]
[]
[null,{"$f":"IF(DJS>=NewSchDate,\"4. The scheme you entered upon joining\",\"4. The scheme you were in prior to 1 April 2015 (Choose from the list in the box)\")","v":"4. The scheme you were in prior to 1 April 2015 (Choose from the list in the box)"},null,null,null,null,null,null,null,null,"more info"]
[]
[null,"5. Your pensionable earnings",null,null,null,null,null,null,null,null,"more info"]
[]
[]
[]
[]
[null,"6. This question is for nuvos scheme members only"]
[null,"    Do you know your nuvos pension to date? ",null,null,null,"No",{"$f":"IF(Parameters!B90,\"Input below\",\"It will be approximated in the projection calculations\")","v":"It will be approximated in the projection calculations"}]
[null,"    (This will be shown on your annual benefit statement)"]
[]
[null,null,null,null,null,null,"The end date of your current annual benefit statement"," 31 March",null,null,"Accrued nuvos benefit",null,"more info"]
[null,"7. This question is for alpha scheme members only"]
[null,"    Do you know your alpha pension to date? ",null,null,null,"No",{"$f":"IF(Parameters!B93,\"Input below\",\"It will be approximated in the projection calculations\")","v":"It will be approximated in the projection calculations"}]
[null,"    (This will be shown on your annual benefit statement)"]
[]
[null,null,null,null,null,null,"The end date of your current annual benefit statement"," 31 March",null,null,"Accrued alpha benefit",null,"more info"]
[]
[null,"8. Retirement date for illustration (dd/mm/yyyy)",null,null,null,null,null,null,null,null,"more info"]
[]
[null,"9. Have you had any periods of part-time working (choose from the list in the box)?",null,null,null,null,null,null,null,null,"more info"]
[]
[null,"10. Your current part-time proportion (entered as percentage e.g. 50%)",null,null,null,null,null,null,null,null,"more info"]
[]
[null,{"$f":"IF(PT_Status=\"Some part-time\",\"Please \",\"If available, please \")&\"fill in some details from your current benefit statement (final salary scheme only)\"","v":"If available, please fill in some details from your current benefit statement (final salary scheme only)"}]
[]
[null,"11. The end date of your current annual benefit statement",null,null,null,null,null," 31 March"]
[]
[null,"12. The reckonable service on your latest benefit statement including any transferred in service",null,null,null,null,null,null,null,"years","more info"]
[null,null,null,null,null,null,null,null,null,"days"]
[]
[null,"13. If you have left questions 11. or 12. blank please enter any service credited from any transfers in (final salary scheme only)",null,null,null,null,null,null,null,"years","more info"]
[null,null,null,null,null,null,null,null,null,"days"]
[]
[null,"B: Your benefits"]
[]
[null,{"$f":"IF(Form_Check=TRUE,\"\",\"Insufficient data supplied, please fill in rest of form\")","v":"Insufficient data supplied, please fill in rest of form"}]
[]
[null,"What will you get when you retire?"]
[]
[null,"Age at retirement",null,null,null,null,null,{"$f":"IF(OR(DoB=\"\",DoR=\"\"),\"\",RA_Year & \" years and \" & Parameters!D78 & \" days\")","v":""}]
[null,"Current Salary",null,null,null,null,null,{"$f":"Summary!D41","v":0}]
[null,{"$f":"IF(OR(Scheme_Full=\"nuvos\", Scheme_Full=\"alpha\"),\"\",\"Number of years reckonable service used in calculating final salary benefits\")","v":"Number of years reckonable service used in calculating final salary benefits"},null,null,null,null,null,{"$f":"IF(OR(Scheme_Full=\"nuvos\", Scheme_Full=\"alpha\"),\"\",IF(Scheme_Full=\"nuvos\",0,'FS calcs'!H76)&\" years and \"&IF(Scheme_Full=\"nuvos\",0,'FS calcs'!I76)&\" days\")","v":"0 years and 0 days"}]
[]
[]
[null,null,null,null,null,null,null,"Annual Salary Increase Assumptions",null,null,null,null,null,"Annual Salary Increase Assumptions"]
[null,null,null,null,null,null,null,0.02,null,0.03,null,0.04,null,0.02,null,0.03,null,0.04]
[null,"Your projected benefits under different salary increase assumptions",null,null,null,null,null,"At retirement",null,null,null,null,null,"In current money terms (after adjusting for assumed future inflation)"]
[null,"1. Assuming maximum commutation of pension"]
[null,{"$f":"Scheme_Full&\" pension\"","v":" pension"},null,null,null,null,null,{"$f":"IFERROR(IF(Summary!H43=\"input error\",Summary!H43,TEXT(Summary!H43,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!I43=\"input error\",Summary!I43,TEXT(Summary!I43,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!J43=\"input error\",Summary!J43,TEXT(Summary!J43,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!D43=\"input error\",Summary!D43,TEXT(Summary!D43,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!E43=\"input error\",Summary!E43,TEXT(Summary!E43,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!F43=\"input error\",Summary!F43,TEXT(Summary!F43,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0"}]
[null,{"$f":"Scheme_Full&\" lump sum\"","v":" lump sum"},null,null,null,null,null,{"$f":"IFERROR(IF(Summary!H44=\"input error\",Summary!H44,TEXT(Summary!H44,\"£#,##0\")),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!I44=\"input error\",Summary!I44,TEXT(Summary!I44,\"£#,##0\")),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!J44=\"input error\",Summary!J44,TEXT(Summary!J44,\"£#,##0\")),\"£0\")","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\", \"£0\",Summary!D44)","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\", \"£0\",Summary!E44)","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\", \"£0\",Summary!F44)","v":"£0"}]
[null,null,null,null,null,null,null,"plus",null,"plus",null,"plus",null,"plus",null,"plus",null,"plus"]
[null,{"$f":"\"alpha pension\"","v":"alpha pension"},null,null,null,null,null,{"$f":"IFERROR(IF(Summary!H45=\"input error\",Summary!H45,TEXT(Summary!H45,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0 pa"},null,{"$f":"IFERROR(IF(Summary!I45=\"input error\",Summary!I45,TEXT(Summary!I45,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0 pa"},null,{"$f":"IFERROR(IF(Summary!J45=\"input error\",Summary!J45,TEXT(Summary!J45,\"£#,##0\")&\" pa\"),\"£0\")","v":"£0 pa"},null,{"$f":"IF(Summary!D45=\"Input Error\",Summary!D45,TEXT(Summary!D45,\"£#,##0\")&\" pa\")","v":"£0 pa"},null,{"$f":"IF(Summary!E45=\"Input Error\",Summary!E45,TEXT(Summary!E45,\"£#,##0\")&\" pa\")","v":"£0 pa"},null,{"$f":"IF(Summary!F45=\"Input Error\",Summary!F45,TEXT(Summary!F45,\"£#,##0\")&\" pa\")","v":"£0 pa"}]
[null,{"$f":"\"alpha lump sum\"","v":"alpha lump sum"},null,null,null,null,null,{"$f":"IFERROR(IF(Summary!H46=\"input error\",Summary!H46,TEXT(Summary!H46,\"£#,##0\")),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!I46=\"input error\",Summary!I46,TEXT(Summary!I46,\"£#,##0\")),\"£0\")","v":"£0"},null,{"$f":"IFERROR(IF(Summary!J46=\"input error\",Summary!J46,TEXT(Summary!J46,\"£#,##0\")),\"£0\")","v":"£0"},null,{"$f":"Summary!D46","v":0},null,{"$f":"Summary!E46","v":0},null,{"$f":"Summary!F46","v":0}]
[]
[null,"Total pension",null,null,null,null,null,{"$f":"IFERROR(IF(Summary!H47=\"input error\",Summary!H47,TEXT(Summary!H47,\"£#,##0\")&\" pa\"),\"£0\")","v":" pa"},null,{"$f":"IFERROR(IF(Summary!I47=\"input error\",Summary!I47,TEXT(Summary!I47,\"£#,##0\")&\" pa\"),\"£0\")","v":" pa"},null,{"$f":"IFERROR(IF(Summary!J47=\"input error\",Summary!J47,TEXT(Summary!J47,\"£#,##0\")&\" pa\"),\"£0\")","v":" pa"},null,{"$f":"IFERROR(IF(ChosenRA<55,\"\",IF(OR(Summary!D20<0,Summary!D37<0),\"input error\",TEXT(Summary!D47,\"£#,##0\")&\" pa\")), \"£0\")","v":""},null,{"$f":"IFERROR(IF(ChosenRA<55,\"\",IF(OR(Summary!E20<0,Summary!E37<0),\"input error\",TEXT(Summary!E47,\"£#,##0\")&\" pa\")), \"£0\")","v":""},null,{"$f":"IFERROR(IF(ChosenRA<55,\"\",IF(OR(Summary!F20<0,Summary!F37<0),\"input error\",TEXT(Summary!F47,\"£#,##0\")&\" pa\")), \"£0\")","v":""}]
[null,"Total lump sum",null,null,null,null,null,{"$f":"IFERROR(IF(Summary!H48=\"input error\",Summary!H48,TEXT(Summary!H48,\"£#,##0\")),\"£0\")","v":""},null,{"$f":"IFERROR(IF(Summary!I48=\"input error\",Summary!I48,TEXT(Summary!I48,\"£#,##0\")),\"£0\")","v":""},null,{"$f":"IFERROR(IF(Summary!J48=\"input error\",Summary!J48,TEXT(Summary!J48,\"£#,##0\")),\"£0\")","v":""},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(ChosenRA<55,\"\",Summary!D48))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(ChosenRA<55,\"\",Summary!E48))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(ChosenRA<55,\"\",Summary!F48))","v":"£0"}]
[]
[null,"Your projected benefits under different salary increase assumptions"]
[null,"2. Assuming no commutation of pension"]
[null,{"$f":"Scheme_Full&\" pension\"","v":" pension"},null,null,null,null,null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!H49=\"input error\",Summary!H49,TEXT(Summary!H49,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!I49=\"input error\",Summary!I49,TEXT(Summary!I49,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!J49=\"input error\",Summary!J49,TEXT(Summary!J49,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!D49=\"input error\",Summary!D49,TEXT(Summary!D49,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!E49=\"input error\",Summary!E49,TEXT(Summary!E49,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!F49=\"input error\",Summary!F49,TEXT(Summary!F49,\"£#,##0\")&\" pa\"))","v":"£0"}]
[null,{"$f":"Scheme_Full&\" lump sum\"","v":" lump sum"},null,null,null,null,null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!H50=\"input error\",Summary!H50,TEXT(Summary!H50,\"£#,##0\")))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!I50=\"input error\",Summary!I50,TEXT(Summary!I50,\"£#,##0\")))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!J50=\"input error\",Summary!J50,TEXT(Summary!J50,\"£#,##0\")))","v":"£0"},null,{"$f":"Summary!D50","v":0},null,{"$f":"Summary!E50","v":0},null,{"$f":"Summary!F50","v":0}]
[null,null,null,null,null,null,null,"Plus",null,"Plus",null,"Plus",null,"Plus",null,"Plus",null,"Plus"]
[null,{"$f":"\"alpha pension\"","v":"alpha pension"},null,null,null,null,null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!H51=\"input error\",Summary!H51,TEXT(Summary!H51,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!I51=\"input error\",Summary!I51,TEXT(Summary!I51,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!J51=\"input error\",Summary!J51,TEXT(Summary!J51,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Summary!D51=\"input error\",Summary!D51,TEXT(Summary!D51,\"£#,##0\")&\" pa\")","v":"£0 pa"},null,{"$f":"IF(Summary!E51=\"input error\",Summary!E51,TEXT(Summary!E51,\"£#,##0\")&\" pa\")","v":"£0 pa"},null,{"$f":"IF(Summary!F51=\"input error\",Summary!F51,TEXT(Summary!F51,\"£#,##0\")&\" pa\")","v":"£0 pa"}]
[]
[null,"Total pension",null,null,null,null,null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!H52=\"input error\",Summary!H52,TEXT(Summary!H52,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!I52=\"input error\",Summary!I52,TEXT(Summary!I52,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!J52=\"input error\",Summary!J52,TEXT(Summary!J52,\"£#,##0\")&\" pa\"))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(ChosenRA<55,\"\",IF(Summary!D52=\"input error\",Summary!D52,TEXT(Summary!D52,\"£#,##0\")&\" pa\")))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(ChosenRA<55,\"\",IF(Summary!E52=\"input error\",Summary!E52,TEXT(Summary!E52,\"£#,##0\")&\" pa\")))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(ChosenRA<55,\"\",IF(Summary!F52=\"input error\",Summary!F52,TEXT(Summary!F52,\"£#,##0\")&\" pa\")))","v":"£0"}]
[null,"Total lump sum",null,null,null,null,null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!H53=\"input error\",Summary!H53,TEXT(Summary!H53,\"£#,##0\")))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!I53=\"input error\",Summary!I53,TEXT(Summary!I53,\"£#,##0\")))","v":"£0"},null,{"$f":"IF(Scheme_Full=\"\",\"£0\",IF(Summary!J53=\"input error\",Summary!J53,TEXT(Summary!J53,\"£#,##0\")))","v":"£0"},null,{"$f":"IF(ChosenRA>=55,N83,\"\")","v":""},null,{"$f":"IF(ChosenRA>=55,P83,\"\")","v":""},null,{"$f":"IF(ChosenRA>=55,R83,\"\")","v":""}]
[]
[]
[null,null,null,null,null,null,"Scheme Guides"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Do not delete - calculator validation"]
[]
["DOB",{"$f":"DATE(YEAR(Date_curr)-16,MONTH(Date_curr),DAY(Date_curr))","v":"2010-09-01"},null,"current date minus 16 years"]
[null,{"$f":"IF(DJS=\"\",B135,DATE(YEAR(DJS)-16,MONTH(DJS),DAY(DJS)))","v":"2010-09-01"},null,"not allowed after DJS minus 16 years, if blank set to be equal to current date less 16 years"]
[null,{"$f":"MIN(B135:B136)","v":"2010-09-01"},null,"combination of the above"]
[null,{"$f":"DATE(YEAR(Date_curr)-75,MONTH(Date_curr),DAY(Date_curr))","v":"1951-09-01"},null,"Dob not before 75 years ago"]
["Current schemes"]
[null,{"$f":"+IF(DJS>=NewSchDate,\"alpha\",\"classic\")","v":"classic"}]
[null,{"$f":"+IF(DJS>=NewSchDate,\"\",\"classic plus\")","v":"classic plus"},{"$f":"\"\"","v":""}]
[null,{"$f":"+IF(DJS>=NewSchDate,\"\",\"premium\")","v":"premium"}]
[null,{"$f":"+IF(DJS>=NewSchDate,\"\",\"nuvos\")","v":"nuvos"}]
[]
["DJS","max",{"$f":"Date_curr","v":"2026-09-01"}]
[null,"min",{"$f":"+MAX(DATE(YEAR(DoB)+16,MONTH(DoB),DAY(DoB)), DATE(2012, 4, 1))","v":"2012-04-01"},null,"not allowed before age 16, not allowed to be McCloud eligible"]
[]
["Current pen sal"]
["min",1000]
["max",300000]
["Reckonable service granted for TVIN"]
["max",{"$f":"INT((DJS-DATE(YEAR(DoB)+16,MONTH(DoB),DAY(DoB)))/365.25)","v":-16},{"$f":"+IF(TVinYears>=B152,D152,D153)","v":0},{"$f":"+INT(((DJS-DATE(YEAR(DoB)+16,MONTH(DoB),DAY(DoB)))/365.25-INT((DJS-DATE(YEAR(DoB)+16,MONTH(DoB),DAY(DoB)))/365.25))*365.25)","v":0},"Check versus age at joining scheme and time prior to this but after age 16"]
[null,null,null,365]
["Retirement age"]
[]
[null,"Classic","Classic Plus","Premium","nuvos","alpha","Validation"]
["min",55,55,55,55,55,{"$f":"MAX(DATE(YEAR(DoB)+B157,MONTH(DoB),DAY(DoB)), Date_curr)","v":"2026-09-01"}]
["max",75,75,75,75,80,{"$f":"DATE(YEAR(DoB)+B158,MONTH(DoB),DAY(DoB))","v":"1974-12-31"}]
[]
[]
[]
["Retirement date"]
[]
[null,"Protection",null,{"$f":"'FS calcs'!ProtStatus","v":true}]
[null,"Protection end date",null,{"$f":"'FS calcs'!DoProtEnd","v":"00:00:00"},{"$f":"TEXT(D165,\"d mmmm yyyy\")","v":"0 January 1900"}]
[null,"CARE scheme start date",null,{"$f":"IFERROR(D165+1,\"N/A\")","v":"1900-01-01"},{"$f":"TEXT(D166,\"d mmmm yyyy\")","v":"1 January 1900"}]
[]
[null,"Protection type",null,"Text to display"]
[null,"Full",null,"n/a"]
[null,"Tapered",null,{"$f":"E166","v":"1 January 1900"}]
[null,"None",null,"1 April 2015"]
[]
[]
["Always full-time"]
["Some part-time"]

{"sheet":"Printable Estimate","index":4,"n_rows":46,"n_cols":6,"rows_kept":46,"cut":false,"hidden":false,"merged":[[5,1,7,6],[35,2,35,4],[14,4,14,5],[24,4,24,5],[27,1,27,6]]}
[]
[]
[]
[null,"Northern Ireland Civil Service Pension Scheme"]
[]
[null,"This calculator is for guidance purposes only. It is an estimate only and is not a guarantee of future benefits. It is not intended to provide you with financial advice. If you require financial advice, you should contact an independent financial adviser. "]
[]
[]
[]
[null,"This projection should be read along with the accompanying notes. "]
[]
[]
[null,null,"Illustration of pension benefits for retirement at",null,{"$f":"IF(DoR=\"\",\"\",DoR)","v":""}]
[]
[null,null,"Name",null,{"$f":"IF(Name_member=\"\",\"\",Name_member)","v":""}]
[]
[null,null,"Date of Birth",null,{"$f":"IF(DoB=\"\",\"\",DoB)","v":""}]
[]
[null,null,"Pensionable Earnings  ",null,{"$f":"IF(CurrentSal=\"\",\"\",CurrentSal)","v":""}]
[]
[null,null,"Date of joining the scheme",null,{"$f":"IF(DJS=\"\",\"\",DJS)","v":""}]
[]
[null,null,"Retirement Date",null,{"$f":"IF(DoR=\"\",\"\",DoR)","v":""}]
[]
[null,null,"Age at Retirement Date",null,{"$f":"IF(OR(DoB=\"\",DoR=\"\"),\"\", RA_Year & \" years and \" & Parameters!D78 & \" days\")","v":""}]
[]
[]
[null,"Your projected benefits\n(assuming future salary increases of 2% pa)"]
[null,{"$f":"IF(Form_Check=TRUE,\"\",\"Insufficient data supplied, please fill in rest of form\")","v":"Insufficient data supplied, please fill in rest of form"}]
[]
[null,null,null,null,"At Retirement","Current money terms"]
[null,null,{"$f":"\"Projected pension at \"&IF(DoR=\"\",\"\",TEXT(DoR,\"d mmmm yyy\")) &\":\"","v":"Projected pension at :"},null,{"$f":"IF(Form_Check=TRUE,IF(ChosenRA>=55,Calculator!H87,Calculator!H82),\"\")","v":""},{"$f":"IF(Form_Check=TRUE,IF(ChosenRA>=55,Calculator!N87,Calculator!N82),\"\")","v":""}]
[]
[null,null,{"$f":"IF(OR(Scheme_Full=\"classic\",Scheme_Full=\"classic plus\" ),\"Automatic lump sum\",\"\")","v":""},null,{"$f":"IF(Form_Check=TRUE,IF(OR(Scheme_Full=\"classic\",Scheme_Full=\"classic plus\"),Calculator!H88,\"\"),\"\")","v":""},{"$f":"IF(Form_Check=TRUE,IF(OR(Scheme_Full=\"classic\",Scheme_Full=\"classic plus\"),Calculator!N88,\"\"),\"\")","v":""}]
[]
[null,null,"The Northern Ireland Civil Service Pension Scheme allows for part of your pension to be exchanged for a lump sum at retirement. This is called commutation."]
[]
[null,null,"Amounts following maximum commutation:"]
[]
[null,null,"Pension",null,{"$f":"IF(Form_Check=TRUE,IF(ChosenRA>=55,Calculator!H77,Calculator!H71),\"\")","v":""},{"$f":"IF(Form_Check=TRUE,IF(ChosenRA>=55,Calculator!N77,Calculator!N71),\"\")","v":""}]
[]
[null,null,"Lump Sum",null,{"$f":"IF(Form_Check=TRUE,IF(ChosenRA>=55,Calculator!H78,Calculator!H72),\"\")","v":""},{"$f":"IF(Form_Check=TRUE,IF(ChosenRA>=55,Calculator!N78,Calculator!N72),\"\")","v":""}]
[]
[]
[]
[null,null,"Printed on ",null,{"$f":"Date_curr","v":"2026-09-01"}]

{"sheet":"Parameters","index":5,"n_rows":123,"n_cols":14,"rows_kept":123,"cut":false,"hidden":true,"merged":[[31,3,31,4]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Parameters"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Parameters"}]
[]
[null,null,null,null,null,"NRA"]
[null,"Current schemes",null,null,"classic",60]
[null,null,null,null,"classic plus",60]
[null,null,null,null,"premium",60]
[null,null,null,null,"nuvos",65]
[null,null,null,null,"alpha","SPA"]
[]
[null,"Protection date",null,null,"2012-04-01"]
[]
[null,"alpha scheme start date",null,null,"2015-04-01"]
[]
[null,"Days in the year",null,null,365.25]
[]
[null,"Maximum service (years)",null,null,"Classic",45]
[null,null,null,null,"Classic plus",45]
[null,null,null,null,"Premium",45]
[]
[null,"Accrual rates",null,null,"Classic",{"$f":"1/80","v":1.2500000000000001E-2}]
[null,null,null,null,"Classic plus (Pre-Oct 2002)",{"$f":"1/80","v":1.2500000000000001E-2}]
[null,null,null,null,"Classic plus (Post-Oct 2002)",{"$f":"1/60","v":1.6666666666666666E-2}]
[null,null,null,null,"Premium",{"$f":"1/60","v":1.6666666666666666E-2}]
[null,null,null,null,"nuvos",2.3E-2]
[null,null,null,null,"alpha",2.3199999999999998E-2]
[]
[]
[null,"State pension age (CARE only)"]
[null,null,null,"DoB"]
[null,null,null,"From","To"]
[null,null,null,"1940-04-06","1954-03-05",65]
[null,null,null,"1954-03-06","1960-09-05",66]
[null,null,null,"1960-09-06","1977-09-05",67]
[null,null,null,"1977-09-06",null,68]
[]
[null,null,null,null,"SPA",{"$f":"VLOOKUP(DoB,D34:F37,3,TRUE)","v":{"$error":"#N/A"}}]
[null,null,null,null,"SPA Date",{"$f":"DATE(YEAR(DoB)+SPA,MONTH(DoB),DAY(DoB))","v":{"$error":"#N/A"}}]
[]
[null,"Classic plus start date",null,null,"2002-10-01"]
[null,"Premium start date",null,null,"2002-10-01"]
[null,"nuvos start date",null,null,"2007-07-30"]
[null,"alpha start date",null,null,"2015-04-01"]
[]
[null,"Service between classic/classic plus start date and protection date",null,null,null,null,{"$f":"(ProtectDate-Start_date_classic)/DoY","v":9.500342231348391}]
[]
[]
[null,null,"CPI",null,null,null,0.02,"Short-term adjustment",null,null,null,1,31,{"$f":"M50","v":31}]
["salary","Basis 1","CPI + 0.0%",null,null,null,0.02,0,null,null,null,2,28,{"$f":"M51+N50","v":59}]
["salary","Basis 2","CPI + 1.0%",null,null,null,0.03,null,null,null,null,3,31,{"$f":"M52+N51","v":90}]
["salary","Basis 3","CPI + 2.0%",null,null,null,0.04,null,null,null,null,4,30,120]
[null,null,"CARE Revaluation ",null,null,null,{"$f":"cpi","v":0.02},null,null,null,null,5,31,151]
[null,null,null,null,null,null,null,null,null,null,null,6,30,181]
[null,null,null,null,null,null,null,null,null,null,null,7,31,212]
[null,null,null,null,null,null,null,null,null,null,null,8,31,243]
[null,null,null,null,null,null,null,null,null,null,null,9,30,273]
[null,"Current Date",null,{"$f":"TODAY()","v":"2026-09-01"},null,null,null,null,null,null,null,10,31,304]
[null,{"$f":"DATE(YEAR(Date_curr)-1,4,1)","v":"2025-04-01"},{"$f":"DATE(YEAR(Date_curr),4,1)","v":"2026-04-01"},{"$f":"DATE(YEAR(Date_curr)+1,4,1)","v":"2027-04-01"},null,null,null,null,null,null,null,11,30,334]
[null,"nuvos Start of Scheme Year",null,{"$f":"MAX('FS calcs'!D13,IF(Parameters!B90=TRUE,DATE(nuvos_ABSEndDate1,4,1),IF(PT_Status=\"some Part-time\",DATE(ABSEndDate,4,1),IF(AND(Date_curr<C60,Date_curr>=B60),B60,IF(AND(Date_curr<D60,Date_curr>=C60),C60,D60)))))","v":"2026-04-01"},null,null,null,null,null,null,null,12,31,365]
[null,"alpha Start of Scheme Year",null,{"$f":"MAX(NewSchDate,IF(Parameters!B93=TRUE,DATE(alpha_ABSEndDate1,4,1),IF(PT_Status=\"some Part-time\",DATE(ABSEndDate,4,1),IF(AND(Date_curr<C60,Date_curr>=B60),B60,IF(AND(Date_curr<D60,Date_curr>=C60),C60,D60)))))","v":"2026-04-01"}]
[null,"Start of current Scheme Year",null,{"$f":"IF(MONTH(Date_curr)<4,DATE(YEAR(Date_curr)-1,4,1),DATE(YEAR(Date_curr),4,1))","v":"2026-04-01"}]
[]
[null,"Scheme Conversion"]
[null,"Classic","Classic"]
[null,"Classic plus","Classic plus",null,null,"alpha scheme LRF lookup function"]
[null,"Premium","Premium"]
[null,"nuvos","nuvos",null,null,"Time from SPA to retirement date in years, months and days."]
[null,"alpha","alpha",null,null,"Years","Months","Days"]
[null,null,null,null,null,{"$f":"IFERROR(DATEDIF(SPA_date,DoR,\"y\"),0)","v":0},{"$f":"IFERROR(DATEDIF(F73,DoR,\"m\"),0)","v":0},{"$f":"IFERROR(DATEDIF(G73,DoR,\"d\"),0)","v":0}]
[null,"Current scheme",null,null,null,"SPA + Years","SPA + Years + Months","SPA + Years + Months + Days"]
[null,{"$f":"INDEX(Parameters!$C$66:$C$70,MATCH(Calculator!I22,Parameters!$B$66:$B$70,0),1)","v":{"$error":"#N/A"}},null,null,null,{"$f":"DATE(YEAR(SPA_date)+F71,MONTH(SPA_date),DAY(SPA_date))","v":{"$error":"#N/A"}},{"$f":"DATE(YEAR(F73),MONTH(F73)+G71,DAY(F73))","v":{"$error":"#N/A"}},{"$f":"DATE(YEAR(G73),MONTH(G73),DAY(G73)+H71)","v":{"$error":"#N/A"}},{"$f":"IF(DoR>SPA_date,H73=DoR,H73=SPA_date)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,"Time from SPA to retirement date \"in complete years and months\"."]
[null,"Retirement Date",null,"Days",null,"Years","Months","Days"]
[null,{"$f":"DoR","v":"00:00:00"},null,{"$f":"DoR-DATE(YEAR(DoB)+RA_Year,MONTH(DoB),DAY(DoB))","v":0},null,{"$f":"F71","v":0},{"$f":"G71","v":0},"N/A"]
[null,"Years","Months"]
[null,{"$f":"DATEDIF(DoB,DoR,\"y\")","v":0},{"$f":"ROUND((DATEDIF(DoB,DoR,\"m\")/12-B78)*12,1)","v":0},{"$f":"DATEDIF(DoB,DoR,\"yd\")","v":0}]
[null,"Ret Age",null,null,null,"alpha scheme ERF lookup function"]
[null,{"$f":"B78+D78/DoY","v":0}]
[null,"Date turned 60",null,null,null,"Time from retirement date to SPA in years, months and days."]
[null,{"$f":"DATE(YEAR(DoB)+60,MONTH(DoB),DAY(DoB))","v":"1959-12-31"},null,null,null,"Years","Months","Days"]
[null,"SPA Date",null,null,null,{"$f":"IFERROR(DATEDIF(DoR,SPA_date,\"y\"),0)","v":0},{"$f":"IFERROR(DATEDIF(F85,SPA_date,\"m\"),0)","v":0},{"$f":"IFERROR(DATEDIF(G85,SPA_date,\"d\"),0)","v":0}]
[null,{"$f":"SPA_date","v":{"$error":"#N/A"}},null,null,null,"DoR + Years","DoR + Years + Months","DoR + Years + Months + Days"]
[null,null,null,null,null,{"$f":"DATE(YEAR(DoR)+F83,MONTH(DoR),DAY(DoR))","v":"00:00:00"},{"$f":"DATE(YEAR(F85),MONTH(F85)+G83,DAY(F85))","v":"00:00:00"},{"$f":"DATE(YEAR(G85),MONTH(G85),DAY(G85)+H83)","v":"00:00:00"},{"$f":"IF(DoR<SPA_date,H85=SPA_date,H85=DoR)","v":{"$error":"#N/A"}}]
[null,"Date turned 65",null,null,null,"Time from retirement date to SPA \"rounded up to the next higher month\"."]
[null,{"$f":"DATE(YEAR(DoB)+65,MONTH(DoB),DAY(DoB))","v":"1964-12-31"},null,null,null,"Years","Months","Days"]
[null,null,null,null,null,{"$f":"IF(AND(H83>0,G83=11),F83+1,F83)","v":0},{"$f":"IF(H83>0,IF(G83=11,0,G83+1),G83)","v":0},"N/A"]
[null,"Past service from nuvos ABS?"]
[null,{"$f":"IF(Calculator!F30=\"No\",FALSE,TRUE)","v":false}]
[null,null,null,null,null,"nuvos scheme LRF lookup function"]
[null,"Past service from alpha ABS?"]
[null,{"$f":"IF(Calculator!F35=\"No\",FALSE,TRUE)","v":false},null,null,null,"Time from NRA to retirement date in years, months and days."]
[null,null,null,null,null,"Years","Months","Days"]
[null,"ABS date available",null,null,null,{"$f":"IFERROR(DATEDIF(DateAge65,DoR,\"y\"),0)","v":0},{"$f":"IFERROR(DATEDIF(F97,DoR,\"m\"),0)","v":0},{"$f":"IFERROR(DATEDIF(G97,DoR,\"d\"),0)","v":0}]
[null,{"$f":"IF(OR(B90=TRUE,B93=TRUE),TRUE,FALSE)","v":false},null,null,null,"NRA + Years","NRA + Years + Months","NRA + Years + Months + Days"]
[null,null,null,null,null,{"$f":"DATE(YEAR(DateAge65)+F95,MONTH(DateAge65),DAY(DateAge65))","v":"1964-12-31"},{"$f":"DATE(YEAR(F97),MONTH(F97)+G95,DAY(F97))","v":"1964-12-31"},{"$f":"DATE(YEAR(G97),MONTH(G97),DAY(G97)+H95)","v":"1964-12-31"}]
[null,"Data filled in",null,null,null,"Time from NRA to retirement date \"in complete years and months\"."]
[null,{"$f":"AND(DoB<>\"\",DJS<>\"\",Scheme_Full<>\"\",CurrentSal<>\"\",DoR<>\"\", B117,B120,B123)","v":false},null,null,null,"Years","Months","Days"]
[null,null,null,null,null,{"$f":"F95","v":0},{"$f":"G95","v":0},"N/A"]
[null,"Annual benefit statement years for drop down"]
[null,2016]
[null,2017,null,null,null,"nuvos scheme ERF lookup function"]
[null,2018]
[null,2019,null,null,null,"Time from retirement date to NPA in years, months and days."]
[null,2020,null,null,null,"Years","Months","Days"]
[null,2021,null,null,null,{"$f":"IFERROR(DATEDIF(DoR,DateAge65,\"y\"),0)","v":64},{"$f":"IFERROR(DATEDIF(F109,DateAge65,\"m\"),0)","v":12},{"$f":"IFERROR(DATEDIF(G109,DateAge65,\"d\"),0)","v":0}]
[null,2022,null,null,null,"DoR + Years","DoR + Years + Months","DoR + Years + Months + Days"]
[null,2023,null,null,null,{"$f":"DATE(YEAR(DoR)+F107,MONTH(DoR),DAY(DoR))","v":"1963-12-31"},{"$f":"DATE(YEAR(F109),MONTH(F109)+G107,DAY(F109))","v":"1964-12-31"},{"$f":"DATE(YEAR(G109),MONTH(G109),DAY(G109)+H107)","v":"1964-12-31"}]
[null,2024,null,null,null,"Time from retirement date to NPA \"rounded up to the next higher month\"."]
[null,2025,null,null,null,"Years","Months","Days"]
[null,null,null,null,null,{"$f":"IF(AND(H107>0,G107=11),F107+1,F107)","v":64},{"$f":"IF(H107>0,IF(G107=11,0,G107+1),G107)","v":12},"N/A"]
[null,"Opted to move to Alpha on 1 April 2015"]
[null,true]
[]
[null,"Nuvos date & pension available?"]
[null,{"$f":"IF(B90=TRUE,IF(OR(nuvos_ABSEndDate1=\"\", Calculator!L33=\"\"),FALSE,TRUE), TRUE)","v":true}]
[]
[null,"Alpha date and pension available?"]
[null,{"$f":"IF(B93=TRUE,IF(OR(alpha_ABSEndDate1=\"\",Calculator!L38=\"\"),FALSE,TRUE), TRUE)","v":true}]
[]
[null,"Q13 answered but Q12 blank?"]
[null,{"$f":"IF(AND(alpha_ABSEndDate1<>\"\",Reck_Years=\"\",Reck_Days=\"\"),TRUE,IF(OR(AND(OR(Reck_Years<>\"\",Reck_Days<>\"\"),AND(ABSEndDate=\"\",alpha_ABSEndDate1=\"\")),AND(AND(Reck_Years=\"\",Reck_Days=\"\"),ABSEndDate<>\"\")),FALSE,TRUE))","v":true}]

{"sheet":"Tapers","index":6,"n_rows":54,"n_cols":21,"rows_kept":54,"cut":false,"hidden":true,"merged":[[10,18,10,19],[10,2,10,3],[10,13,10,14],[10,4,10,5],[10,7,10,8],[10,15,10,16]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Tapers"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Tapers"}]
[]
[null,null,"Source:","https://www.civilservicepensionscheme.org.uk/members/the-new-pension-scheme-alpha/how-will-this-affect-me/active-members/dates-that-you-will-move-to-the-new-scheme/"]
[]
[]
[]
[null,null,"Classic, classic plus and premium",null,null,null,null,null,null,null,null,null,null,"nuvos members"]
["2012 Lookup",null,"Age at 1 Apr 2012",null,"Age at 1 Apr 2015",null,"Months remaining in current scheme","Age that you move to the new scheme",null,"Date that you will move to the new scheme",null,"2015 Lookup",null,"Age at 1 Apr 2012",null,"Age at 1 Apr 2015",null,"Months remaining in current scheme","Age that you move to the new scheme",null,"Date that you will move to the new scheme"]
[null,null,"year","month","year","month",null,"year","month",null,null,null,null,"year","month","year","month",null,"year","month"]
[{"$f":"+C13&\"_\"&D13","v":"49_11"},null,49,11,{"$f":"+C13+3","v":52},{"$f":"+D13","v":11},82,59,9,"2022-02-01",null,{"$f":"+P13&\"_\"&Q13","v":"57_11"},null,54,11,{"$f":"+N13+3","v":57},{"$f":"+O13","v":11},82,64,9,"2022-02-01"]
[{"$f":"+C14&\"_\"&D14","v":"49_10"},null,{"$f":"+IF(D14=11,C13-1,C13)","v":49},{"$f":"+IF(D13=0,11,D13-1)","v":10},{"$f":"+IF(F14=11,E13-1,E13)","v":52},{"$f":"+IF(F13=0,11,F13-1)","v":10},{"$f":"+G13-2","v":80},{"$f":"+IF(I14=9,H13-1,H13)","v":59},{"$f":"+IF(I13=0,9,I13-3)","v":6},{"$f":"+EDATE(J13,-2)","v":"2021-12-01"},null,"57_10",null,{"$f":"+IF(O14=11,N13-1,N13)","v":54},{"$f":"+IF(O13=0,11,O13-1)","v":10},{"$f":"+IF(Q14=11,P13-1,P13)","v":57},{"$f":"+IF(Q13=0,11,Q13-1)","v":10},{"$f":"+R13-2","v":80},{"$f":"+IF(T14=9,S13-1,S13)","v":64},{"$f":"+IF(T13=0,9,T13-3)","v":6},{"$f":"+EDATE(U13,-2)","v":"2021-12-01"}]
["49_9",null,{"$f":"+IF(D15=11,C14-1,C14)","v":49},9,{"$f":"+IF(F15=11,E14-1,E14)","v":52},{"$f":"+IF(F14=0,11,F14-1)","v":9},{"$f":"+G14-2","v":78},{"$f":"+IF(I15=9,H14-1,H14)","v":59},{"$f":"+IF(I14=0,9,I14-3)","v":3},{"$f":"+EDATE(J14,-2)","v":"2021-10-01"},null,"57_9",null,{"$f":"+IF(O15=11,N14-1,N14)","v":54},9,{"$f":"+IF(Q15=11,P14-1,P14)","v":57},9,{"$f":"+R14-2","v":78},{"$f":"+IF(T15=9,S14-1,S14)","v":64},{"$f":"+IF(T14=0,9,T14-3)","v":3},{"$f":"+EDATE(U14,-2)","v":"2021-10-01"}]
["49_8",null,49,8,52,8,76,59,{"$f":"+IF(I15=0,9,I15-3)","v":0},{"$f":"+EDATE(J15,-2)","v":"2021-08-01"},null,"57_8",null,54,8,57,8,76,64,{"$f":"+IF(T15=0,9,T15-3)","v":0},{"$f":"+EDATE(U15,-2)","v":"2021-08-01"}]
["49_7",null,49,7,52,7,74,58,{"$f":"+IF(I16=0,9,I16-3)","v":9},"2021-06-01",null,"57_7",null,54,7,57,7,74,63,{"$f":"+IF(T16=0,9,T16-3)","v":9},"2021-06-01"]
["49_6",null,49,6,52,6,72,58,6,"2021-04-01",null,"57_6",null,54,6,57,6,72,63,6,"2021-04-01"]
["49_5",null,49,5,52,5,70,58,3,"2021-02-01",null,"57_5",null,54,5,57,5,70,63,3,"2021-02-01"]
["49_4",null,49,4,52,4,68,58,0,"2020-12-01",null,"57_4",null,54,4,57,4,68,63,0,"2020-12-01"]
["49_3",null,49,3,52,3,66,57,9,"2020-10-01",null,"57_3",null,54,3,57,3,66,62,9,"2020-10-01"]
["49_2",null,49,2,52,2,64,57,6,"2020-08-01",null,"57_2",null,54,2,57,2,64,62,6,"2020-08-01"]
["49_1",null,49,1,52,1,62,57,3,"2020-06-01",null,"57_1",null,54,1,57,1,62,62,3,"2020-06-01"]
["49_0",null,49,0,52,0,60,57,0,"2020-04-01",null,"57_0",null,54,0,57,0,60,62,0,"2020-04-01"]
["48_11",null,48,{"$f":"+IF(D24=0,11,D24-1)","v":11},51,11,58,56,9,"2020-02-01",null,"56_11",null,53,{"$f":"+IF(O24=0,11,O24-1)","v":11},56,11,58,61,9,"2020-02-01"]
["48_10",null,48,{"$f":"+IF(D25=0,11,D25-1)","v":10},51,10,56,56,6,"2019-12-01",null,"56_10",null,53,{"$f":"+IF(O25=0,11,O25-1)","v":10},56,10,56,61,6,"2019-12-01"]
["48_9",null,48,9,51,9,54,56,3,"2019-10-01",null,"56_9",null,53,9,56,9,54,61,3,"2019-10-01"]
["48_8",null,48,8,51,8,52,56,0,"2019-08-01",null,"56_8",null,53,8,56,8,52,61,0,"2019-08-01"]
["48_7",null,48,7,51,7,50,55,9,"2019-06-01",null,"56_7",null,53,7,56,7,50,60,9,"2019-06-01"]
["48_6",null,48,6,51,6,48,55,6,"2019-04-01",null,"56_6",null,53,6,56,6,48,60,6,"2019-04-01"]
["48_5",null,48,5,51,5,46,55,3,"2019-02-01",null,"56_5",null,53,5,56,5,46,60,3,"2019-02-01"]
["48_4",null,48,4,51,4,44,55,0,"2018-12-01",null,"56_4",null,53,4,56,4,44,60,0,"2018-12-01"]
["48_3",null,48,3,51,3,42,54,9,"2018-10-01",null,"56_3",null,53,3,56,3,42,59,9,"2018-10-01"]
["48_2",null,48,2,51,2,40,54,6,"2018-08-01",null,"56_2",null,53,2,56,2,40,59,6,"2018-08-01"]
["48_1",null,48,1,51,1,38,54,3,"2018-06-01",null,"56_1",null,53,1,56,1,38,59,3,"2018-06-01"]
["48_0",null,48,0,51,0,36,54,0,"2018-04-01",null,"56_0",null,53,0,56,0,36,59,0,"2018-04-01"]
["47_11",null,47,11,50,11,34,53,9,"2018-02-01",null,"55_11",null,52,11,55,11,34,58,9,"2018-02-01"]
["47_10",null,47,10,50,10,32,53,6,"2017-12-01",null,"55_10",null,52,10,55,10,32,58,6,"2017-12-01"]
["47_9",null,47,9,50,9,30,53,3,"2017-10-01",null,"55_9",null,52,9,55,9,30,58,3,"2017-10-01"]
["47_8",null,47,8,50,8,28,53,0,"2017-08-01",null,"55_8",null,52,8,55,8,28,58,0,"2017-08-01"]
["47_7",null,47,7,50,7,26,52,9,"2017-06-01",null,"55_7",null,52,7,55,7,26,57,9,"2017-06-01"]
["47_6",null,47,6,50,6,24,52,6,"2017-04-01",null,"55_6",null,52,6,55,6,24,57,6,"2017-04-01"]
["47_5",null,47,5,50,5,22,52,3,"2017-02-01",null,"55_5",null,52,5,55,5,22,57,3,"2017-02-01"]
["47_4",null,47,4,50,4,20,52,0,"2016-12-01",null,"55_4",null,52,4,55,4,20,57,0,"2016-12-01"]
["47_3",null,47,3,50,3,18,51,9,"2016-10-01",null,"55_3",null,52,3,55,3,18,56,9,"2016-10-01"]
["47_2",null,47,2,50,2,16,51,6,"2016-08-01",null,"55_2",null,52,2,55,2,16,56,6,"2016-08-01"]
["47_1",null,47,1,50,1,14,51,3,"2016-06-01",null,"55_1",null,52,1,55,1,14,56,3,"2016-06-01"]
["47_0",null,47,0,50,0,12,51,0,"2016-04-01",null,"55_0",null,52,0,55,0,12,56,0,"2016-04-01"]
["46_11",null,46,11,49,11,10,50,9,"2016-02-01",null,"54_11",null,51,11,54,11,10,55,9,"2016-02-01"]
["46_10",null,46,10,49,10,8,50,6,"2015-12-01",null,"54_10",null,51,10,54,10,8,55,6,"2015-12-01"]
["46_9",null,46,9,49,9,6,50,3,"2015-10-01",null,"54_9",null,51,9,54,9,6,55,3,"2015-10-01"]
["46_8",null,46,8,49,8,4,50,0,"2015-08-01",null,"54_8",null,51,8,54,8,4,55,0,"2015-08-01"]
["46_7",null,46,7,49,7,2,49,9,"2015-06-01",null,"54_7",null,51,7,54,7,2,54,9,"2015-06-01"]
["46_6",null,{"$f":"+IF(D54=11,C53-1,C53)","v":46},{"$f":"+IF(D53=0,11,D53-1)","v":6},49,6,0,49,6,"2015-04-01",null,{"$f":"+P54&\"_\"&Q54","v":"54_6"},null,51,6,54,6,0,54,6,"2015-04-01"]

{"sheet":"Commutation Factors","index":7,"n_rows":29,"n_cols":9,"rows_kept":29,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Commutation"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Commutation Factors"}]
[]
[]
[null,"Classic Scheme Commutation Factor",null,null,null,12]
[null,"Classic Plus Scheme Commutation Factor",null,null,null,12]
[null,"Premium Scheme Commutation Factor",null,null,null,12]
[null,"nuvos Scheme Commutation Factor",null,null,null,12]
[null,"alpha Scheme Commutation Factor",null,null,null,12]
[null,"Classic Scheme Lump Sum Factor",null,null,null,3]
[null,"Classic Plus Scheme Lump Sum Factor",null,null,null,3,"(for service up to 30 Sept 2002)"]
[null,"Premium Scheme Lump Sum Factor",null,null,null,0]
[null,"nuvos Scheme Lump Sum Factor",null,null,null,0]
[null,"alpha Scheme Lump Sum Factor",null,null,null,0]
[null,"Classic Scheme Max Lump Sum Factor",null,null,null,{"$f":"33/14","v":2.3571428571428572},"(max additional comm i.e. on top of auto lump sum)","source: ","https://www.civilservicepensionscheme.org.uk/employers/employer-pension-notices/epn177/"]
[null,"Premium Scheme Lump Sum Factor",null,null,null,{"$f":"30/7","v":4.2857142857142856},"(max comm)","source: ","https://www.civilservicepensionscheme.org.uk/employers/employer-pension-notices/epn177/"]
[null,"nuvos Scheme Lump Sum Factor",null,null,null,{"$f":"30/7","v":4.2857142857142856},"(max comm)","source: ","https://www.civilservicepensionscheme.org.uk/media/29994/nsp_np.pdf"]
[null,"alpha Scheme Lump Sum Factor",null,null,null,{"$f":"30/7","v":4.2857142857142856},"(max comm)","source:","https://www.civilservicepensionscheme.org.uk/members/alpha-scheme-guide/"]
[null,"Classic Plus Scheme Lump Sum Factor",null,null,null,{"$f":"33/14","v":2.3571428571428572},"(classic rules apply to pre Oct 2002 service, premium rules apply from Oct 2002)","source:","https://www.civilservicepensionscheme.org.uk/media/181386/ycppbe_apr16v1.pdf"]
[]
[]
[null,"Scheme","Commutation factor","Lump sum factor","Max lump sum factor"]
[null,"classic",{"$f":"F7","v":12},{"$f":"F12","v":3},{"$f":"F17","v":2.3571428571428572}]
[null,"classic plus",{"$f":"F8","v":12},{"$f":"F13","v":3},{"$f":"F21","v":2.3571428571428572},null,"(classic rules apply to pre Oct 2002 service, premium rules apply from Oct 2002)"]
[null,"premium",{"$f":"F9","v":12},{"$f":"F14","v":0},{"$f":"F18","v":4.2857142857142856}]
[null,"nuvos",{"$f":"F10","v":12},{"$f":"F15","v":0},{"$f":"F19","v":4.2857142857142856}]
[null,"alpha",{"$f":"F11","v":12},{"$f":"F16","v":0},{"$f":"F20","v":4.2857142857142856}]

{"sheet":"LRF","index":8,"n_rows":77,"n_cols":18,"rows_kept":77,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["LRF"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]LRF"}]
[]
[null,"Source:"]
[null,"\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\Received from PSPS\\CS NI Consolidated Factors 2023-04.xlsm"]
[]
[]
[null,"TABLE LRF01",null,null,null,"Not updated as no longer used - Nuvos calculations use Alpha factor table as Nuvos ERFs/LRFs are now aligned with Alpha"]
[null,"Section: nuvos"]
[null,"Table Reference: x-414"]
[null,"Age addition factors in Nuvos "]
[null,"P1AANUV"]
[null,"Age in years and complete months (ignoring part months)"]
[]
[null,"Age Last","Appropriate percentage",null,null,null,null,null,"Age last"]
[null,"65 to 66",0.06,null,null,null,null,null,65,{"$f":"C18","v":0.06}]
[null,"67 to 70",7.0000000000000007E-2,null,null,null,null,null,{"$f":"I18+1","v":66},{"$f":"C18","v":0.06}]
[null,"71 and over",7.4999999999999997E-2,null,null,null,null,null,{"$f":"I19+1","v":67},{"$f":"C19","v":7.0000000000000007E-2}]
[null,null,null,null,null,null,null,null,68,{"$f":"C19","v":7.0000000000000007E-2}]
[null,null,null,null,null,null,null,null,69,{"$f":"C19","v":7.0000000000000007E-2}]
[null,"TABLE LRF02",null,null,null,null,null,null,70,{"$f":"C19","v":7.0000000000000007E-2}]
[null,"Section: nuvos",null,null,null,null,null,null,71,{"$f":"$C$20","v":7.4999999999999997E-2}]
[null,"Table Reference: x-415",null,null,null,null,null,null,72,{"$f":"$C$20","v":7.4999999999999997E-2}]
[null,"Late Payment Supplement factors in Nuvos ",null,null,null,null,null,null,73,7.4999999999999997E-2]
[null,"P1LPSNUV",null,null,null,null,null,null,74,7.4999999999999997E-2]
[null,"Age in years and complete months (ignoring part months)",null,null,null,null,null,null,75,7.4999999999999997E-2]
[null,null,null,null,null,null,null,null,76,7.4999999999999997E-2]
[null,"Age Last","Appropriate percentage",null,null,null,null,null,77,7.4999999999999997E-2]
[null,"65 to 69",0.06,null,null,null,null,null,78,7.4999999999999997E-2]
[null,"70 to 75",7.0000000000000007E-2,null,null,null,null,null,{"$f":"I31+1","v":79},7.4999999999999997E-2]
[null,"76 and over",7.7499999999999999E-2,null,null,null,null,null,80,7.4999999999999997E-2]
[]
[]
[null,"TABLE LRF03"]
[null,"Section: alpha"]
[null,"Table Reference: x-416"]
[null,"Age addition factors across various NPA/EPAs - for use with all descriptions of pension except added (self only) pension"]
[null,"P2AA1"]
[null,"Age when assessing (assumed) age addition (complete years and months, ignoring part months)"]
[]
[null,"Months/Age",65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80]
[null,0,1,1.0549999999999999,1.119,1.1890000000000001,1.266,1.349,1.444,1.5489999999999999,1.665,1.794,1.929,2.0859999999999999,2.2610000000000001,2.4550000000000001,2.67,2.8969999999999998]
[null,1,1.0049999999999999,1.0609999999999999,1.125,1.1950000000000001,1.2729999999999999,1.357,1.4530000000000001,1.5589999999999999,1.6759999999999999,1.8049999999999999,1.9419999999999999,2.1,2.2770000000000001,2.4729999999999999,2.6890000000000001]
[null,2,1.0089999999999999,1.0660000000000001,1.131,1.202,1.28,1.365,1.462,1.5680000000000001,1.6870000000000001,1.8160000000000001,1.9550000000000001,2.1150000000000002,2.2930000000000001,2.4910000000000001,2.7080000000000002]
[null,3,1.014,1.071,1.1359999999999999,1.208,1.2869999999999999,1.373,1.47,1.5780000000000001,1.6970000000000001,1.827,1.968,2.129,2.3090000000000002,2.5089999999999999,2.7269999999999999]
[null,4,1.018,1.0760000000000001,1.1419999999999999,1.2150000000000001,1.294,1.381,1.4790000000000001,1.5880000000000001,1.708,1.839,1.9810000000000001,2.1440000000000001,2.3250000000000002,2.5270000000000001,2.746]
[null,5,1.0229999999999999,1.0820000000000001,1.1479999999999999,1.2210000000000001,1.3009999999999999,1.389,1.488,1.597,1.7190000000000001,1.85,1.994,2.1589999999999998,2.3420000000000001,2.5449999999999999,2.7650000000000001]
[null,6,1.028,1.087,1.1539999999999999,1.228,1.3080000000000001,1.397,1.4970000000000001,1.607,1.7290000000000001,1.861,2.0070000000000001,2.173,2.3580000000000001,2.5630000000000002,2.7839999999999998]
[null,7,1.032,1.0920000000000001,1.1599999999999999,1.234,1.3149999999999999,1.405,1.5049999999999999,1.617,1.74,1.8720000000000001,2.02,2.1880000000000002,2.3740000000000001,2.581,2.8029999999999999]
[null,8,1.0369999999999999,1.0980000000000001,1.1659999999999999,1.2410000000000001,1.3220000000000001,1.413,1.514,1.6259999999999999,1.7509999999999999,1.8839999999999999,2.0329999999999999,2.202,2.39,2.5990000000000002,2.8220000000000001]
[null,9,1.0409999999999999,1.103,1.171,1.2470000000000001,1.329,1.421,1.5229999999999999,1.6359999999999999,1.7609999999999999,1.895,2.0459999999999998,2.2170000000000001,2.4060000000000001,2.617,2.84]
[null,10,1.046,1.1080000000000001,1.177,1.254,1.3360000000000001,1.4279999999999999,1.532,1.6459999999999999,1.772,1.9059999999999999,2.0590000000000002,2.2309999999999999,2.423,2.6349999999999998,2.859]
[null,11,1.0509999999999999,1.1140000000000001,1.1830000000000001,1.26,1.3420000000000001,1.4359999999999999,1.54,1.655,1.7829999999999999,1.917,2.073,2.246,2.4390000000000001,2.6520000000000001,2.8780000000000001]
[]
[]
[null,"TABLE LRF04"]
[null,"Section: alpha"]
[null,"Table Reference: x-417"]
[null,"Age addition factors across various NPA/EPAs - for use with added (self only) pension"]
[null,"P2AA2"]
[null,"Age when assessing (assumed) age addition (complete years and months, ignoring part months)"]
[]
[null,"Months/Age",65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80]
[null,0,1,1.0629999999999999,1.137,1.2190000000000001,1.31,1.4119999999999999,1.5249999999999999,1.651,1.792,1.95,2.1269999999999998,2.3250000000000002,2.5489999999999999,2.8,3.0830000000000002,3.4009999999999998]
[null,1,1.0049999999999999,1.07,1.1439999999999999,1.2270000000000001,1.319,1.421,1.5349999999999999,1.663,1.8049999999999999,1.964,2.1429999999999998,2.3439999999999999,2.57,2.823,3.109]
[null,2,1.0109999999999999,1.0760000000000001,1.151,1.234,1.327,1.43,1.546,1.6739999999999999,1.8180000000000001,1.9790000000000001,2.16,2.363,2.59,2.847,3.1360000000000001]
[null,3,1.016,1.0820000000000001,1.1579999999999999,1.242,1.3360000000000001,1.44,1.556,1.6859999999999999,1.831,1.994,2.1760000000000002,2.3809999999999998,2.6110000000000002,2.871,3.1619999999999999]
[null,4,1.0209999999999999,1.0880000000000001,1.165,1.25,1.3440000000000001,1.4490000000000001,1.5669999999999999,1.698,1.8440000000000001,2.0089999999999999,2.1930000000000001,2.4,2.6320000000000001,2.8940000000000001,3.1890000000000001]
[null,5,1.026,1.0940000000000001,1.1719999999999999,1.2569999999999999,1.3520000000000001,1.4590000000000001,1.577,1.71,1.8580000000000001,2.0230000000000001,2.2090000000000001,2.4180000000000001,2.653,2.9180000000000001,3.2149999999999999]
[null,6,1.032,1.1000000000000001,1.1779999999999999,1.2649999999999999,1.361,1.468,1.5880000000000001,1.7210000000000001,1.871,2.0379999999999998,2.226,2.4369999999999998,2.6739999999999999,2.9409999999999998,3.242]
[null,7,1.0369999999999999,1.107,1.1850000000000001,1.272,1.369,1.478,1.5980000000000001,1.7330000000000001,1.8839999999999999,2.0529999999999999,2.2429999999999999,2.456,2.6949999999999998,2.9649999999999999,3.2679999999999998]
[null,8,1.042,1.113,1.1919999999999999,1.28,1.3779999999999999,1.4870000000000001,1.609,1.7450000000000001,1.897,2.0680000000000001,2.2589999999999999,2.4740000000000002,2.7160000000000002,2.988,3.2949999999999999]
[null,9,1.048,1.119,1.1990000000000001,1.2869999999999999,1.3859999999999999,1.496,1.619,1.7569999999999999,1.91,2.0819999999999999,2.2759999999999998,2.4929999999999999,2.7370000000000001,3.012,3.3210000000000002]
[null,10,1.0529999999999999,1.125,1.206,1.2949999999999999,1.395,1.506,1.63,1.768,1.923,2.097,2.2919999999999998,2.5110000000000001,2.758,3.036,3.3479999999999999]
[null,11,1.0580000000000001,1.131,1.212,1.3029999999999999,1.403,1.5149999999999999,1.64,1.78,1.9370000000000001,2.1120000000000001,2.3090000000000002,2.5299999999999998,2.7789999999999999,3.0590000000000002,3.3740000000000001]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["ERF"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]ERF"}]
[]
[null,"Source:"]
[null,"\\\\Gad-ast\\ast\\PSPS\\NICSPS\\_tools\\Received from PSPS\\CS NI Consolidated Factors 2023-04.xlsm"]
[]
[]
[null,"TABLE ERF01"]
[null,"Section: alpha"]
[null,"Table Reference: x-401"]
[null,"Early payment reduction factors for NPA/EPA 65"]
[null,"P2ER65"]
[null,"Age at early retirement (complete years and months, ignoring part months)"]
[]
[null,"Months/Age",54,55,56,57,58,59,60,61,62,63,64,65]
[null,0,0.60199999999999998,0.626,0.65200000000000002,0.68,0.71,0.74299999999999999,0.77800000000000002,0.81499999999999995,0.85599999999999998,0.90100000000000002,0.94899999999999995,1]
[null,1,0.60399999999999998,0.628,0.65500000000000003,0.68300000000000005,0.71299999999999997,0.746,0.78100000000000003,0.81899999999999995,0.86,0.90500000000000003,0.95399999999999996,1]
[null,2,0.60599999999999998,0.63100000000000001,0.65700000000000003,0.68500000000000005,0.71599999999999997,0.749,0.78400000000000003,0.82199999999999995,0.86399999999999999,0.90900000000000003,0.95799999999999996,1]
[null,3,0.60799999999999998,0.63300000000000001,0.65900000000000003,0.68799999999999994,0.71799999999999997,0.751,0.78700000000000003,0.82599999999999996,0.86699999999999999,0.91300000000000003,0.96299999999999997,1]
[null,4,0.61,0.63500000000000001,0.66200000000000003,0.69,0.72099999999999997,0.754,0.79,0.82899999999999996,0.871,0.91700000000000004,0.96699999999999997,1]
[null,5,0.61199999999999999,0.63700000000000001,0.66400000000000003,0.69299999999999995,0.72399999999999998,0.75700000000000001,0.79300000000000004,0.83199999999999996,0.875,0.92100000000000004,0.97099999999999997,1]
[null,6,0.61399999999999999,0.63900000000000001,0.66600000000000004,0.69499999999999995,0.72699999999999998,0.76,0.79600000000000004,0.83599999999999997,0.879,0.92500000000000004,0.97599999999999998,1]
[null,7,0.61599999999999999,0.64100000000000001,0.66900000000000004,0.69799999999999995,0.72899999999999998,0.76300000000000001,0.8,0.83899999999999997,0.88200000000000001,0.92900000000000005,0.98,1]
[null,8,0.61799999999999999,0.64400000000000002,0.67100000000000004,0.7,0.73199999999999998,0.76600000000000001,0.80300000000000005,0.84299999999999997,0.88600000000000001,0.93300000000000005,0.98499999999999999,1]
[null,9,0.62,0.64600000000000002,0.67300000000000004,0.70299999999999996,0.73499999999999999,0.76900000000000002,0.80600000000000005,0.84599999999999997,0.89,0.93700000000000006,0.98899999999999999,1]
[null,10,0.622,0.64800000000000002,0.67600000000000005,0.70499999999999996,0.73699999999999999,0.77200000000000002,0.80900000000000005,0.84899999999999998,0.89300000000000002,0.94099999999999995,0.99299999999999999,1]
[null,11,0.624,0.65,0.67800000000000005,0.70799999999999996,0.74,0.77500000000000002,0.81200000000000006,0.85299999999999998,0.89700000000000002,0.94499999999999995,0.998,1]
[]
[]
[null,"TABLE ERF02"]
[null,"Section: alpha"]
[null,"Table Reference: x-402"]
[null,"Early payment reduction factors for NPA/EPA 66"]
[null,"P2ER66"]
[null,"Age at early retirement (complete years and months, ignoring part months)"]
[]
[null,"Months/Age",54,55,56,57,58,59,60,61,62,63,64,65,66]
[null,0,0.56999999999999995,0.59299999999999997,0.61799999999999999,0.64400000000000002,0.67200000000000004,0.70299999999999996,0.73599999999999999,0.77100000000000002,0.81,0.85199999999999998,0.89800000000000002,0.94799999999999995,1]
[null,1,0.57199999999999995,0.59499999999999997,0.62,0.64600000000000002,0.67500000000000004,0.70599999999999996,0.73899999999999999,0.77500000000000002,0.81399999999999995,0.85599999999999998,0.90200000000000002,0.95199999999999996,1]
[null,2,0.57399999999999995,0.59699999999999998,0.622,0.64900000000000002,0.67700000000000005,0.70799999999999996,0.74199999999999999,0.77800000000000002,0.81699999999999995,0.86,0.90600000000000003,0.95699999999999996,1]
[null,3,0.57599999999999996,0.59899999999999998,0.624,0.65100000000000002,0.68,0.71099999999999997,0.745,0.78100000000000003,0.82,0.86299999999999999,0.91,0.96099999999999997,1]
[null,4,0.57799999999999996,0.60099999999999998,0.626,0.65300000000000002,0.68300000000000005,0.71399999999999997,0.748,0.78400000000000003,0.82399999999999995,0.86699999999999999,0.91400000000000003,0.96599999999999997,1]
[null,5,0.57999999999999996,0.60299999999999998,0.629,0.65600000000000003,0.68500000000000005,0.71699999999999997,0.751,0.78700000000000003,0.82699999999999996,0.871,0.91800000000000004,0.97,1]
[null,6,0.58199999999999996,0.60499999999999998,0.63100000000000001,0.65800000000000003,0.68799999999999994,0.71899999999999997,0.754,0.79100000000000004,0.83099999999999996,0.875,0.92300000000000004,0.97499999999999998,1]
[null,7,0.58299999999999996,0.60699999999999998,0.63300000000000001,0.66100000000000003,0.69,0.72199999999999998,0.75700000000000001,0.79400000000000004,0.83399999999999996,0.879,0.92700000000000005,0.98,1]
[null,8,0.58499999999999996,0.60899999999999999,0.63500000000000001,0.66300000000000003,0.69299999999999995,0.72499999999999998,0.75900000000000001,0.79700000000000004,0.83799999999999997,0.88200000000000001,0.93100000000000005,0.98399999999999999,1]
[null,9,0.58699999999999997,0.61099999999999999,0.63700000000000001,0.66500000000000004,0.69499999999999995,0.72799999999999998,0.76200000000000001,0.8,0.84099999999999997,0.88600000000000001,0.93500000000000005,0.98899999999999999,1]
[null,10,0.58899999999999997,0.61299999999999999,0.64,0.66800000000000004,0.69799999999999995,0.73,0.76500000000000001,0.80300000000000005,0.84499999999999997,0.89,0.93899999999999995,0.99299999999999999,1]
[null,11,0.59099999999999997,0.61599999999999999,0.64200000000000002,0.67,0.7,0.73299999999999998,0.76800000000000002,0.80700000000000005,0.84799999999999998,0.89400000000000002,0.94299999999999995,0.998,1]
[]
[]
[null,"TABLE ERF03"]
[null,"Section: alpha"]
[null,"Table Reference: x-403"]
[null,"Early payment reduction factors for NPA/EPA 67"]
[null,"P2ER67"]
[null,"Age at early retirement (complete years and months, ignoring part months)"]
[]
[null,"Months/Age",54,55,56,57,58,59,60,61,62,63,64,65,66,67]
[null,0,0.53900000000000003,0.56100000000000005,0.58399999999999996,0.60899999999999999,0.63500000000000001,0.66400000000000003,0.69499999999999995,0.72899999999999998,0.76500000000000001,0.80400000000000005,0.84699999999999998,0.89400000000000002,0.94599999999999995,1]
[null,1,0.54100000000000004,0.56299999999999994,0.58599999999999997,0.61099999999999999,0.63800000000000001,0.66700000000000004,0.69799999999999995,0.73199999999999998,0.76800000000000002,0.80800000000000005,0.85099999999999998,0.89900000000000002,0.95099999999999996,1]
[null,2,0.54300000000000004,0.56399999999999995,0.58799999999999997,0.61299999999999999,0.64,0.66900000000000004,0.70099999999999996,0.73499999999999999,0.77100000000000002,0.81100000000000005,0.85499999999999998,0.90300000000000002,0.95499999999999996,1]
[null,3,0.54400000000000004,0.56599999999999995,0.59,0.61499999999999999,0.64200000000000002,0.67200000000000004,0.70299999999999996,0.73799999999999999,0.77500000000000002,0.81499999999999995,0.85899999999999999,0.90700000000000003,0.96,1]
[null,4,0.54600000000000004,0.56799999999999995,0.59199999999999997,0.61799999999999999,0.64500000000000002,0.67400000000000004,0.70599999999999996,0.74099999999999999,0.77800000000000002,0.81899999999999995,0.86299999999999999,0.91100000000000003,0.96499999999999997,1]
[null,5,0.54800000000000004,0.56999999999999995,0.59399999999999997,0.62,0.64700000000000002,0.67700000000000005,0.70899999999999996,0.74399999999999999,0.78100000000000003,0.82199999999999995,0.86699999999999999,0.91600000000000004,0.96899999999999997,1]
[null,6,0.55000000000000004,0.57199999999999995,0.59599999999999997,0.622,0.65,0.67900000000000005,0.71199999999999997,0.747,0.78400000000000003,0.82599999999999996,0.871,0.92,0.97399999999999998,1]
[null,7,0.55200000000000005,0.57399999999999995,0.59799999999999998,0.624,0.65200000000000002,0.68200000000000005,0.71499999999999997,0.75,0.78800000000000003,0.82899999999999996,0.875,0.92400000000000004,0.97899999999999998,1]
[null,8,0.55300000000000005,0.57599999999999996,0.6,0.626,0.65400000000000003,0.68500000000000005,0.71699999999999997,0.753,0.79100000000000004,0.83299999999999996,0.879,0.92900000000000005,0.98399999999999999,1]
[null,9,0.55500000000000005,0.57799999999999996,0.60199999999999998,0.629,0.65700000000000003,0.68700000000000006,0.72,0.75600000000000001,0.79400000000000004,0.83599999999999997,0.88200000000000001,0.93300000000000005,0.98799999999999999,1]
[null,10,0.55700000000000005,0.57999999999999996,0.60399999999999998,0.63100000000000001,0.65900000000000003,0.69,0.72299999999999998,0.75900000000000001,0.79800000000000004,0.84,0.88600000000000001,0.93700000000000006,0.99299999999999999,1]
[null,11,0.55900000000000005,0.58199999999999996,0.60699999999999998,0.63300000000000001,0.66200000000000003,0.69199999999999995,0.72599999999999998,0.76200000000000001,0.80100000000000005,0.84399999999999997,0.89,0.94099999999999995,0.998,1]
[]
[]
[null,"TABLE ERF04"]
[null,"Section: alpha"]
[null,"Table Reference: x-404"]
[null,"Early payment reduction factors for NPA/EPA 68"]
[null,"P2ER68"]
[null,"Age at early retirement (complete years and months, ignoring part months)"]
[]
[null,"Months/Age",54,55,56,57,58,59,60,61,62,63,64,65,66,67,68]
[null,0,0.50900000000000001,0.52900000000000003,0.55100000000000005,0.57399999999999995,0.59899999999999998,0.626,0.65500000000000003,0.68700000000000006,0.72099999999999997,0.75800000000000001,0.79800000000000004,0.84199999999999997,0.89100000000000001,0.94399999999999995,1]
[null,1,0.51100000000000001,0.53100000000000003,0.55300000000000005,0.57599999999999996,0.60099999999999998,0.629,0.65800000000000003,0.69,0.72399999999999998,0.76100000000000001,0.80200000000000005,0.84599999999999997,0.89500000000000002,0.94899999999999995,1]
[null,2,0.51200000000000001,0.53300000000000003,0.55500000000000005,0.57799999999999996,0.60399999999999998,0.63100000000000001,0.66,0.69199999999999995,0.72699999999999998,0.76500000000000001,0.80600000000000005,0.85,0.9,0.95399999999999996,1]
[null,3,0.51400000000000001,0.53400000000000003,0.55700000000000005,0.57999999999999996,0.60599999999999998,0.63300000000000001,0.66300000000000003,0.69499999999999995,0.73,0.76800000000000002,0.80900000000000005,0.85399999999999998,0.90400000000000003,0.95899999999999996,1]
[null,4,0.51600000000000001,0.53600000000000003,0.55900000000000005,0.58199999999999996,0.60799999999999998,0.63600000000000001,0.66600000000000004,0.69799999999999995,0.73299999999999998,0.77100000000000002,0.81299999999999994,0.85799999999999998,0.90800000000000003,0.96299999999999997,1]
[null,5,0.51700000000000002,0.53800000000000003,0.56100000000000005,0.58499999999999996,0.61,0.63800000000000001,0.66800000000000004,0.70099999999999996,0.73599999999999999,0.77500000000000002,0.81699999999999995,0.86199999999999999,0.91300000000000003,0.96799999999999997,1]
[null,6,0.51900000000000002,0.54,0.56200000000000006,0.58699999999999997,0.61299999999999999,0.64100000000000001,0.67100000000000004,0.70399999999999996,0.73899999999999999,0.77800000000000002,0.82,0.86599999999999999,0.91700000000000004,0.97299999999999998,1]
[null,7,0.52100000000000002,0.54200000000000004,0.56399999999999995,0.58899999999999997,0.61499999999999999,0.64300000000000002,0.67400000000000004,0.70699999999999996,0.74199999999999999,0.78100000000000003,0.82399999999999995,0.87,0.92200000000000004,0.97799999999999998,1]
[null,8,0.52200000000000002,0.54400000000000004,0.56599999999999995,0.59099999999999997,0.61699999999999999,0.64600000000000002,0.67600000000000005,0.70899999999999996,0.745,0.78500000000000003,0.82699999999999996,0.874,0.92600000000000005,0.98299999999999998,1]
[null,9,0.52400000000000002,0.54500000000000004,0.56799999999999995,0.59299999999999997,0.61899999999999999,0.64800000000000002,0.67900000000000005,0.71199999999999997,0.748,0.78800000000000003,0.83099999999999996,0.878,0.93,0.98799999999999999,1]
[null,10,0.52600000000000002,0.54700000000000004,0.56999999999999995,0.59499999999999997,0.622,0.65,0.68100000000000005,0.71499999999999997,0.752,0.79100000000000004,0.83499999999999996,0.88200000000000001,0.93500000000000005,0.99299999999999999,1]
[null,11,0.52700000000000002,0.54900000000000004,0.57199999999999995,0.59699999999999998,0.624,0.65300000000000002,0.68400000000000005,0.71799999999999997,0.755,0.79500000000000004,0.83799999999999997,0.88700000000000001,0.93899999999999995,0.998,1]
[]
[]
[null,"TABLE ERF05"]
[null,"Section: Classic and Premium"]
[null,"Table Reference: x-405"]
[null,"Early retirement direct from service and/or over age 55 - Classic and Premium NPA 60 members - Factors for calculating the actuarially reduced pension"]
[null,"P1ER60PEN1"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55,56,57,58,59,60]
[null,0,0.66800000000000004,0.69099999999999995,0.71599999999999997,0.74199999999999999,0.77200000000000002,0.80300000000000005,0.83699999999999997,0.874,0.91400000000000003,0.95599999999999996,1]
[null,1,0.67,0.69299999999999995,0.71799999999999997,0.745,0.77400000000000002,0.80600000000000005,0.84,0.877,0.91700000000000004,0.96,1]
[null,2,0.67100000000000004,0.69499999999999995,0.72,0.747,0.77700000000000002,0.80900000000000005,0.84399999999999997,0.88100000000000001,0.92100000000000004,0.96399999999999997,1]
[null,3,0.67300000000000004,0.69699999999999995,0.72199999999999998,0.75,0.77900000000000003,0.81200000000000006,0.84699999999999998,0.88400000000000001,0.92400000000000004,0.96799999999999997,1]
[null,4,0.67500000000000004,0.69899999999999995,0.72399999999999998,0.752,0.78200000000000003,0.81499999999999995,0.85,0.88700000000000001,0.92800000000000005,0.97099999999999997,1]
[null,5,0.67700000000000005,0.70099999999999996,0.72699999999999998,0.754,0.78500000000000003,0.81699999999999995,0.85299999999999998,0.89100000000000001,0.93100000000000005,0.97499999999999998,1]
[null,6,0.67900000000000005,0.70299999999999996,0.72899999999999998,0.75700000000000001,0.78700000000000003,0.82,0.85599999999999998,0.89400000000000002,0.93500000000000005,0.97899999999999998,1]
[null,7,0.68100000000000005,0.70499999999999996,0.73099999999999998,0.75900000000000001,0.79,0.82299999999999995,0.85899999999999999,0.89700000000000002,0.93799999999999994,0.98299999999999998,1]
[null,8,0.68300000000000005,0.70699999999999996,0.73299999999999998,0.76200000000000001,0.79300000000000004,0.82599999999999996,0.86199999999999999,0.9,0.94199999999999995,0.98699999999999999,1]
[null,9,0.68500000000000005,0.70899999999999996,0.73599999999999999,0.76400000000000001,0.79500000000000004,0.82899999999999996,0.86499999999999999,0.90400000000000003,0.94499999999999995,0.99,1]
[null,10,0.68700000000000006,0.71099999999999997,0.73799999999999999,0.76700000000000002,0.79800000000000004,0.83199999999999996,0.86799999999999999,0.90700000000000003,0.94899999999999995,0.99399999999999999,1]
[null,11,0.68899999999999995,0.71299999999999997,0.74,0.76900000000000002,0.8,0.83399999999999996,0.871,0.91,0.95199999999999996,0.998,1]
[]
[]
[null,"TABLE ERF06"]
[null,"Section: Classic"]
[null,"Table Reference: x-406"]
[null,"Early retirement direct from service and deferred status over age 55 - Classic NPA 60 members - Factors for calculating the actuarially reduced lump sum"]
[null,"P1ER60LS1"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55,56,57,58,59,60]
[null,0,0.84499999999999997,0.86,0.874,0.88900000000000001,0.90400000000000003,0.92,0.93500000000000005,0.95099999999999996,0.96799999999999997,0.98399999999999999,1]
[null,1,0.84699999999999998,0.86099999999999999,0.876,0.89100000000000001,0.90600000000000003,0.92100000000000004,0.93700000000000006,0.95299999999999996,0.96899999999999997,0.98499999999999999,1]
[null,2,0.84799999999999998,0.86199999999999999,0.877,0.89200000000000002,0.90700000000000003,0.92200000000000004,0.93799999999999994,0.95399999999999996,0.97,0.98699999999999999,1]
[null,3,0.84899999999999998,0.86299999999999999,0.878,0.89300000000000002,0.90800000000000003,0.92400000000000004,0.93899999999999995,0.95499999999999996,0.97199999999999998,0.98799999999999999,1]
[null,4,0.85,0.86499999999999999,0.879,0.89400000000000002,0.91,0.92500000000000004,0.94099999999999995,0.95699999999999996,0.97299999999999998,0.99,1]
[null,5,0.85099999999999998,0.86599999999999999,0.88100000000000001,0.89600000000000002,0.91100000000000003,0.92600000000000005,0.94199999999999995,0.95799999999999996,0.97399999999999998,0.99099999999999999,1]
[null,6,0.85299999999999998,0.86699999999999999,0.88200000000000001,0.89700000000000002,0.91200000000000003,0.92800000000000005,0.94299999999999995,0.95899999999999996,0.97599999999999998,0.99199999999999999,1]
[null,7,0.85399999999999998,0.86799999999999999,0.88300000000000001,0.89800000000000002,0.91300000000000003,0.92900000000000005,0.94499999999999995,0.96099999999999997,0.97699999999999998,0.99399999999999999,1]
[null,8,0.85499999999999998,0.87,0.88400000000000001,0.89900000000000002,0.91500000000000004,0.93,0.94599999999999995,0.96199999999999997,0.97799999999999998,0.995,1]
[null,9,0.85599999999999998,0.871,0.88600000000000001,0.90100000000000002,0.91600000000000004,0.93200000000000005,0.94699999999999995,0.96299999999999997,0.98,0.997,1]
[null,10,0.85699999999999998,0.872,0.88700000000000001,0.90200000000000002,0.91700000000000004,0.93300000000000005,0.94899999999999995,0.96499999999999997,0.98099999999999998,0.998,1]
[null,11,0.85899999999999999,0.873,0.88800000000000001,0.90300000000000002,0.91900000000000004,0.93400000000000005,0.95,0.96599999999999997,0.98299999999999998,0.999,1]
[]
[]
[null,"TABLE ERF07"]
[null,"Section: Classic and Premium"]
[null,"Table Reference: x-407"]
[null,"Early retirement from deferment and under 55 - Classic and Premium NPA 60 members - Factors for calculating the actuarially reduced pension"]
[null,"P1ER60PEN2"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55]
[null,0,0.27900000000000003,0.222,0.16600000000000001,0.11,5.3999999999999999E-2,0]
[null,1,0.27400000000000002,0.218,0.161,0.105,4.9000000000000002E-2]
[null,2,0.26900000000000002,0.21299999999999999,0.157,0.1,4.3999999999999997E-2]
[null,3,0.26500000000000001,0.20799999999999999,0.152,9.6000000000000002E-2,0.04]
[null,4,0.26,0.20300000000000001,0.14699999999999999,9.0999999999999998E-2,3.5000000000000003E-2]
[null,5,0.255,0.19900000000000001,0.14299999999999999,8.5999999999999993E-2,0.03]
[null,6,0.25,0.19400000000000001,0.13800000000000001,8.2000000000000003E-2,2.5999999999999999E-2]
[null,7,0.246,0.189,0.13300000000000001,7.6999999999999999E-2,2.1000000000000001E-2]
[null,8,0.24099999999999999,0.185,0.128,7.1999999999999995E-2,1.6E-2]
[null,9,0.23599999999999999,0.18,0.124,6.8000000000000005E-2,1.2E-2]
[null,10,0.23200000000000001,0.17499999999999999,0.11899999999999999,6.3E-2,7.0000000000000001E-3]
[null,11,0.22700000000000001,0.17100000000000001,0.114,5.8000000000000003E-2,2E-3]
[]
[]
[null,"TABLE ERF08A"]
[null,"Section: Classic"]
[null,"Table Reference: x-408A"]
[null,"Early retirement from deferment and under 55 - Classic NPA 60 members - Factors for calculating the actuarially reduced lump sum"]
[null,"P1ER60LS2 - Table B"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55]
[null,0,0.246,0.19600000000000001,0.14599999999999999,9.6000000000000002E-2,4.7E-2,0]
[null,1,0.24199999999999999,0.192,0.14199999999999999,9.1999999999999998E-2,4.2999999999999997E-2]
[null,2,0.23799999999999999,0.187,0.13800000000000001,8.7999999999999995E-2,3.9E-2]
[null,3,0.23300000000000001,0.183,0.13400000000000001,8.4000000000000005E-2,3.5000000000000003E-2]
[null,4,0.22900000000000001,0.17899999999999999,0.129,0.08,3.1E-2]
[null,5,0.22500000000000001,0.17499999999999999,0.125,7.5999999999999998E-2,2.7E-2]
[null,6,0.221,0.17100000000000001,0.121,7.1999999999999995E-2,2.3E-2]
[null,7,0.217,0.16700000000000001,0.11700000000000001,6.8000000000000005E-2,1.7999999999999999E-2]
[null,8,0.21199999999999999,0.16300000000000001,0.113,6.4000000000000001E-2,1.4E-2]
[null,9,0.20799999999999999,0.158,0.109,5.8999999999999997E-2,0.01]
[null,10,0.20399999999999999,0.154,0.105,5.5E-2,6.0000000000000001E-3]
[null,11,0.2,0.15,0.10100000000000001,5.0999999999999997E-2,2E-3]
[]
[null,"TABLE ERF08B"]
[null,"Section: Classic"]
[null,"Table Reference: x-408B"]
[null,"Early retirement from deferment and under 55 - Classic NPA 60 members - Factors for calculating the actuarially reduced lump sum"]
[null,"P1ER60LS2 - Table C"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55]
[null,0,1.0209999999999999,1.0409999999999999,1.0620000000000001,1.083,1.105,0]
[null,1,1.022,1.0429999999999999,1.0640000000000001,1.085,1.107]
[null,2,1.024,1.044,1.0649999999999999,1.087,1.1080000000000001]
[null,3,1.026,1.046,1.0669999999999999,1.0880000000000001,1.1100000000000001]
[null,4,1.0269999999999999,1.048,1.069,1.0900000000000001,1.1120000000000001]
[null,5,1.0289999999999999,1.05,1.071,1.0920000000000001,1.1140000000000001]
[null,6,1.0309999999999999,1.0509999999999999,1.0720000000000001,1.0940000000000001,1.1160000000000001]
[null,7,1.032,1.0529999999999999,1.0740000000000001,1.0960000000000001,1.1180000000000001]
[null,8,1.034,1.0549999999999999,1.0760000000000001,1.097,1.119]
[null,9,1.036,1.0569999999999999,1.0780000000000001,1.099,1.121]
[null,10,1.038,1.0580000000000001,1.079,1.101,1.123]
[null,11,1.0389999999999999,1.06,1.081,1.103,1.125]
[]
[null,"TABLE ERF09"]
[null,"Section: Classic and Premium"]
[null,"Table Reference: x-409"]
[null,"Early retirement direct from service or deferred status over age 55 - Classic and Premium NPA 65 members - Factors for calculating the actuarially reduced pension"]
[null,"P1ER65PEN1"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65]
[null,0,0.501,0.51900000000000002,0.53900000000000003,0.56100000000000005,0.58399999999999996,0.61,0.63700000000000001,0.66600000000000004,0.69799999999999995,0.73199999999999998,0.76800000000000002,0.80800000000000005,0.85099999999999998,0.89700000000000002,0.94699999999999995,1]
[null,1,0.502,0.52100000000000002,0.54100000000000004,0.56299999999999994,0.58599999999999997,0.61199999999999999,0.64,0.66900000000000004,0.70099999999999996,0.73499999999999999,0.77200000000000002,0.81100000000000005,0.85399999999999998,0.90100000000000002,0.95199999999999996]
[null,2,0.504,0.52200000000000002,0.54300000000000004,0.56499999999999995,0.58799999999999997,0.61399999999999999,0.64200000000000002,0.67200000000000004,0.70399999999999996,0.73799999999999999,0.77500000000000002,0.81499999999999995,0.85799999999999998,0.90500000000000003,0.95699999999999996]
[null,3,0.505,0.52400000000000002,0.54500000000000004,0.56699999999999995,0.59099999999999997,0.61699999999999999,0.64400000000000002,0.67400000000000004,0.70599999999999996,0.74099999999999999,0.77800000000000002,0.81799999999999995,0.86199999999999999,0.91,0.96099999999999997]
[null,4,0.50700000000000001,0.52600000000000002,0.54600000000000004,0.56899999999999995,0.59299999999999997,0.61899999999999999,0.64700000000000002,0.67700000000000005,0.70899999999999996,0.74399999999999999,0.78200000000000003,0.82199999999999995,0.86599999999999999,0.91400000000000003,0.96599999999999997]
[null,5,0.50800000000000001,0.52700000000000002,0.54800000000000004,0.57099999999999995,0.59499999999999997,0.621,0.64900000000000002,0.68,0.71199999999999997,0.747,0.78500000000000003,0.82599999999999996,0.87,0.91800000000000004,0.97]
[null,6,0.51,0.52900000000000003,0.55000000000000004,0.57199999999999995,0.59699999999999998,0.623,0.65200000000000002,0.68200000000000005,0.71499999999999997,0.75,0.78800000000000003,0.82899999999999996,0.874,0.92200000000000004,0.97499999999999998]
[null,7,0.51100000000000001,0.53100000000000003,0.55200000000000005,0.57399999999999995,0.59899999999999998,0.626,0.65400000000000003,0.68500000000000005,0.71799999999999997,0.753,0.79100000000000004,0.83299999999999996,0.878,0.92600000000000005,0.97899999999999998]
[null,8,0.51300000000000001,0.53200000000000003,0.55400000000000005,0.57599999999999996,0.60099999999999998,0.628,0.65700000000000003,0.68700000000000006,0.72099999999999997,0.75600000000000001,0.79500000000000004,0.83599999999999997,0.88100000000000001,0.93,0.98399999999999999]
[null,9,0.51400000000000001,0.53400000000000003,0.55500000000000005,0.57799999999999996,0.60299999999999998,0.63,0.65900000000000003,0.69,0.72299999999999998,0.75900000000000001,0.79800000000000004,0.84,0.88500000000000001,0.93500000000000005,0.98899999999999999]
[null,10,0.51600000000000001,0.53600000000000003,0.55700000000000005,0.57999999999999996,0.60499999999999998,0.63200000000000001,0.66200000000000003,0.69299999999999995,0.72599999999999998,0.76200000000000001,0.80100000000000005,0.84299999999999997,0.88900000000000001,0.93899999999999995,0.99299999999999999]
[null,11,0.51800000000000002,0.53700000000000003,0.55900000000000005,0.58199999999999996,0.60799999999999998,0.63500000000000001,0.66400000000000003,0.69499999999999995,0.72899999999999998,0.76500000000000001,0.80400000000000005,0.84699999999999998,0.89300000000000002,0.94299999999999995,0.998]
[]
[]
[null,"TABLE ERF10"]
[null,"Section: Classic"]
[null,"Table Reference: x-410"]
[null,"Early retirement direct from service and/or over age 55 - Classic NPA 65 members - Factors for calculating the actuarially reduced lump sum"]
[null,"P1ER65LS1"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65]
[null,0,0.70099999999999996,0.71799999999999997,0.73499999999999999,0.753,0.77100000000000002,0.79,0.80900000000000005,0.82799999999999996,0.84799999999999998,0.86799999999999999,0.88900000000000001,0.91,0.93200000000000005,0.95499999999999996,0.97799999999999998,1]
[null,1,0.70299999999999996,0.72,0.73699999999999999,0.755,0.77300000000000002,0.79100000000000004,0.81,0.83,0.85,0.87,0.89100000000000001,0.91200000000000003,0.93400000000000005,0.95699999999999996,0.97899999999999998]
[null,2,0.70399999999999996,0.72099999999999997,0.73799999999999999,0.75600000000000001,0.77400000000000002,0.79300000000000004,0.81200000000000006,0.83099999999999996,0.85099999999999998,0.872,0.89300000000000002,0.91400000000000003,0.93600000000000005,0.95799999999999996,0.98099999999999998]
[null,3,0.70599999999999996,0.72199999999999998,0.74,0.75800000000000001,0.77600000000000002,0.79400000000000004,0.81299999999999994,0.83299999999999996,0.85299999999999998,0.873,0.89400000000000002,0.91600000000000004,0.93799999999999994,0.96,0.98299999999999998]
[null,4,0.70699999999999996,0.72399999999999998,0.74099999999999999,0.75900000000000001,0.77700000000000002,0.79600000000000004,0.81499999999999995,0.83499999999999996,0.85499999999999998,0.875,0.89600000000000002,0.91800000000000004,0.94,0.96199999999999997,0.98499999999999999]
[null,5,0.70799999999999996,0.72499999999999998,0.74299999999999999,0.76100000000000001,0.77900000000000003,0.79800000000000004,0.81699999999999995,0.83599999999999997,0.85599999999999998,0.877,0.89800000000000002,0.91900000000000004,0.94199999999999995,0.96399999999999997,0.98699999999999999]
[null,6,0.71,0.72699999999999998,0.74399999999999999,0.76200000000000001,0.78,0.79900000000000004,0.81799999999999995,0.83799999999999997,0.85799999999999998,0.879,0.9,0.92100000000000004,0.94299999999999995,0.96599999999999997,0.98899999999999999]
[null,7,0.71099999999999997,0.72799999999999998,0.746,0.76400000000000001,0.78200000000000003,0.80100000000000005,0.82,0.84,0.86,0.88,0.90200000000000002,0.92300000000000004,0.94499999999999995,0.96799999999999997,0.99099999999999999]
[null,8,0.71299999999999997,0.73,0.747,0.76500000000000001,0.78300000000000003,0.80200000000000005,0.82199999999999995,0.84099999999999997,0.86099999999999999,0.88200000000000001,0.90300000000000002,0.92500000000000004,0.94699999999999995,0.97,0.99299999999999999]
[null,9,0.71399999999999997,0.73099999999999998,0.749,0.76700000000000002,0.78500000000000003,0.80400000000000005,0.82299999999999995,0.84299999999999997,0.86299999999999999,0.88400000000000001,0.90500000000000003,0.92700000000000005,0.94899999999999995,0.97199999999999998,0.995]
[null,10,0.71499999999999997,0.73299999999999998,0.75,0.76800000000000002,0.78700000000000003,0.80500000000000005,0.82499999999999996,0.84499999999999997,0.86499999999999999,0.88600000000000001,0.90700000000000003,0.92900000000000005,0.95099999999999996,0.97399999999999998,0.997]
[null,11,0.71699999999999997,0.73399999999999999,0.752,0.77,0.78800000000000003,0.80700000000000005,0.82599999999999996,0.84599999999999997,0.86699999999999999,0.88700000000000001,0.90900000000000003,0.93,0.95299999999999996,0.97599999999999998,0.999]
[]
[]
[null,"TABLE ERF11"]
[null,"Section: Classic and Premium"]
[null,"Table Reference: x-411"]
[null,"Early retirement from deferment and under 55 - Classic and Premium NPA 65 members - Factors for calculating the actuarially reduced pension"]
[null,"P1ER65PEN2"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55]
[null,0,0.35499999999999998,0.28299999999999997,0.21199999999999999,0.14000000000000001,6.9000000000000006E-2,0]
[null,1,0.34899999999999998,0.27700000000000002,0.20599999999999999,0.13400000000000001,6.3E-2]
[null,2,0.34300000000000003,0.27100000000000002,0.2,0.128,5.7000000000000002E-2]
[null,3,0.33700000000000002,0.26500000000000001,0.19400000000000001,0.122,5.0999999999999997E-2]
[null,4,0.33100000000000002,0.25900000000000001,0.188,0.11600000000000001,4.4999999999999998E-2]
[null,5,0.32500000000000001,0.253,0.182,0.11,3.9E-2]
[null,6,0.31900000000000001,0.247,0.17599999999999999,0.104,3.3000000000000002E-2]
[null,7,0.313,0.24099999999999999,0.17,9.8000000000000004E-2,2.7E-2]
[null,8,0.307,0.23499999999999999,0.16400000000000001,9.1999999999999998E-2,2.1000000000000001E-2]
[null,9,0.30099999999999999,0.22900000000000001,0.158,8.5999999999999993E-2,1.4999999999999999E-2]
[null,10,0.29499999999999998,0.224,0.152,0.08,8.9999999999999993E-3]
[null,11,0.28899999999999998,0.218,0.14599999999999999,7.3999999999999996E-2,3.0000000000000001E-3]
[]
[]
[null,"TABLE ERF12A"]
[null,"Section: Classic"]
[null,"Table Reference: x-412A"]
[null,"Early retirement from deferment and under 55 - Classic and Premium NPA 65 members - Factors for calculating the actuarially reduced pension"]
[null,"P1ER65LS2 - Table B"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55]
[null,0,0.27700000000000002,0.22,0.16400000000000001,0.109,5.2999999999999999E-2,0]
[null,1,0.27200000000000002,0.216,0.16,0.104,4.8000000000000001E-2]
[null,2,0.26700000000000002,0.21099999999999999,0.155,9.9000000000000005E-2,4.3999999999999997E-2]
[null,3,0.26300000000000001,0.20599999999999999,0.15,9.5000000000000001E-2,3.9E-2]
[null,4,0.25800000000000001,0.20200000000000001,0.14599999999999999,0.09,3.5000000000000003E-2]
[null,5,0.253,0.19700000000000001,0.14099999999999999,8.5000000000000006E-2,0.03]
[null,6,0.249,0.192,0.13600000000000001,8.1000000000000003E-2,2.5000000000000001E-2]
[null,7,0.24399999999999999,0.188,0.13200000000000001,7.5999999999999998E-2,2.1000000000000001E-2]
[null,8,0.23899999999999999,0.183,0.127,7.1999999999999995E-2,1.6E-2]
[null,9,0.23499999999999999,0.17799999999999999,0.122,6.7000000000000004E-2,1.2E-2]
[null,10,0.23,0.17399999999999999,0.11799999999999999,6.2E-2,7.0000000000000001E-3]
[null,11,0.22500000000000001,0.16900000000000001,0.113,5.8000000000000003E-2,2E-3]
[]
[]
[null,"TABLE ERF12B"]
[null,"Section: Classic"]
[null,"Table Reference: x-412B"]
[null,"Early retirement from deferment and under 55 - Classic and Premium NPA 65 members - Factors for calculating the actuarially reduced pension"]
[null,"P1ER65LS2 - Table C"]
[null,"Age at early retirement (in years and complete months)"]
[]
[null,"Months/Age",50,51,52,53,54,55]
[null,0,1.149,1.1719999999999999,1.1950000000000001,1.2190000000000001,1.244,0]
[null,1,1.151,1.1739999999999999,1.1970000000000001,1.2210000000000001,1.246]
[null,2,1.153,1.1759999999999999,1.1990000000000001,1.2230000000000001,1.248]
[null,3,1.155,1.1779999999999999,1.2010000000000001,1.2250000000000001,1.25]
[null,4,1.157,1.18,1.2030000000000001,1.228,1.252]
[null,5,1.159,1.1819999999999999,1.2050000000000001,1.23,1.254]
[null,6,1.1599999999999999,1.1839999999999999,1.2070000000000001,1.232,1.256]
[null,7,1.1619999999999999,1.1859999999999999,1.2090000000000001,1.234,1.258]
[null,8,1.1639999999999999,1.1879999999999999,1.2110000000000001,1.236,1.26]
[null,9,1.1659999999999999,1.19,1.2130000000000001,1.238,1.262]
[null,10,1.1679999999999999,1.1919999999999999,1.2150000000000001,1.24,1.2649999999999999]
[null,11,1.17,1.1930000000000001,1.2170000000000001,1.242,1.2669999999999999]
[]
[]
[null,"TABLE ERF13",null,null,null,"Not updated as no longer used - Nuvos calculations use Alpha factor table as Nuvos ERFs/LRFs are now aligned with Alpha"]
[null,"Section: nuvos"]
[null,"Table Reference: x-413"]
[null,"Early retirement from nuvos scheme"]
[null,"P1ER65NUV"]
[null,"Years that the member retires early"]
[]
[null,"Years early","Simple reduction (pa)",null,null,"Years/Months early",0,1,2,3,4,5,6,7,8,9,10,11,null,"As written in guidance:"]
[null,1,0.05,null,null,0,{"$f":"+$C324*(G$323/12)","v":0},{"$f":"+$C324*(H$323/12)","v":4.1666666666666666E-3},8.3333333333333332E-3,1.2500000000000001E-2,1.6666666666666666E-2,2.0833333333333336E-2,2.5000000000000001E-2,2.9166666666666671E-2,3.3333333333333333E-2,3.7500000000000006E-2,4.1666666666666671E-2,4.5833333333333337E-2,null,"Factors are simple reductions of"]
[null,2,0.05,null,null,1,{"$f":"+SUM($C$324:$C324)+$C325*(G$323/12)","v":0.05},{"$f":"+SUM($C$324:$C324)+$C325*(H$323/12)","v":5.4166666666666669E-2},{"$f":"+SUM($C$324:$C324)+$C325*(I$323/12)","v":5.8333333333333334E-2},{"$f":"+SUM($C$324:$C324)+$C325*(J$323/12)","v":6.25E-2},{"$f":"+SUM($C$324:$C324)+$C325*(K$323/12)","v":6.6666666666666666E-2},{"$f":"+SUM($C$324:$C324)+$C325*(L$323/12)","v":7.0833333333333331E-2},{"$f":"+SUM($C$324:$C324)+$C325*(M$323/12)","v":7.5000000000000011E-2},{"$f":"+SUM($C$324:$C324)+$C325*(N$323/12)","v":7.9166666666666677E-2},{"$f":"+SUM($C$324:$C324)+$C325*(O$323/12)","v":8.3333333333333343E-2},{"$f":"+SUM($C$324:$C324)+$C325*(P$323/12)","v":8.7500000000000008E-2},{"$f":"+SUM($C$324:$C324)+$C325*(Q$323/12)","v":9.1666666666666674E-2},{"$f":"+SUM($C$324:$C324)+$C325*(R$323/12)","v":9.583333333333334E-2},null,"> 5% pa for the first 3 years that the member retires early"]
[null,3,0.05,null,null,2,{"$f":"+SUM($C$324:$C325)+$C326*(G$323/12)","v":0.1},{"$f":"+SUM($C$324:$C325)+$C326*(H$323/12)","v":0.10416666666666667},{"$f":"+SUM($C$324:$C325)+$C326*(I$323/12)","v":0.10833333333333334},{"$f":"+SUM($C$324:$C325)+$C326*(J$323/12)","v":0.1125},{"$f":"+SUM($C$324:$C325)+$C326*(K$323/12)","v":0.11666666666666667},{"$f":"+SUM($C$324:$C325)+$C326*(L$323/12)","v":0.12083333333333335},{"$f":"+SUM($C$324:$C325)+$C326*(M$323/12)","v":0.125},{"$f":"+SUM($C$324:$C325)+$C326*(N$323/12)","v":0.12916666666666668},{"$f":"+SUM($C$324:$C325)+$C326*(O$323/12)","v":0.13333333333333333},{"$f":"+SUM($C$324:$C325)+$C326*(P$323/12)","v":0.13750000000000001},{"$f":"+SUM($C$324:$C325)+$C326*(Q$323/12)","v":0.14166666666666666},{"$f":"+SUM($C$324:$C325)+$C326*(R$323/12)","v":0.14583333333333334},null,"> 4% pa for the next 3 years"]
[null,4,0.04,null,null,3,{"$f":"+SUM($C$324:$C326)+$C327*(G$323/12)","v":0.15000000000000002},{"$f":"+SUM($C$324:$C326)+$C327*(H$323/12)","v":0.15333333333333335},{"$f":"+SUM($C$324:$C326)+$C327*(I$323/12)","v":0.15666666666666668},{"$f":"+SUM($C$324:$C326)+$C327*(J$323/12)","v":0.16000000000000003},{"$f":"+SUM($C$324:$C326)+$C327*(K$323/12)","v":0.16333333333333336},{"$f":"+SUM($C$324:$C326)+$C327*(L$323/12)","v":0.16666666666666669},{"$f":"+SUM($C$324:$C326)+$C327*(M$323/12)","v":0.17},{"$f":"+SUM($C$324:$C326)+$C327*(N$323/12)","v":0.17333333333333337},{"$f":"+SUM($C$324:$C326)+$C327*(O$323/12)","v":0.17666666666666669},{"$f":"+SUM($C$324:$C326)+$C327*(P$323/12)","v":0.18000000000000002},{"$f":"+SUM($C$324:$C326)+$C327*(Q$323/12)","v":0.18333333333333335},{"$f":"+SUM($C$324:$C326)+$C327*(R$323/12)","v":0.1866666666666667},null,"> 3% pa for each year above 6 years that the member retires early."]
[null,5,0.04,null,null,4,{"$f":"+SUM($C$324:$C327)+$C328*(G$323/12)","v":0.19000000000000003},{"$f":"+SUM($C$324:$C327)+$C328*(H$323/12)","v":0.19333333333333336},{"$f":"+SUM($C$324:$C327)+$C328*(I$323/12)","v":0.19666666666666668},{"$f":"+SUM($C$324:$C327)+$C328*(J$323/12)","v":0.20000000000000004},{"$f":"+SUM($C$324:$C327)+$C328*(K$323/12)","v":0.20333333333333337},{"$f":"+SUM($C$324:$C327)+$C328*(L$323/12)","v":0.20666666666666669},{"$f":"+SUM($C$324:$C327)+$C328*(M$323/12)","v":0.21000000000000002},{"$f":"+SUM($C$324:$C327)+$C328*(N$323/12)","v":0.21333333333333337},{"$f":"+SUM($C$324:$C327)+$C328*(O$323/12)","v":0.2166666666666667},{"$f":"+SUM($C$324:$C327)+$C328*(P$323/12)","v":0.22000000000000003},{"$f":"+SUM($C$324:$C327)+$C328*(Q$323/12)","v":0.22333333333333336},{"$f":"+SUM($C$324:$C327)+$C328*(R$323/12)","v":0.22666666666666668}]
[null,6,0.04,null,null,5,{"$f":"+SUM($C$324:$C328)+$C329*(G$323/12)","v":0.23000000000000004},{"$f":"+SUM($C$324:$C328)+$C329*(H$323/12)","v":0.23333333333333336},{"$f":"+SUM($C$324:$C328)+$C329*(I$323/12)","v":0.23666666666666669},{"$f":"+SUM($C$324:$C328)+$C329*(J$323/12)","v":0.24000000000000005},{"$f":"+SUM($C$324:$C328)+$C329*(K$323/12)","v":0.24333333333333337},{"$f":"+SUM($C$324:$C328)+$C329*(L$323/12)","v":0.2466666666666667},{"$f":"+SUM($C$324:$C328)+$C329*(M$323/12)","v":0.25000000000000006},{"$f":"+SUM($C$324:$C328)+$C329*(N$323/12)","v":0.25333333333333335},{"$f":"+SUM($C$324:$C328)+$C329*(O$323/12)","v":0.25666666666666671},{"$f":"+SUM($C$324:$C328)+$C329*(P$323/12)","v":0.26},{"$f":"+SUM($C$324:$C328)+$C329*(Q$323/12)","v":0.26333333333333336},{"$f":"+SUM($C$324:$C328)+$C329*(R$323/12)","v":0.26666666666666672}]
[null,"7+",0.03,null,null,6,{"$f":"+SUM($C$324:$C329)+$C330*(G$323/12)","v":0.27},{"$f":"+SUM($C$324:$C329)+$C330*(H$323/12)","v":0.27250000000000002},{"$f":"+SUM($C$324:$C329)+$C330*(I$323/12)","v":0.27500000000000002},{"$f":"+SUM($C$324:$C329)+$C330*(J$323/12)","v":0.27750000000000002},{"$f":"+SUM($C$324:$C329)+$C330*(K$323/12)","v":0.28000000000000003},{"$f":"+SUM($C$324:$C329)+$C330*(L$323/12)","v":0.28250000000000003},{"$f":"+SUM($C$324:$C329)+$C330*(M$323/12)","v":0.28500000000000003},{"$f":"+SUM($C$324:$C329)+$C330*(N$323/12)","v":0.28750000000000003},{"$f":"+SUM($C$324:$C329)+$C330*(O$323/12)","v":0.29000000000000004},{"$f":"+SUM($C$324:$C329)+$C330*(P$323/12)","v":0.29250000000000004},{"$f":"+SUM($C$324:$C329)+$C330*(Q$323/12)","v":0.29500000000000004},{"$f":"+SUM($C$324:$C329)+$C330*(R$323/12)","v":0.29749999999999999}]
[]
[]
[null,"TABLE ERF14"]
[null,"Section: Classic and Premium"]
[null,"Table Reference: x-421"]
[null,"Early retirement for all members except for those retiring before age 55 whose deemed date for PI is in an earlier financial year then when date of ER occurs"]
[null,"Section 2.7"]
[]
[null,"F[NPA60]",1.2649999999999999]
[null,"F[NPA65]",1.643]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Classic, premium, classic plus"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]FS calcs"}]
[]
[null,null,"Exact Age (at start of scheme year)",{"$f":"(StartScheme_Current-DoB)/DoY","v":126.25051334702259}]
[null,null,"Age at protection date",{"$f":"(ProtectDate-DoB)/DoY","v":112.25188227241615}]
[null,null,"Age at entry exact",{"$f":"(DJS-DoB)/DoY","v":0}]
[null,null,"Lower of retirement, protection date",{"$f":"MIN(D12,D25)","v":"00:00:00"}]
[null,null,null,null,null,null,null,"Datedif uses the first year when determining leap years (!)",null,"http://www.cpearson.com/excel/datedif.aspx"]
[null,null,null,{"$f":"Sch_Classic","v":"classic"},{"$f":"Sch_ClassicPlus","v":"classic plus"},{"$f":"Sch_Premium","v":"premium"},"Results used"]
[null,null,"Chosen retirement date",{"$f":"DoR","v":"00:00:00"},{"$f":"DoR","v":"00:00:00"},{"$f":"DoR","v":"00:00:00"},{"$f":"IFERROR(INDEX(D12:F12,MATCH(CurrentScheme,$D$11:$F$11,0)),F12)","v":"00:00:00"}]
[null,"Service Period Calcs","DJS/ABS end date",{"$f":"IF(AND(Reck_Years=\"\", Reck_Days=\"\"),DATE(YEAR(DJS),MONTH(DJS),DAY(DJS)), IF(AND(ABSEndDate<>\"\",OR(Scheme_Full<>\"alpha\",Scheme_Full<>\"nuvos\",Scheme_Full<>\"\")),DATE(ABSEndDate,4,1),IF(AND(ABSEndDate=\"\",alpha_ABSEndDate1<>\"\",Scheme_Full<>\"alpha\"),DATE(alpha_ABSEndDate1,4,1),(DATE(YEAR(DJS),MONTH(DJS),DAY(DJS))))))","v":"00:00:00"},{"$f":"D13","v":"00:00:00"},"00:00:00","00:00:00","Leap year?",{"$f":"MONTH(DATE(YEAR(D13),2,29))=2","v":true}]
[null,null,"DJS allowing for Tvin (for classic plus split)",{"$f":"DATE(YEAR(DJS)-TVinYears,MONTH(DJS),DAY(DJS))-TVinDays","v":"00:00:00"},"00:00:00","00:00:00",{"$f":"IFERROR(INDEX(D14:F14,MATCH(CurrentScheme,$D$11:$F$11,0)),F14)","v":"00:00:00"}]
[null,null,"Service to date [Min(ABS date, start current scheme year)]",{"$f":"MAX(D13,StartScheme_Current)","v":"2026-04-01"},"2026-04-01","2026-04-01","2026-04-01","Leap year?",{"$f":"MONTH(DATE(YEAR(D15),2,29))=2","v":false}]
[null,null,"Past Service",{"$f":"IFERROR(MIN(DATEDIF(D13,D15,\"y\")+(DATEDIF(D13,D15,\"yd\")-IF(I13=TRUE,1,0))/DoY,DATEDIF(D13,D25+1,\"y\")+(DATEDIF(D13,D25+1,\"yd\")-IF(I13=TRUE,1,0))/DoY),0)","v":0},0,0,0,{"$f":"INT(D16)","v":0},{"$f":"(D16-INT(D16))*365.25","v":0}]
[null,null,"Future service",{"$f":"IFERROR(MAX(DATEDIF(D15,$D9+1,\"y\")+(DATEDIF(D15,$D9+1,\"yd\")-IF(I15=TRUE,1,0))/DoY,0),0)","v":0},0,0,0,{"$f":"INT(D17)","v":0},{"$f":"D17*365.25","v":0}]
[null,null,"NPA",60,60,60,{"$f":"IFERROR(INDEX(D18:F18,MATCH(CurrentScheme,$D$11:$F$11,0)),F18)","v":60}]
[null,null,"Age at 2012",{"$f":"(ProtectDate-DoB)/DoY","v":112.25188227241615},{"$f":"(ProtectDate-DoB)/DoY","v":112.25188227241615},{"$f":"(ProtectDate-DoB)/DoY","v":112.25188227241615},112.25188227241615]
[null,null,"Age (years) at 2012",{"$f":"+INT(D19)","v":112},{"$f":"+INT(E19)","v":112},{"$f":"+INT(F19)","v":112},112]
[null,null,"Remaining age (months) at 2012",{"$f":"+ROUNDDOWN((D19-INT(D19))*12,0)","v":3},{"$f":"+ROUNDDOWN((E19-INT(E19))*12,0)","v":3},{"$f":"+ROUNDDOWN((F19-INT(F19))*12,0)","v":3},3]
[null,null,"Protection end date",{"$f":"+IF(D20>=49,D12,IF(Parameters!$B$114=TRUE,NewSchDate,IFERROR(INDEX(Tapers!$J$13:$J$54,MATCH(D20&\"_\"&D21,Tapers!$A$13:$A$54,0)),FALSE)))","v":"00:00:00"},{"$f":"+IF(E20>=49,E12,IF(Parameters!$B$114=TRUE,NewSchDate,IFERROR(INDEX(Tapers!$J$13:$J$54,MATCH(E20&\"_\"&E21,Tapers!$A$13:$A$54,0)),FALSE)))","v":"00:00:00"},{"$f":"+IF(F20>=49,F12,IF(Parameters!$B$114=TRUE,NewSchDate,IFERROR(INDEX(Tapers!$J$13:$J$54,MATCH(F20&\"_\"&F21,Tapers!$A$13:$A$54,0)),FALSE)))","v":"00:00:00"},"00:00:00"]
[null,null,"Active at 2015",{"$f":"IF(DJS<=ProtectDate,TRUE,FALSE)","v":true},{"$f":"IF(DJS<=ProtectDate,TRUE,FALSE)","v":true},{"$f":"IF(DJS<=ProtectDate,TRUE,FALSE)","v":true},true]
[null,null,"Protection",{"$f":"+IF(AND(D23,ISNUMBER(D22)),TRUE,FALSE)","v":true},{"$f":"+IF(AND(E23,ISNUMBER(E22)),TRUE,FALSE)","v":true},{"$f":"+IF(AND(F23,ISNUMBER(F22)),TRUE,FALSE)","v":true},true]
[null,null,"Protection end date",{"$f":"+IF(D24=FALSE,NewSchDate-1,D22)","v":"00:00:00"},{"$f":"+IF(E24=FALSE,NewSchDate-1,E22)","v":"00:00:00"},{"$f":"+IF(F24=FALSE,NewSchDate-1,F22)","v":"00:00:00"},"00:00:00"]
[null,"Service for Member","Retiring After Protection Ends",{"$f":"IF(D12<=D25,\"\",MIN(IF(PT_Status=\"some Part-Time\",IF(AND(Reck_Years=\"\", Reck_Days=\"\"), TVinYears+TVinDays/DoY+D16*future_PTP,D16*future_PTP+Reck_Years+Reck_Days/DoY)+MAX(0,D17*future_PTP),MAX(IF(AND(Reck_Years=\"\", Reck_Days=\"\"),D16+TVinYears+TVinDays/DoY,D16+Reck_Years+Reck_Days/DoY)+D17,0)),classic_max))","v":""},{"$f":"IF(E12<=E25,\"\",MIN(IF(PT_Status=\"some Part-Time\",IF(AND(Reck_Years=\"\", Reck_Days=\"\"), TVinYears+TVinDays/DoY+E16*future_PTP,E16*future_PTP+Reck_Years+Reck_Days/DoY)+MAX(0,E17*future_PTP),MAX(IF(AND(Reck_Years=\"\", Reck_Days=\"\"),E16+TVinYears+TVinDays/DoY,E16+Reck_Years+Reck_Days/DoY)+E17,0)),classicplus_max))","v":""},{"$f":"IF(F12<=F25,\"\",MIN(IF(PT_Status=\"some Part-Time\",IF(AND(Reck_Years=\"\", Reck_Days=\"\"), TVinYears+TVinDays/DoY+F16*future_PTP,F16*future_PTP+Reck_Years+Reck_Days/DoY)+MAX(0,F17*future_PTP),MAX(IF(AND(Reck_Years=\"\", Reck_Days=\"\"),F16+TVinYears+TVinDays/DoY,F16+Reck_Years+Reck_Days/DoY)+F17,0)),Max_service_premium))","v":""},{"$f":"IFERROR(INDEX(D26:F26,MATCH(CurrentScheme,$D$11:$F$11,0)),F26)","v":""}]
[null,null,"Retiring on or before Protection Ends",{"$f":"IF(D12<=D25,MIN(IF(PT_Status=\"some Part-Time\",IF(AND(Reck_Years=\"\", Reck_Days=\"\"), TVinYears+TVinDays/DoY+D16*future_PTP,D16*future_PTP+Reck_Years+Reck_Days/DoY)+D17*future_PTP,MAX(IF(AND(Reck_Years=\"\", Reck_Days=\"\"),D16+TVinYears+TVinDays/DoY,D16+Reck_Years+Reck_Days/DoY)+D17,0)),classic_max),\"\")","v":0},{"$f":"IF(E12<=E25,MIN(IF(PT_Status=\"some Part-Time\",IF(AND(Reck_Years=\"\", Reck_Days=\"\"), TVinYears+TVinDays/DoY+E16*future_PTP,E16*future_PTP+Reck_Years+Reck_Days/DoY)+E17*future_PTP,MAX(IF(AND(Reck_Years=\"\", Reck_Days=\"\"),E16+TVinYears+TVinDays/DoY,E16+Reck_Years+Reck_Days/DoY)+E17,0)),classicplus_max),\"\")","v":0},{"$f":"IF(F12<=F25,MIN(IF(PT_Status=\"some Part-Time\",IF(AND(Reck_Years=\"\", Reck_Days=\"\"), TVinYears+TVinDays/DoY+F16*future_PTP,F16*future_PTP+Reck_Years+Reck_Days/DoY)+F17*future_PTP,MAX(IF(AND(Reck_Years=\"\", Reck_Days=\"\"),F16+TVinYears+TVinDays/DoY,F16+Reck_Years+Reck_Days/DoY)+F17,0)),Max_service_premium),\"\")","v":0},0]
[null,null,"classis plus, pre-Oct 2002 proportion\nRetiring On Or After Protection Ends",{"$f":"FALSE","v":false},{"$f":"IF(E12<=E25,0,IF(E14<Start_date_classic,(Start_date_classic-E14)/(E25-E14),0))","v":0},{"$f":"FALSE","v":false},false,null,{"$f":"+DJS","v":"00:00:00"}]
[null,null,"classic plus, pre-Oct 2002 proportion \nRetiring Before Protection Ends",{"$f":"FALSE","v":false},{"$f":"IF(E12<=E25,IF(E14<Start_date_classic,(Start_date_classic-E14)/(E12-E14),1),0)","v":{"$error":"#DIV/0!"}},{"$f":"FALSE","v":false},false,null,"2002-10-01"]
[null,null,"Service to Retirement",{"$f":"DATEDIF(D15,D12,\"y\")+DATEDIF(D15,D12,\"yd\")/DoY","v":{"$error":"#NUM!"}},{"$f":"DATEDIF(E15,E12,\"y\")+DATEDIF(E15,E12,\"yd\")/DoY","v":{"$error":"#NUM!"}},{"$f":"DATEDIF(F15,F12,\"y\")+DATEDIF(F15,F12,\"yd\")/DoY","v":{"$error":"#NUM!"}},{"$error":"#NUM!"}]
[null,"Salary Calcs","Current Salary",{"$f":"CurrentSal","v":0},{"$f":"CurrentSal","v":0},{"$f":"CurrentSal","v":0},0]
[null,null,{"$f":"\"Project Salary - \"&basis1","v":"Project Salary - CPI + 0.0%"},{"$f":"D$31*(1+cpi_1)^D$30","v":{"$error":"#NUM!"}},{"$f":"E$31*(1+cpi_1)^E$30","v":{"$error":"#NUM!"}},{"$f":"F$31*(1+cpi_1)^F$30","v":{"$error":"#NUM!"}},{"$error":"#NUM!"}]
[null,null,{"$f":"\"Project Salary - \"&basis2","v":"Project Salary - CPI + 1.0%"},{"$f":"D$31*(1+cpi_2)^D$30","v":{"$error":"#NUM!"}},{"$f":"E$31*(1+cpi_2)^E$30","v":{"$error":"#NUM!"}},{"$f":"F$31*(1+cpi_2)^F$30","v":{"$error":"#NUM!"}},{"$error":"#NUM!"}]
[null,null,{"$f":"\"Project Salary - \"&basis3","v":"Project Salary - CPI + 2.0%"},{"$f":"D$31*(1+cpi_3)^D$30","v":{"$error":"#NUM!"}},{"$f":"E$31*(1+cpi_3)^E$30","v":{"$error":"#NUM!"}},{"$f":"F$31*(1+cpi_3)^F$30","v":{"$error":"#NUM!"}},{"$error":"#NUM!"}]
[null,null,{"$f":"\"Discount Projected Salary - \"&basis1","v":"Discount Projected Salary - CPI + 0.0%"},{"$f":"D32/((1+cpi)^D$30)*(1+cpi)^((Date_curr-StartScheme_Current)/DoY)","v":{"$error":"#NUM!"}},{"$error":"#NUM!"},{"$error":"#NUM!"},{"$error":"#NUM!"}]
[null,null,{"$f":"\"Discount Projected Salary - \"&basis2","v":"Discount Projected Salary - CPI + 1.0%"},{"$error":"#NUM!"},{"$error":"#NUM!"},{"$error":"#NUM!"},{"$error":"#NUM!"}]
[null,null,{"$f":"\"Discount Projected Salary - \"&basis3","v":"Discount Projected Salary - CPI + 2.0%"},{"$error":"#NUM!"},{"$error":"#NUM!"},{"$error":"#NUM!"},{"$error":"#NUM!"}]
[null,"Classic plus split pension post ERF (discounted)","Classic - CPI + 0%",0,{"$f":"IF($E$26=\"\",$E$27*E35*Acc_classic*E29,$E$26*E35*Acc_classic*E28)*E61","v":{"$error":"#NUM!"}},0,0,{"$f":"SUM(E38:E39)=E63","v":{"$error":"#NUM!"}},{"$f":"SUM(E38:E39)/E63-1","v":{"$error":"#NUM!"}}]
[null,null,"Premium - CPI + 0%",0,{"$f":"IF($E$26=\"\",$E$27*E35*Acc_premium*(1-E29),$E$26*E35*Acc_premium*(1-E28))*E61","v":{"$error":"#NUM!"}},0,0]
[null,null,"Classic - CPI + 1%",0,{"$f":"IF($E$26=\"\",$E$27*E36*Acc_classic*E29,$E$26*E36*Acc_classic*E28)*E61","v":{"$error":"#NUM!"}},0,0,{"$f":"SUM(E40:E41)=E64","v":{"$error":"#NUM!"}}]
[null,null,"Premium - CPI + 1%",0,{"$f":"IF($E$26=\"\",$E$27*E36*Acc_premium*(1-E29),$E$26*E36*Acc_premium*(1-E28))*E61","v":{"$error":"#NUM!"}},0,0]
[null,null,"Classic - CPI + 2%",0,{"$f":"IF($E$26=\"\",$E$27*E37*Acc_classic*E29,$E$26*E37*Acc_classic*E28)*E61","v":{"$error":"#NUM!"}},0,0,{"$f":"SUM(E42:E43)=E65","v":{"$error":"#NUM!"}}]
[null,null,"Premium - CPI + 2%",0,{"$f":"IF($E$26=\"\",$E$27*E37*Acc_premium*(1-E29),$E$26*E37*Acc_premium*(1-E28))*E61","v":{"$error":"#NUM!"}},0,0]
[null,"Classic plus split pension post ERF (nominal)","Classic - CPI + 0%",0,{"$f":"IF($E$26=\"\",$E$27*E32*Acc_classic*E29,$E$26*E32*Acc_classic*E28)*E61","v":{"$error":"#NUM!"}},0,{"$f":"IFERROR(INDEX(D44:F44,MATCH(CurrentScheme,$D$11:$F$11,0)),F44)","v":0}]
[null,null,"Premium - CPI + 0%",0,{"$f":"IF($E$26=\"\",$E$27*E32*Acc_premium*(1-E29),$E$26*E32*Acc_premium*(1-E28))*E61","v":{"$error":"#NUM!"}},0,0]
[null,null,"Classic - CPI + 1%",0,{"$f":"IF($E$26=\"\",$E$27*E33*Acc_classic*E29,$E$26*E33*Acc_classic*E28)*E61","v":{"$error":"#NUM!"}},0,0]
[null,null,"Premium - CPI + 1%",0,{"$f":"IF($E$26=\"\",$E$27*E33*Acc_premium*(1-E29),$E$26*E33*Acc_premium*(1-E28))*E61","v":{"$error":"#NUM!"}},0,0]
[null,null,"Classic - CPI + 2%",0,{"$f":"IF($E$26=\"\",$E$27*E34*Acc_classic*E29,$E$26*E34*Acc_classic*E28)*E61","v":{"$error":"#NUM!"}},0,0]
[null,null,"Premium - CPI + 2%",0,{"$f":"IF($E$26=\"\",$E$27*E34*Acc_premium*(1-E29),$E$26*E34*Acc_premium*(1-E28))*E61","v":{"$error":"#NUM!"}},0,0]
[null,"Classic plus split pre ERF","Classic - CPI + 0%",null,{"$f":"IF($E$26=\"\",$E$27*E35*Acc_classic*E29,$E$26*E35*Acc_classic*E28)","v":{"$error":"#NUM!"}}]
[null,null,"Premium - CPI + 0%",null,{"$f":"IF($E$26=\"\",$E$27*E35*Acc_premium*(1-E29),$E$26*E35*Acc_premium*(1-E28))","v":{"$error":"#NUM!"}}]
[null,null,"Classic - CPI + 1%",null,{"$f":"IF($E$26=\"\",$E$27*E36*Acc_classic*E29,$E$26*E36*Acc_classic*E28)","v":{"$error":"#NUM!"}}]
[null,null,"Premium - CPI + 1%",null,{"$f":"IF($E$26=\"\",$E$27*E36*Acc_premium*(1-E29),$E$26*E36*Acc_premium*(1-E28))","v":{"$error":"#NUM!"}}]
[null,null,"Classic - CPI + 2%",null,{"$f":"IF($E$26=\"\",$E$27*E37*Acc_classic*E29,$E$26*E37*Acc_classic*E28)","v":{"$error":"#NUM!"}}]
[null,null,"Premium - CPI + 2%",null,{"$f":"IF($E$26=\"\",$E$27*E37*Acc_premium*(1-E29),$E$26*E37*Acc_premium*(1-E28))","v":{"$error":"#NUM!"}}]
[null,"NPA Pension pre ERF/LRF","Final Salary / Pre NPA Pension - CPI + 0%",{"$f":"IF($D$26=\"\",$D$27,$D$26)*D35*Acc_classic","v":{"$error":"#NUM!"}},{"$f":"IF($E$26=\"\",$E$27*E35*Acc_classic*E29+$E$27*E35*Acc_premium*(1-E29),$E$26*E35*Acc_classic*E28+$E$26*E35*Acc_premium*(1-E28))","v":{"$error":"#NUM!"}},{"$f":"IF($D$26=\"\",$D$27,$D$26)*F35*Acc_premium","v":{"$error":"#NUM!"}},{"$error":"#NUM!"},{"$f":"IF(E26=\"\",E29*D56+F56*(1-E29), E28*D56+F56*(1-E28))=E56","v":{"$error":"#DIV/0!"}}]
[null,null,"Final Salary / Pre NPA Pension - CPI + 1%",{"$f":"IF($D$26=\"\",$D$27,$D$26)*D36*Acc_classic","v":{"$error":"#NUM!"}},{"$f":"IF($E$26=\"\",$E$27*E36*Acc_classic*E29+$E$27*E36*Acc_premium*(1-E29),$E$26*E36*Acc_classic*E28+$E$26*E36*Acc_premium*(1-E28))","v":{"$error":"#NUM!"}},{"$f":"IF($D$26=\"\",$D$27,$D$26)*F36*Acc_premium","v":{"$error":"#NUM!"}},{"$error":"#NUM!"},{"$f":"IF(E26=\"\",E29*D57+F57*(1-E29), E28*D57+F57*(1-E28))=E57","v":{"$error":"#DIV/0!"}}]
[null,null,"Final Salary / Pre NPA Pension - CPI + 2%",{"$f":"IF($D$26=\"\",$D$27,$D$26)*D37*Acc_classic","v":{"$error":"#NUM!"}},{"$f":"IF($E$26=\"\",$E$27*E37*Acc_classic*E29+$E$27*E37*Acc_premium*(1-E29),$E$26*E37*Acc_classic*E28+$E$26*E37*Acc_premium*(1-E28))","v":{"$error":"#NUM!"}},{"$f":"IF($D$26=\"\",$D$27,$D$26)*F37*Acc_premium","v":{"$error":"#NUM!"}},{"$error":"#NUM!"},{"$f":"IF(E26=\"\",E29*D58+F58*(1-E29), E28*D58+F58*(1-E28))=E58","v":{"$error":"#DIV/0!"}}]
[null,"ERF/LRF","Age at Retirement less NPA",{"$f":"ChosenRA-D18","v":-60},{"$f":"ChosenRA-E18","v":-60},{"$f":"ChosenRA-F18","v":-60},-60]
[null,null,"LRF",1,1,1,1,"No late retirement allowed in FS schemes."]
[null,null,"ERF",{"$f":"IF(D59<0,IFERROR(VLOOKUP(RA_month,ERF05_table,RA_Year-48,FALSE),1),1)","v":1},{"$f":"IF(E59<0,IFERROR(VLOOKUP(RA_month,ERF05_table,RA_Year-48,FALSE),1),1)","v":1},{"$f":"IF(F59<0,IFERROR(VLOOKUP(RA_month,ERF05_table,RA_Year-48,FALSE),1),1)","v":1},1]
[null,null,"Lump Sum ERF",{"$f":"IF(D59<0,IFERROR(VLOOKUP(RA_month,ERF06_table,RA_Year-48,FALSE),1),1)","v":1},{"$f":"IF(E59<0,IFERROR(VLOOKUP(RA_month,ERF06_table,RA_Year-48,FALSE),1),1)","v":1},{"$f":"IF(F59<0,IFERROR(VLOOKUP(RA_month,ERF06_table,RA_Year-48,FALSE),1),1)","v":1},1]
[null,"Post ERF, Pre-2015 pension",{"$f":"\"Pension - \"&basis1","v":"Pension - CPI + 0.0%"},{"$f":"IFERROR($D$61*D56,0)","v":0},{"$f":"IFERROR($E$61*E56,0)","v":0},{"$f":"IFERROR($F$61*F56,0)","v":0},0]
[null,null,{"$f":"\"Pension - \"&basis2","v":"Pension - CPI + 1.0%"},{"$f":"IFERROR($D$61*D57,0)","v":0},{"$f":"IFERROR($E$61*E57,0)","v":0},{"$f":"IFERROR($F$61*F57,0)","v":0},0]
[null,null,{"$f":"\"Pension - \"&basis3","v":"Pension - CPI + 2.0%"},{"$f":"IFERROR($D$61*D58,0)","v":0},{"$f":"IFERROR($E$61*E58,0)","v":0},{"$f":"IFERROR($F$61*F58,0)","v":0},0]
[null,null,"Non Comm LS - CPI + 0%",{"$f":"IFERROR(Lump_Sum_classic*ROUND(D56,0)*D$62,0)","v":0},{"$f":"IFERROR(Lump_Sum_classicplus*ROUND(E50,0)*E62,0)","v":0},{"$f":"IFERROR(Lump_Sum_premium*ROUND(F56,0)*F$62,0)","v":0},{"$f":"IFERROR(INDEX(D66:F66,MATCH(CurrentScheme,$D$11:$F$11,0)),F66)","v":0}]
[null,null,"Non Comm LS - CPI + 1%",{"$f":"IFERROR(Lump_Sum_classic*ROUND(D57,0)*D$62,0)","v":0},{"$f":"IFERROR(Lump_Sum_classicplus*ROUND(E52,0)*E62,0)","v":0},{"$f":"IFERROR(Lump_Sum_premium*ROUND(F57,0)*F$62,0)","v":0},{"$f":"IFERROR(INDEX(D67:F67,MATCH(CurrentScheme,$D$11:$F$11,0)),F67)","v":0}]
[null,null,"Non Comm LS - CPI + 2%",{"$f":"IFERROR(Lump_Sum_classic*ROUND(D58,0)*D$62,0)","v":0},{"$f":"IFERROR(Lump_Sum_classicplus*ROUND(E54,0)*E62,0)","v":0},{"$f":"IFERROR(Lump_Sum_premium*ROUND(F58,0)*F$62,0)","v":0},{"$f":"IFERROR(INDEX(D68:F68,MATCH(CurrentScheme,$D$11:$F$11,0)),F68)","v":0}]
[null,"Post ERF, pre-2015 pension - Nominal",{"$f":"\"Nominal Pension - \"&basis1","v":"Nominal Pension - CPI + 0.0%"},{"$f":"IFERROR($D$61*D56*D32/D35,0)","v":0},{"$f":"IFERROR($E$61*E56*E32/E35,0)","v":0},{"$f":"IFERROR($F$61*F56*F32/F35,0)","v":0},0]
[null,null,{"$f":"\"Nominal Pension - \"&basis2","v":"Nominal Pension - CPI + 1.0%"},{"$f":"IFERROR($D$61*D57*D33/D36,0)","v":0},{"$f":"IFERROR($E$61*E57*E33/E36,0)","v":0},{"$f":"IFERROR($F$61*F57*F33/F36,0)","v":0},0]
[null,null,{"$f":"\"Nominal Pension - \"&basis3","v":"Nominal Pension - CPI + 2.0%"},{"$f":"IFERROR($D$61*D58*D34/D37,0)","v":0},{"$f":"IFERROR($E$61*E58*E34/E37,0)","v":0},{"$f":"IFERROR($F$61*F58*F34/F37,0)","v":0},0]
[null,null,{"$f":"\"Nominal Lump Sum - \"&basis1","v":"Nominal Lump Sum - CPI + 0.0%"},{"$f":"IFERROR(Lump_Sum_classic*ROUND(D56,0)*D$62*D32/D35,0)","v":0},{"$f":"E66*E32/E35","v":{"$error":"#NUM!"}},{"$f":"IFERROR(Lump_Sum_premium*ROUND(F56,0)*F$62*F32/F35,0)","v":0},0]
[null,null,{"$f":"\"Nominal `Lump Sum - \"&basis2","v":"Nominal `Lump Sum - CPI + 1.0%"},{"$f":"IFERROR(Lump_Sum_classic*ROUND(D57,0)*D$62*D33/D36,0)","v":0},{"$f":"E67*E33/E36","v":{"$error":"#NUM!"}},{"$f":"IFERROR(Lump_Sum_premium*ROUND(F57,0)*F$62*F33/F36,0)","v":0},0]
[null,null,{"$f":"\"Nominal Lump Sum - \"&basis3","v":"Nominal Lump Sum - CPI + 2.0%"},{"$f":"IFERROR(Lump_Sum_classic*ROUND(D58,0)*D$62*D34/D37,0)","v":0},{"$f":"E68*E34/E37","v":{"$error":"#NUM!"}},{"$f":"IFERROR(Lump_Sum_premium*ROUND(F58,0)*F$62*F34/F37,0)","v":0},0]
[null,null,null,null,null,null,null,"years","days"]
[null,null,"Pre-15 scheme service used to calculate FS pension",null,null,null,{"$f":"IF(G26=\"\", G27,G26)","v":0},{"$f":"ROUND(INT(G76),0)+IF(ROUND((G76-INT(G76))*DoY,0)>=365,1,0)","v":0},{"$f":"IF(ROUND((G76-INT(G76))*DoY,0)>=365,0,ROUND((G76-H76)*DoY,0))","v":0}]
[null,null,null,null,null,null,null,"adjustment for case where days would equal 365"]

{"sheet":"Lump Sum","index":11,"n_rows":57,"n_cols":6,"rows_kept":57,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Lump Sum Commutation"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Lump Sum"}]
[]
[]
[]
[]
[null,null,null,"Pre 2015","Post 2015 at SPA"]
[null,null,"Commutation Factor",{"$f":"+VLOOKUP(Scheme_Full,Lump_sum_factors,2,0)","v":{"$error":"#N/A"}},{"$f":"+VLOOKUP(\"alpha\",Lump_sum_factors,2,0)","v":12}]
[null,null,"Max Lump Sum Factor",{"$f":"+VLOOKUP(Scheme_Full,Lump_sum_factors,4,0)","v":{"$error":"#N/A"}},{"$f":"+VLOOKUP(\"alpha\",Lump_sum_factors,4,0)","v":4.2857142857142856}]
[]
[null,null,"Pre 2015 FS",{"$f":"basis1","v":"CPI + 0.0%"},{"$f":"basis2","v":"CPI + 1.0%"},{"$f":"basis3","v":"CPI + 2.0%"}]
[null,null,"Pre-Commutation Pension",{"$f":"'FS calcs'!G63","v":0},{"$f":"'FS calcs'!G64","v":0},{"$f":"'FS calcs'!G65","v":0}]
[null,null,"Classic plus - classic pension",{"$f":"'FS calcs'!G38","v":0},{"$f":"'FS calcs'!G40","v":0},{"$f":"'FS calcs'!G42","v":0}]
[null,null,"Classic plus - premium pension",{"$f":"'FS calcs'!G39","v":0},{"$f":"'FS calcs'!G41","v":0},{"$f":"'FS calcs'!G43","v":0}]
[null,null,"Max Commutation lump sum",{"$f":"IF(Scheme_Full=sch_2,D15*D11+D16*E11,IF(Scheme_Full=sch_1,D14*D11,D14*E11))","v":0},{"$f":"IF(Scheme_Full=sch_2,E15*D11+E16*E11,IF(Scheme_Full=sch_1,E14*D11,E14*E11))","v":0},{"$f":"IF(Scheme_Full=sch_2,F15*D11+F16*E11,IF(Scheme_Full=sch_1,F14*D11,F14*E11))","v":0}]
[null,null,"Max Commuted",{"$f":"+D17/$D$10","v":{"$error":"#N/A"}},{"$f":"+E17/$D$10","v":{"$error":"#N/A"}},{"$f":"+F17/$D$10","v":{"$error":"#N/A"}}]
[null,null,"Post-Commutation Pension",{"$f":"+D14-D18","v":{"$error":"#N/A"}},{"$f":"+E14-E18","v":{"$error":"#N/A"}},{"$f":"+F14-F18","v":{"$error":"#N/A"}}]
[null,null,"Non-Commutation Lump Sum",{"$f":"'FS calcs'!G66","v":0},{"$f":"'FS calcs'!G67","v":0},{"$f":"'FS calcs'!G68","v":0}]
[null,null,"Max Lump Sum",{"$f":"D20+D17","v":0},{"$f":"E20+E17","v":0},{"$f":"F20+F17","v":0}]
[]
[null,null,"nuvos",{"$f":"basis1","v":"CPI + 0.0%"},{"$f":"basis2","v":"CPI + 1.0%"},{"$f":"basis3","v":"CPI + 2.0%"}]
[null,null,"Pre-Commutation Pension",{"$f":"'nuvos Calcs'!D57","v":0},{"$f":"'nuvos Calcs'!D58","v":0},{"$f":"'nuvos Calcs'!D59","v":0}]
[null,null,"Max Lump Sum",{"$f":"+D24*$D$11","v":{"$error":"#N/A"}},{"$f":"+E24*$D$11","v":{"$error":"#N/A"}},{"$f":"+F24*$D$11","v":{"$error":"#N/A"}}]
[null,null,"Max Commutation",{"$f":"+D25/$D$10","v":{"$error":"#N/A"}},{"$f":"+E25/$D$10","v":{"$error":"#N/A"}},{"$f":"+F25/$D$10","v":{"$error":"#N/A"}}]
[null,null,"Post-Commutation Pension",{"$f":"D24-D26","v":{"$error":"#N/A"}},{"$f":"E24-E26","v":{"$error":"#N/A"}},{"$f":"F24-F26","v":{"$error":"#N/A"}}]
[]
[null,null,"alpha",{"$f":"basis1","v":"CPI + 0.0%"},{"$f":"basis2","v":"CPI + 1.0%"},{"$f":"basis3","v":"CPI + 2.0%"}]
[null,null,"Pre-Commutation Pension",{"$f":"'alpha calcs'!D56","v":0},{"$f":"'alpha calcs'!D57","v":0},{"$f":"'alpha calcs'!D58","v":0}]
[null,null,"Max Lump Sum",{"$f":"+D30*$E$11","v":0},{"$f":"+E30*$E$11","v":0},{"$f":"+F30*$E$11","v":0}]
[null,null,"Max Commutation",{"$f":"+D31/$E$10","v":0},{"$f":"+E31/$E$10","v":0},{"$f":"+F31/$E$10","v":0}]
[null,null,"Post-Commutation Pension",{"$f":"D30-D32","v":0},{"$f":"E30-E32","v":0},{"$f":"F30-F32","v":0}]
[]
[null,null,"Nominal"]
[]
[null,null,"Pre 2015",{"$f":"basis1","v":"CPI + 0.0%"},{"$f":"basis2","v":"CPI + 1.0%"},{"$f":"basis3","v":"CPI + 2.0%"}]
[null,null,"Pre-Commutation Pension",{"$f":"'FS calcs'!G69","v":0},{"$f":"'FS calcs'!G70","v":0},{"$f":"'FS calcs'!G71","v":0}]
[null,null,"Classic plus - classic pension",{"$f":"'FS calcs'!G44","v":0},{"$f":"'FS calcs'!G46","v":0},{"$f":"'FS calcs'!G48","v":0}]
[null,null,"Classic plus - premium pension",{"$f":"'FS calcs'!G45","v":0},{"$f":"'FS calcs'!G47","v":0},{"$f":"'FS calcs'!G49","v":0}]
[null,null,"Max Commutation lump sum",{"$f":"IF(Scheme_Full=sch_2,D39*$D$11+D40*$E$11,IF(Scheme_Full=sch_1,D38*$D$11,D38*$E$11))","v":0},{"$f":"IF(Scheme_Full=sch_2,E39*$D$11+E40*$E$11,IF(Scheme_Full=sch_1,E38*$D$11,E38*$E$11))","v":0},{"$f":"IF(Scheme_Full=sch_2,F39*$D$11+F40*$E$11,IF(Scheme_Full=sch_1,F38*$D$11,F38*$E$11))","v":0}]
[null,null,"Max Commuted",{"$f":"+D41/$D$10","v":{"$error":"#N/A"}},{"$f":"+E41/$D$10","v":{"$error":"#N/A"}},{"$f":"+F41/$D$10","v":{"$error":"#N/A"}}]
[null,null,"Post-Commutation Pension",{"$f":"+D38-D42","v":{"$error":"#N/A"}},{"$f":"+E38-E42","v":{"$error":"#N/A"}},{"$f":"+F38-F42","v":{"$error":"#N/A"}}]
[null,null,"Non-Commutation lump sum",{"$f":"'FS calcs'!G72","v":0},{"$f":"'FS calcs'!G73","v":0},{"$f":"'FS calcs'!G74","v":0}]
[null,null,"Max Lump Sum",{"$f":"D41+D44","v":0},{"$f":"E41+E44","v":0},{"$f":"F41+F44","v":0}]
[]
[null,null,"nuvos",{"$f":"basis1","v":"CPI + 0.0%"},{"$f":"basis2","v":"CPI + 1.0%"},{"$f":"basis3","v":"CPI + 2.0%"}]
[null,null,"Pre-Commutation Pension",{"$f":"'nuvos Calcs'!D54","v":0},{"$f":"'nuvos Calcs'!D55","v":0},{"$f":"'nuvos Calcs'!D56","v":0}]
[null,null,"Max Commutation",{"$f":"+D48*$D$11","v":{"$error":"#N/A"}},{"$f":"+E48*$D$11","v":{"$error":"#N/A"}},{"$f":"+F48*$D$11","v":{"$error":"#N/A"}}]
[null,null,"Post-Commutation Pension",{"$f":"+D49/$D$10","v":{"$error":"#N/A"}},{"$f":"+E49/$D$10","v":{"$error":"#N/A"}},{"$f":"+F49/$D$10","v":{"$error":"#N/A"}}]
[null,null,"Max Lump Sum",{"$f":"D48-D50","v":{"$error":"#N/A"}},{"$f":"E48-E50","v":{"$error":"#N/A"}},{"$f":"F48-F50","v":{"$error":"#N/A"}}]
[]
[null,null,"alpha",{"$f":"basis1","v":"CPI + 0.0%"},{"$f":"basis2","v":"CPI + 1.0%"},{"$f":"basis3","v":"CPI + 2.0%"}]
[null,null,"Pre-Commutation Pension",{"$f":"'alpha calcs'!D53","v":0},{"$f":"'alpha calcs'!D54","v":0},{"$f":"'alpha calcs'!D55","v":0}]
[null,null,"Max Commutation",{"$f":"+D54*$E$11","v":0},{"$f":"+E54*$E$11","v":0},{"$f":"+F54*$E$11","v":0}]
[null,null,"Post-Commutation Pension",{"$f":"+D55/$E$10","v":0},{"$f":"+E55/$E$10","v":0},{"$f":"+F55/$E$10","v":0}]
[null,null,"Max Lump Sum",{"$f":"D54-D56","v":0},{"$f":"E54-E56","v":0},{"$f":"F54-F56","v":0}]

{"sheet":"nuvos Calcs","index":12,"n_rows":59,"n_cols":87,"rows_kept":59,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Nuvos pension"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]nuvos Calcs"}]
[]
[]
[]
[null,"Current Date",null,{"$f":"DoStartSchYear_nuvos","v":"2026-04-01"}]
[null,"CPI (%)",null,{"$f":"cpi","v":0.02}]
[null,"Revaluation Rate - CPI + 0%",null,{"$f":"care_rev","v":0.02}]
[null,"Age at 1 Apr 2015",null,{"$f":"+ROUND((Parameters!E45-DoB)/DoY,2)","v":115.25},null,"DoR"]
[null,"Protection",null,{"$f":"+IF(D11>=54.5,TRUE,FALSE)","v":true},null,{"$f":"+DoR","v":"00:00:00"}]
[null,"DJS",null,{"$f":"DJS","v":"00:00:00"}]
[null,"2015 scheme start",null,"2015-04-01"]
[null,"Protected 2015 scheme start",null,{"$f":"'FS calcs'!DoProtEnd","v":"00:00:00"}]
[]
[null,"Age at start of year",null,{"$f":"ROUND((D19-DoB)/DoY,0)","v":108},108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,131,132,133,134,135,136,137,138,{"$f":"ROUND((AJ19-DoB)/DoY,0)","v":139},140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,{"$f":"ROUND((BP19-DoB)/DoY,0)","v":171},172,173,174,175,176,177,178,179,180,181,182,183,184,185,186,187,188,189,190]
[null,null,null,2007,{"$f":"+D18+1","v":2008},{"$f":"+E18+1","v":2009},2010,2011,2012,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,{"$f":"+U18+1","v":2025},2026,2027,2028,2029,2030,2031,2032,2033,2034,2035,2036,2037,2038,2039,2040,2041,2042,2043,2044,2045,2046,2047,2048,2049,2050,2051,2052,2053,2054,2055,2056,{"$f":"+BA18+1","v":2057},2058,2059,2060,2061,2062,2063,2064,2065,2066,2067,2068,2069,2070,2071,2072,2073,2074,2075,2076,2077,2078,2079,2080,2081,2082,2083,2084,2085,2086,2087,2088,2089,2090]
[null,"Start Date of Year",null,"2007-07-30",{"$f":"DATE(E18,4,1)","v":"2008-04-01"},{"$f":"DATE(F18,4,1)","v":"2009-04-01"},"2010-04-01","2011-04-01","2012-04-01","2013-04-01","2014-04-01","2015-04-01","2016-04-01","2017-04-01","2018-04-01","2019-04-01","2020-04-01","2021-04-01","2022-04-01","2023-04-01","2024-04-01",{"$f":"DATE(V18,4,1)","v":"2025-04-01"},"2026-04-01","2027-04-01","2028-04-01","2029-04-01","2030-04-01","2031-04-01","2032-04-01","2033-04-01","2034-04-01","2035-04-01","2036-04-01","2037-04-01","2038-04-01","2039-04-01","2040-04-01","2041-04-01","2042-04-01","2043-04-01","2044-04-01","2045-04-01","2046-04-01","2047-04-01","2048-04-01","2049-04-01","2050-04-01","2051-04-01","2052-04-01","2053-04-01","2054-04-01","2055-04-01","2056-04-01","2057-04-01","2058-04-01","2059-04-01","2060-04-01","2061-04-01","2062-04-01","2063-04-01",{"$f":"DATE(BI18,4,1)","v":"2064-04-01"},"2065-04-01","2066-04-01","2067-04-01","2068-04-01","2069-04-01","2070-04-01","2071-04-01","2072-04-01","2073-04-01","2074-04-01","2075-04-01","2076-04-01","2077-04-01","2078-04-01","2079-04-01","2080-04-01","2081-04-01","2082-04-01","2083-04-01","2084-04-01","2085-04-01","2086-04-01","2087-04-01","2088-04-01","2089-04-01","2090-04-01"]
[null,"End Date of Year",null,{"$f":"DATE(D18+1,3,31)","v":"2008-03-31"},{"$f":"DATE(E18+1,3,31)","v":"2009-03-31"},"2010-03-31","2011-03-31","2012-03-31","2013-03-31","2014-03-31","2015-03-31","2016-03-31","2017-03-31","2018-03-31","2019-03-31","2020-03-31","2021-03-31","2022-03-31","2023-03-31","2024-03-31","2025-03-31",{"$f":"DATE(V18+1,3,31)","v":"2026-03-31"},"2027-03-31","2028-03-31","2029-03-31","2030-03-31","2031-03-31","2032-03-31","2033-03-31","2034-03-31","2035-03-31","2036-03-31","2037-03-31","2038-03-31","2039-03-31","2040-03-31","2041-03-31","2042-03-31","2043-03-31","2044-03-31","2045-03-31","2046-03-31","2047-03-31","2048-03-31","2049-03-31","2050-03-31","2051-03-31","2052-03-31","2053-03-31","2054-03-31","2055-03-31","2056-03-31","2057-03-31","2058-03-31","2059-03-31","2060-03-31","2061-03-31","2062-03-31","2063-03-31","2064-03-31",{"$f":"DATE(BI18+1,3,31)","v":"2065-03-31"},"2066-03-31","2067-03-31","2068-03-31","2069-03-31","2070-03-31","2071-03-31","2072-03-31","2073-03-31","2074-03-31","2075-03-31","2076-03-31","2077-03-31","2078-03-31","2079-03-31","2080-03-31","2081-03-31","2082-03-31","2083-03-31","2084-03-31","2085-03-31","2086-03-31","2087-03-31","2088-03-31","2089-03-31","2090-03-31","2091-03-31"]
[null,"is today greater than the end of year?",null,{"$f":"Date_curr>D20","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,{"$f":"Date_curr>V20","v":true},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"Date_curr>BI20","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false]
[null,"did nuvos scheme service start before the end of the year?",null,{"$f":"$D13<E19","v":true},{"$f":"$D13<F19","v":true},{"$f":"$D13<G19","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,{"$f":"$D13<W19","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,{"$f":"$D13<BC19","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,false]
[null,"still in nuvos at beginning of the year?",null,{"$f":"+D19<$D$15","v":false},{"$f":"+E19<$D$15","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"+V19<$D$15","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"+BI19<$D$15","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false]
[null,"already included in statement?",null,{"$f":"AND($D$53,$D$51>D20)","v":false},{"$f":"AND($D$53,$D$51>E20)","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"AND($D$53,$D$51>V20)","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"AND($D$53,$D$51>BI20)","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false]
[null,"service during year part 1",null,{"$f":"+MAX((MIN($D$15,D20)-MAX(D19,$D$13))/DoY,0)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"+MAX((MIN($D$15,V20)-MAX(V19,$D$13))/DoY,0)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"+MAX((MIN($D$15,BI20)-MAX(BI19,$D$13))/DoY,0)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"service during year part 2",null,{"$f":"+IF(AND(D22,D23,NOT(D24)),D25,0)*IF(OR(Scheme_Full=\"alpha\",Scheme_Full=\"nuvos\",Scheme_Full=\"\"),1,IF(PT_Status=\"some part-time\", future_PTP,1))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"+IF(AND(AJ22,AJ23,NOT(AJ24)),AJ25,0)*IF(OR(Scheme_Full=\"alpha\",Scheme_Full=\"nuvos\",Scheme_Full=\"\"),1,IF(PT_Status=\"some part-time\", future_PTP,1))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"+IF(AND(BP22,BP23,NOT(BP24)),BP25,0)*IF(OR(Scheme_Full=\"alpha\",Scheme_Full=\"nuvos\",Scheme_Full=\"\"),1,IF(PT_Status=\"some part-time\", future_PTP,1))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"No years to wind back current salary",null,{"$f":"MAX(0,(StartScheme_Current-D19)/DoY)","v":18.67214236824093},17.998631074606433,16.999315537303218,16,15.000684462696784,13.998631074606434,12.999315537303216,12,11.000684462696784,9.9986310746064344,8.9993155373032163,8,7.0006844626967828,5.9986310746064335,4.9993155373032172,4,3.0006844626967832,1.998631074606434,0.99931553730321698,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"MAX(0,(StartScheme_Current-AJ19)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"MAX(0,(StartScheme_Current-BP19)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Salary  \" & basis1","v":"Salary  CPI + 0.0%"},null,{"$f":"IF(D19=StartScheme_Current,CurrentSal,IF(D27>0,CurrentSal/(1+cpi_2)^D27,IF(D27=0,C28*(1+cpi_1),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ19=StartScheme_Current,CurrentSal,IF(AJ27>0,CurrentSal/(1+cpi_2)^AJ27,IF(AJ27=0,AI28*(1+cpi_1),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP19=StartScheme_Current,CurrentSal,IF(BP27>0,CurrentSal/(1+cpi_2)^BP27,IF(BP27=0,BO28*(1+cpi_1),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Salary  \" & basis2","v":"Salary  CPI + 1.0%"},null,{"$f":"IF(D19=StartScheme_Current,CurrentSal,IF(D27>0,CurrentSal/(1+cpi_2)^D27,IF(D27=0,C29*(1+cpi_2),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ19=StartScheme_Current,CurrentSal,IF(AJ27>0,CurrentSal/(1+cpi_2)^AJ27,IF(AJ27=0,AI29*(1+cpi_2),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP19=StartScheme_Current,CurrentSal,IF(BP27>0,CurrentSal/(1+cpi_2)^BP27,IF(BP27=0,BO29*(1+cpi_2),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Salary \" & basis3","v":"Salary CPI + 2.0%"},null,{"$f":"IF(D19=StartScheme_Current,CurrentSal,IF(D27>0,CurrentSal/(1+cpi_2)^D27,IF(D27=0,C30*(1+cpi_3),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ19=StartScheme_Current,CurrentSal,IF(AJ27>0,CurrentSal/(1+cpi_2)^AJ27,IF(AJ27=0,AI30*(1+cpi_3),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP19=StartScheme_Current,CurrentSal,IF(BP27>0,CurrentSal/(1+cpi_2)^BP27,IF(BP27=0,BO30*(1+cpi_3),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Accrued CARE benefit \" & basis1","v":"Accrued CARE benefit CPI + 0.0%"},null,{"$f":"D28*Acc_nuvos*D26","v":0},{"$f":"E28*Acc_nuvos*E26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ28*Acc_nuvos*AJ26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP28*Acc_nuvos*BP26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Accrued CARE benefit \" & basis2","v":"Accrued CARE benefit CPI + 1.0%"},null,{"$f":"D29*Acc_nuvos*D26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ29*Acc_nuvos*AJ26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP29*Acc_nuvos*BP26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Accrued CARE benefit \" & basis3","v":"Accrued CARE benefit CPI + 2.0%"},null,{"$f":"D30*Acc_nuvos*D26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ30*Acc_nuvos*AJ26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP30*Acc_nuvos*BP26","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"CARE revalued to date of retirement \" & basis1","v":"CARE revalued to date of retirement CPI + 0.0%"},null,{"$f":"D31*(1+care_rev)^((DoR-D20)/DoY)","v":0},{"$f":"E31*(1+care_rev)^((DoR-E20)/DoY)","v":0},{"$f":"F31*(1+care_rev)^((DoR-F20)/DoY)","v":0},{"$f":"G31*(1+care_rev)^((DoR-G20)/DoY)","v":0},{"$f":"H31*(1+care_rev)^((DoR-H20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,{"$f":"R31*(1+care_rev)^((DoR-R20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AR31*(1+care_rev)^((DoR-AR20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"CARE revalued to date of retirement \" & basis2","v":"CARE revalued to date of retirement CPI + 1.0%"},null,{"$f":"D32*(1+care_rev)^((DoR-D20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ32*(1+care_rev)^((DoR-AJ20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP32*(1+care_rev)^((DoR-BP20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"CARE revalued to date of retirement \" & basis3","v":"CARE revalued to date of retirement CPI + 2.0%"},null,{"$f":"D33*(1+care_rev)^((DoR-D20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ33*(1+care_rev)^((DoR-AJ20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP33*(1+care_rev)^((DoR-BP20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ERF",null,{"$f":"IFERROR(VLOOKUP(RA_month,ERF01_table,RA_Year-52,FALSE),1)","v":1}]
[null,"LRF projected",null,{"$f":"IFERROR(IF(D17>65,HLOOKUP(D17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(D17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(E17>65,HLOOKUP(E17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(E17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(F17>65,HLOOKUP(F17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(F17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(G17>65,HLOOKUP(G17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(G17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(H17>65,HLOOKUP(H17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(H17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(I17>65,HLOOKUP(I17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(I17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(J17>65,HLOOKUP(J17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(J17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(K17>65,HLOOKUP(K17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(K17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(L17>65,HLOOKUP(L17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(L17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(M17>65,HLOOKUP(M17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(M17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(N17>65,HLOOKUP(N17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(N17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(O17>65,HLOOKUP(O17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(O17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(P17>65,HLOOKUP(P17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(P17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(Q17>65,HLOOKUP(Q17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(Q17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(R17>65,HLOOKUP(R17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(R17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(S17>65,HLOOKUP(S17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(S17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(T17>65,HLOOKUP(T17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(T17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(U17>65,HLOOKUP(U17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(U17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(V17>65,HLOOKUP(V17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(V17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(W17>65,HLOOKUP(W17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(W17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(X17>65,HLOOKUP(X17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(X17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(Y17>65,HLOOKUP(Y17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(Y17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(Z17>65,HLOOKUP(Z17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(Z17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AA17>65,HLOOKUP(AA17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AA17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AB17>65,HLOOKUP(AB17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AB17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AC17>65,HLOOKUP(AC17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AC17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AD17>65,HLOOKUP(AD17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AD17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AE17>65,HLOOKUP(AE17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AE17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AF17>65,HLOOKUP(AF17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AF17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AG17>65,HLOOKUP(AG17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AG17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AH17>65,HLOOKUP(AH17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AH17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AI17>65,HLOOKUP(AI17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AI17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AJ17>65,HLOOKUP(AJ17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AJ17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AK17>65,HLOOKUP(AK17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AK17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AL17>65,HLOOKUP(AL17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AL17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AM17>65,HLOOKUP(AM17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AM17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AN17>65,HLOOKUP(AN17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AN17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AO17>65,HLOOKUP(AO17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AO17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AP17>65,HLOOKUP(AP17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AP17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AQ17>65,HLOOKUP(AQ17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AQ17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AR17>65,HLOOKUP(AR17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AR17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AS17>65,HLOOKUP(AS17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AS17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AT17>65,HLOOKUP(AT17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AT17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AU17>65,HLOOKUP(AU17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AU17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AV17>65,HLOOKUP(AV17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AV17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AW17>65,HLOOKUP(AW17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AW17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AX17>65,HLOOKUP(AX17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AX17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AY17>65,HLOOKUP(AY17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AY17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AZ17>65,HLOOKUP(AZ17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AZ17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BA17>65,HLOOKUP(BA17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BA17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BB17>65,HLOOKUP(BB17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BB17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BC17>65,HLOOKUP(BC17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BC17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BD17>65,HLOOKUP(BD17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BD17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BE17>65,HLOOKUP(BE17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BE17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BF17>65,HLOOKUP(BF17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BF17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BG17>65,HLOOKUP(BG17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BG17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BH17>65,HLOOKUP(BH17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BH17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BI17>65,HLOOKUP(BI17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BI17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BJ17>65,HLOOKUP(BJ17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BJ17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BK17>65,HLOOKUP(BK17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BK17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BL17>65,HLOOKUP(BL17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BL17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BM17>65,HLOOKUP(BM17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BM17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BN17>65,HLOOKUP(BN17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BN17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BO17>65,HLOOKUP(BO17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BO17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BP17>65,HLOOKUP(BP17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BP17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BQ17>65,HLOOKUP(BQ17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BQ17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BR17>65,HLOOKUP(BR17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BR17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BS17>65,HLOOKUP(BS17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BS17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BT17>65,HLOOKUP(BT17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BT17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BU17>65,HLOOKUP(BU17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BU17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BV17>65,HLOOKUP(BV17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BV17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BW17>65,HLOOKUP(BW17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BW17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BX17>65,HLOOKUP(BX17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BX17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BY17>65,HLOOKUP(BY17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BY17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BZ17>65,HLOOKUP(BZ17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BZ17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CA17>65,HLOOKUP(CA17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CA17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CB17>65,HLOOKUP(CB17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CB17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CC17>65,HLOOKUP(CC17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CC17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CD17>65,HLOOKUP(CD17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CD17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CE17>65,HLOOKUP(CE17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CE17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CF17>65,HLOOKUP(CF17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CF17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CG17>65,HLOOKUP(CG17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CG17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CH17>65,HLOOKUP(CH17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CH17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CI17>65,HLOOKUP(CI17,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CI17-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0}]
[null,"LRF applied to ABS",null,{"$f":"IF(D31=0,1,1+D38)","v":1},{"$f":"IF(E31=0,1,1+E38)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,{"$f":"IF(BQ31=0,1,1+BQ38)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1]
[null,"LRF post transition",null,{"$f":"IF(AND(D31=0,D19<$F$12), 1+D38,1)","v":1},{"$f":"IF(AND(E31=0,E19<$F$12), 1+E38,1)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,{"$f":"IF(AND(AW31=0,AW19<$F$12), 1+AW38,1)","v":1},1,1,{"$f":"IF(AND(AZ31=0,AZ19<$F$12), 1+AZ38,1)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,{"$f":"IF(AND(BQ31=0,BQ19<$F$12), 1+BQ38,1)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1]
[null,{"$f":"\"Balance \" & basis1","v":"Balance CPI + 0.0%"},null,{"$f":"IF(AND(D31=0,D$19<$F$12),C41*(1+care_rev),IF(D$19>=$F$12,0, C41*(1+care_rev)+C41*D$38+D31))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AND(AJ31=0,AJ$19<$F$12),AI41*(1+care_rev),IF(AJ$19>=$F$12,0, AI41*(1+care_rev)+AI41*AJ$38+AJ31))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AND(BP31=0,BP$19<$F$12),BO41*(1+care_rev),IF(BP$19>=$F$12,0, BO41*(1+care_rev)+BO41*BP$38+BP31))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Balance \" & basis2","v":"Balance CPI + 1.0%"},null,{"$f":"IF(AND(D32=0,D$19<$F$12),C42*(1+care_rev),IF(D$19>=$F$12,0, C42*(1+care_rev)+C42*D$38+D32))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AND(AJ32=0,AJ$19<$F$12),AI42*(1+care_rev),IF(AJ$19>=$F$12,0, AI42*(1+care_rev)+AI42*AJ$38+AJ32))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AND(BP32=0,BP$19<$F$12),BO42*(1+care_rev),IF(BP$19>=$F$12,0, BO42*(1+care_rev)+BO42*BP$38+BP32))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Balance \" & basis3","v":"Balance CPI + 2.0%"},null,{"$f":"IF(AND(D33=0,D$19<$F$12),C43*(1+care_rev),IF(D$19>=$F$12,0, C43*(1+care_rev)+C43*D$38+D33))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AND(AJ33=0,AJ$19<$F$12),AI43*(1+care_rev),IF(AJ$19>=$F$12,0, AI43*(1+care_rev)+AI43*AJ$38+AJ33))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AND(BP33=0,BP$19<$F$12),BO43*(1+care_rev),IF(BP$19>=$F$12,0, BO43*(1+care_rev)+BO43*BP$38+BP33))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[null,{"$f":"\"Sum  \" & basis1","v":"Sum  CPI + 0.0%"},null,{"$f":"MAX(D41:CI41)*$D$37*$D$49","v":0}]
[null,{"$f":"\"Sum  \" & basis2","v":"Sum  CPI + 1.0%"},null,{"$f":"MAX(D42:CI42)*$D$37*$D$49","v":0}]
[null,{"$f":"\"Sum  \" & basis3","v":"Sum  CPI + 2.0%"},null,{"$f":"MAX(D43:CI43)*$D$37*$D$49","v":0}]
[]
[null,"Post transition LRF",null,{"$f":"PRODUCT(D40:CI40)","v":1}]
[null,"Input accrued CARE",null,{"$f":"Calculator!L33","v":0}]
[null,"As at date",null,{"$f":"DATE(nuvos_ABSEndDate1,4,1)","v":"1900-04-01"}]
[null,"revalued to date of ret + LRF/ERF",null,{"$f":"D37*D50*IF(D49=1, PRODUCT(D39:CI39),D49)*(1+D10)^((DoR-D51)/DoY)","v":0}]
[null,"Accrued Care from ABS?",null,{"$f":"Parameters!B90","v":false}]
[null,{"$f":"\"accrued benefit at retirement date \" & basis1","v":"accrued benefit at retirement date CPI + 0.0%"},null,{"$f":"D45+IF(D53,D52,0)","v":0}]
[null,{"$f":"\"accrued benefit at retirement date \" & basis2","v":"accrued benefit at retirement date CPI + 1.0%"},null,{"$f":"D46+IF(D53,D52,0)","v":0}]
[null,{"$f":"\"accrued benefit at retirement date \" & basis3","v":"accrued benefit at retirement date CPI + 2.0%"},null,{"$f":"D47+IF(D53,D52,0)","v":0}]
[null,{"$f":"\"Accrued benefit discounted to current date \" & basis1","v":"Accrued benefit discounted to current date CPI + 0.0%"},null,{"$f":"D54*(1+cpi)^((Date_curr-$F$12)/DoY)","v":0}]
[null,{"$f":"\"Accrued benefit discounted to current date \" & basis2","v":"Accrued benefit discounted to current date CPI + 1.0%"},null,{"$f":"D55*(1+cpi)^((Date_curr-$F$12)/DoY)","v":0}]
[null,{"$f":"\"Accrued benefit discounted to current date \" & basis3","v":"Accrued benefit discounted to current date CPI + 2.0%"},null,{"$f":"D56*(1+cpi)^((Date_curr-$F$12)/DoY)","v":0}]

{"sheet":"alpha calcs","index":13,"n_rows":58,"n_cols":87,"rows_kept":58,"cut":false,"hidden":true,"merged":[]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Alpha pension"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]alpha calcs"}]
[]
[]
[]
[null,"Current Date",null,{"$f":"DoStartSchYear_alpha","v":"2026-04-01"}]
[null,"CPI (%)",null,{"$f":"cpi","v":0.02}]
[null,"Revaluation Rate - CPI + 0%",null,{"$f":"care_rev","v":0.02}]
[null,"Date reached SPA",null,{"$f":"Parameters!B84","v":{"$error":"#N/A"}}]
[null,"Age at 1 Apr 2015",null,{"$f":"+ROUND((Parameters!E45-DoB)/DoY,2)","v":115.25},null,"DoR"]
[null,"Protection",null,{"$f":"+IF(D12>=54.5,TRUE,FALSE)","v":true},null,{"$f":"+DoR","v":"00:00:00"}]
[null,"DJS",null,{"$f":"DJS","v":"00:00:00"}]
[null,"2015 scheme start",null,"2015-04-01"]
[null,"Protected 2015 scheme start",null,{"$f":"'FS calcs'!DoProtEnd","v":"00:00:00"}]
[]
[null,"Age at start of year",null,{"$f":"ROUND((D20-DoB)/DoY,0)","v":115},116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,131,132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,{"$f":"ROUND((AJ20-DoB)/DoY,0)","v":147},148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172,173,174,175,176,177,178,{"$f":"ROUND((BP20-DoB)/DoY,0)","v":179},180,181,182,183,184,185,186,187,188,189,190,191,192,193,194,195,196,197,198]
[null,null,null,2015,{"$f":"+D19+1","v":2016},{"$f":"+E19+1","v":2017},2018,2019,2020,2021,2022,2023,2024,2025,2026,2027,2028,2029,2030,2031,2032,2033,2034,2035,2036,2037,2038,2039,2040,2041,2042,2043,2044,2045,2046,2047,2048,2049,2050,2051,2052,2053,2054,2055,2056,2057,2058,2059,2060,2061,2062,2063,2064,2065,2066,2067,2068,2069,2070,2071,2072,2073,2074,2075,2076,2077,2078,2079,2080,{"$f":"+BQ19+1","v":2081},2082,2083,2084,2085,2086,2087,2088,2089,2090,2091,2092,2093,2094,2095,2096,2097,2098]
[null,"Start Date of Year",null,"2015-04-01",{"$f":"DATE(E19,4,1)","v":"2016-04-01"},{"$f":"DATE(F19,4,1)","v":"2017-04-01"},"2018-04-01","2019-04-01","2020-04-01","2021-04-01","2022-04-01","2023-04-01","2024-04-01","2025-04-01","2026-04-01","2027-04-01","2028-04-01","2029-04-01","2030-04-01","2031-04-01","2032-04-01","2033-04-01","2034-04-01","2035-04-01","2036-04-01","2037-04-01","2038-04-01","2039-04-01","2040-04-01","2041-04-01","2042-04-01","2043-04-01","2044-04-01","2045-04-01","2046-04-01","2047-04-01","2048-04-01","2049-04-01","2050-04-01","2051-04-01","2052-04-01","2053-04-01","2054-04-01","2055-04-01","2056-04-01","2057-04-01","2058-04-01","2059-04-01","2060-04-01","2061-04-01","2062-04-01","2063-04-01","2064-04-01","2065-04-01","2066-04-01","2067-04-01","2068-04-01","2069-04-01","2070-04-01","2071-04-01","2072-04-01","2073-04-01","2074-04-01","2075-04-01","2076-04-01","2077-04-01","2078-04-01","2079-04-01","2080-04-01",{"$f":"DATE(BR19,4,1)","v":"2081-04-01"},"2082-04-01","2083-04-01","2084-04-01","2085-04-01","2086-04-01","2087-04-01","2088-04-01","2089-04-01","2090-04-01","2091-04-01","2092-04-01","2093-04-01","2094-04-01","2095-04-01","2096-04-01","2097-04-01","2098-04-01"]
[null,"End Date of Year",null,{"$f":"DATE(D19+1,3,31)","v":"2016-03-31"},{"$f":"DATE(E19+1,3,31)","v":"2017-03-31"},"2018-03-31","2019-03-31","2020-03-31","2021-03-31","2022-03-31","2023-03-31","2024-03-31","2025-03-31","2026-03-31","2027-03-31","2028-03-31","2029-03-31","2030-03-31","2031-03-31","2032-03-31","2033-03-31","2034-03-31","2035-03-31","2036-03-31","2037-03-31","2038-03-31","2039-03-31","2040-03-31","2041-03-31","2042-03-31","2043-03-31","2044-03-31","2045-03-31","2046-03-31","2047-03-31","2048-03-31","2049-03-31","2050-03-31","2051-03-31","2052-03-31","2053-03-31","2054-03-31","2055-03-31","2056-03-31","2057-03-31","2058-03-31","2059-03-31","2060-03-31","2061-03-31","2062-03-31","2063-03-31","2064-03-31","2065-03-31","2066-03-31","2067-03-31","2068-03-31","2069-03-31","2070-03-31","2071-03-31","2072-03-31","2073-03-31","2074-03-31","2075-03-31","2076-03-31","2077-03-31","2078-03-31","2079-03-31","2080-03-31",{"$f":"DATE(BQ19+1,3,31)","v":"2081-03-31"},"2082-03-31","2083-03-31","2084-03-31","2085-03-31","2086-03-31","2087-03-31","2088-03-31","2089-03-31","2090-03-31","2091-03-31","2092-03-31","2093-03-31","2094-03-31","2095-03-31","2096-03-31","2097-03-31","2098-03-31","2099-03-31"]
[null,"is today greater than the end of year?",null,{"$f":"Date_curr>D21","v":true},true,true,true,true,true,{"$f":"Date_curr>J21","v":true},true,true,true,true,false,false,false,{"$f":"Date_curr>R21","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"Date_curr>BX21","v":false},false,false,false,false,false,false,false,false,false,false,false]
[null,"did alpha scheme service start before the end of the year?",null,{"$f":"$D16<E20","v":true},true,true,true,true,true,{"$f":"$D16<K20","v":true},true,true,true,true,true,true,true,{"$f":"$D16<S20","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,{"$f":"$D16<BY20","v":true},true,true,true,true,true,true,true,true,true,true,false]
[null,"still in alpha at beginning of the year?",null,{"$f":"+D20>$D$16","v":true},{"$f":"+E20>$D$16","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,{"$f":"+BQ20>$D$16","v":true},true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true,true]
[null,"already included in statement?",null,{"$f":"AND($D$52,$D$50>D21)","v":false},false,false,false,false,false,{"$f":"AND($D$52,$D$50>J21)","v":false},false,false,false,false,false,false,false,{"$f":"AND($D$52,$D$50>R21)","v":false},false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,false,{"$f":"AND($D$52,$D$50>BX21)","v":false},false,false,false,false,false,false,false,false,false,false,false]
[null,"service during year part 1",null,{"$f":"MAX(0,MIN(D21,DoR)-MAX($D16,D14))/365.25","v":116.24914442162903},{"$f":"MAX(0,MIN(E21,DoR)-MAX(D21,$D16,$D$14))/365.25","v":0.99931553730321698},0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,{"$f":"MAX(0,MIN(AK21,DoR)-MAX(AJ21,$D16,$D$14))/365.25","v":0.99931553730321698},0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,{"$f":"MAX(0,MIN(BQ21,DoR)-MAX(BP21,$D16,$D$14))/365.25","v":0.99931553730321698},0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698]
[null,"service during year part 2",null,{"$f":"IF(AND(D23,NOT(D25)),D26,0)*IF(OR(Scheme_Full=\"alpha\",Scheme_Full=\"nuvos\",Scheme_Full=\"\"),1,IF(PT_Status=\"some part-time\", future_PTP,1))","v":116.24914442162903},0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,{"$f":"IF(AND(AJ23,NOT(AJ25)),AJ26,0)*IF(OR(Scheme_Full=\"alpha\",Scheme_Full=\"nuvos\",Scheme_Full=\"\"),1,IF(PT_Status=\"some part-time\", future_PTP,1))","v":1.0020533880903491},0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,{"$f":"IF(AND(BP23,NOT(BP25)),BP26,0)*IF(OR(Scheme_Full=\"alpha\",Scheme_Full=\"nuvos\",Scheme_Full=\"\"),1,IF(PT_Status=\"some part-time\", future_PTP,1))","v":1.0020533880903491},0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0.99931553730321698,1.0020533880903491,0.99931553730321698,0.99931553730321698,0]
[null,"No years to wind back current salary",null,{"$f":"MAX(0,(StartScheme_Current-D20)/DoY)","v":11.000684462696784},9.9986310746064344,8.9993155373032163,8,7.0006844626967828,5.9986310746064335,4.9993155373032172,4,3.0006844626967832,1.998631074606434,0.99931553730321698,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"MAX(0,(StartScheme_Current-AJ20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"MAX(0,(StartScheme_Current-BP20)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Salary  \" & basis1","v":"Salary  CPI + 0.0%"},null,{"$f":"IF(D20=StartScheme_Current,CurrentSal,IF(D28>0,CurrentSal/(1+cpi_2)^D28,IF(D28=0,C29*(1+cpi_1),CurrentSal)))","v":0},{"$f":"IF(E20=StartScheme_Current,CurrentSal,IF(E28>0,CurrentSal/(1+cpi_2)^E28,IF(E28=0,D29*(1+cpi_1),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ20=StartScheme_Current,CurrentSal,IF(AJ28>0,CurrentSal/(1+cpi_2)^AJ28,IF(AJ28=0,AI29*(1+cpi_1),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP20=StartScheme_Current,CurrentSal,IF(BP28>0,CurrentSal/(1+cpi_2)^BP28,IF(BP28=0,BO29*(1+cpi_1),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Salary  \" & basis2","v":"Salary  CPI + 1.0%"},null,{"$f":"IF(D20=StartScheme_Current,CurrentSal,IF(D28>0,CurrentSal/(1+cpi_2)^D28,IF(D28=0,C30*(1+cpi_2),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ20=StartScheme_Current,CurrentSal,IF(AJ28>0,CurrentSal/(1+cpi_2)^AJ28,IF(AJ28=0,AI30*(1+cpi_2),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP20=StartScheme_Current,CurrentSal,IF(BP28>0,CurrentSal/(1+cpi_2)^BP28,IF(BP28=0,BO30*(1+cpi_2),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Salary \" & basis3","v":"Salary CPI + 2.0%"},null,{"$f":"IF(D20=StartScheme_Current,CurrentSal,IF(D28>0,CurrentSal/(1+cpi_2)^D28,IF(D28=0,C31*(1+cpi_3),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ20=StartScheme_Current,CurrentSal,IF(AJ28>0,CurrentSal/(1+cpi_2)^AJ28,IF(AJ28=0,AI31*(1+cpi_3),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP20=StartScheme_Current,CurrentSal,IF(BP28>0,CurrentSal/(1+cpi_2)^BP28,IF(BP28=0,BO31*(1+cpi_3),CurrentSal)))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Accrued CARE benefit \" & basis1","v":"Accrued CARE benefit CPI + 0.0%"},null,{"$f":"D29*Acc_alpha*D27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ29*Acc_alpha*AJ27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP29*Acc_alpha*BP27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Accrued CARE benefit \" & basis2","v":"Accrued CARE benefit CPI + 1.0%"},null,{"$f":"D30*Acc_alpha*D27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ30*Acc_alpha*AJ27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP30*Acc_alpha*BP27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Accrued CARE benefit \" & basis3","v":"Accrued CARE benefit CPI + 2.0%"},null,{"$f":"D31*Acc_alpha*D27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ31*Acc_alpha*AJ27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP31*Acc_alpha*BP27","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"CARE revalued to date of retirement \" & basis1","v":"CARE revalued to date of retirement CPI + 0.0%"},null,{"$f":"D32*(1+care_rev)^((DoR-D21)/DoY)","v":0},{"$f":"E32*(1+care_rev)^((DoR-E21)/DoY)","v":0},{"$f":"F32*(1+care_rev)^((DoR-F21)/DoY)","v":0},{"$f":"G32*(1+care_rev)^((DoR-G21)/DoY)","v":0},{"$f":"H32*(1+care_rev)^((DoR-H21)/DoY)","v":0},{"$f":"I32*(1+care_rev)^((DoR-I21)/DoY)","v":0},{"$f":"J32*(1+care_rev)^((DoR-J21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP32*(1+care_rev)^((DoR-BP21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"CARE revalued to date of retirement \" & basis2","v":"CARE revalued to date of retirement CPI + 1.0%"},null,{"$f":"D33*(1+care_rev)^((DoR-D21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ33*(1+care_rev)^((DoR-AJ21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP33*(1+care_rev)^((DoR-BP21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"CARE revalued to date of retirement \" & basis3","v":"CARE revalued to date of retirement CPI + 2.0%"},null,{"$f":"D34*(1+care_rev)^((DoR-D21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"AJ34*(1+care_rev)^((DoR-AJ21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"BP34*(1+care_rev)^((DoR-BP21)/DoY)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ERF",null,{"$f":"IFERROR(VLOOKUP(RA_month,IF(SPA=Parameters!F34,ERF01_table,IF(SPA=Parameters!F35,ERF02_table,IF(SPA=Parameters!F36,ERF03_table,IF(SPA=Parameters!F37,ERF04_table,1)))),RA_Year-52,FALSE),1)","v":1}]
[null,"LRF 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$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AT18>SPA,HLOOKUP(AT18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AT18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AU18>SPA,HLOOKUP(AU18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AU18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AV18>SPA,HLOOKUP(AV18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AV18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AW18>SPA,HLOOKUP(AW18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AW18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AX18>SPA,HLOOKUP(AX18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AX18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AY18>SPA,HLOOKUP(AY18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AY18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(AZ18>SPA,HLOOKUP(AZ18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(AZ18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BA18>SPA,HLOOKUP(BA18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BA18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BB18>SPA,HLOOKUP(BB18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BB18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BC18>SPA,HLOOKUP(BC18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BC18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BD18>SPA,HLOOKUP(BD18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BD18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BE18>SPA,HLOOKUP(BE18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BE18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BF18>SPA,HLOOKUP(BF18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BF18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BG18>SPA,HLOOKUP(BG18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BG18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BH18>SPA,HLOOKUP(BH18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BH18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BI18>SPA,HLOOKUP(BI18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BI18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BJ18>SPA,HLOOKUP(BJ18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BJ18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BK18>SPA,HLOOKUP(BK18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BK18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BL18>SPA,HLOOKUP(BL18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BL18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BM18>SPA,HLOOKUP(BM18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BM18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BN18>SPA,HLOOKUP(BN18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BN18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BO18>SPA,HLOOKUP(BO18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BO18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BP18>SPA,HLOOKUP(BP18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BP18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BQ18>SPA,HLOOKUP(BQ18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BQ18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BR18>SPA,HLOOKUP(BR18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BR18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BS18>SPA,HLOOKUP(BS18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BS18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BT18>SPA,HLOOKUP(BT18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BT18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BU18>SPA,HLOOKUP(BU18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BU18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BV18>SPA,HLOOKUP(BV18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BV18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BW18>SPA,HLOOKUP(BW18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BW18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BX18>SPA,HLOOKUP(BX18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BX18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BY18>SPA,HLOOKUP(BY18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BY18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(BZ18>SPA,HLOOKUP(BZ18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(BZ18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CA18>SPA,HLOOKUP(CA18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CA18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CB18>SPA,HLOOKUP(CB18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CB18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CC18>SPA,HLOOKUP(CC18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CC18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CD18>SPA,HLOOKUP(CD18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CD18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CE18>SPA,HLOOKUP(CE18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CE18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CF18>SPA,HLOOKUP(CF18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CF18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CG18>SPA,HLOOKUP(CG18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CG18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CH18>SPA,HLOOKUP(CH18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CH18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0},{"$f":"IFERROR(IF(CI18>SPA,HLOOKUP(CI18,LRF!$C$43:$R$44,2,FALSE)/HLOOKUP(CI18-1,LRF!$C$43:$R$44,2,FALSE),1),1)-1","v":0}]
[null,"LRF applied to ABS",null,{"$f":"IF(D32=0,1,1+D39)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,{"$f":"IF(R32=0,1,1+R39)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,{"$f":"IF(BQ32=0,1,1+BQ39)","v":1},1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1]
[null,{"$f":"\"Balance \" & basis1","v":"Balance CPI + 0.0%"},null,{"$f":"IF(D32=0,0,C41*(1+care_rev)+C41*D39+D32)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ32=0,0,AI41*(1+care_rev)+AI41*AJ39+AJ32)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP32=0,0,BO41*(1+care_rev)+BO41*BP39+BP32)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Balance \" & basis2","v":"Balance CPI + 1.0%"},null,{"$f":"IF(D33=0,0,C42*(1+care_rev)+C42*D39+D33)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ33=0,0,AI42*(1+care_rev)+AI42*AJ39+AJ33)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP33=0,0,BO42*(1+care_rev)+BO42*BP39+BP33)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,{"$f":"\"Balance \" & basis3","v":"Balance CPI + 2.0%"},null,{"$f":"IF(D34=0,0,C43*(1+care_rev)+C43*D39+D34)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(AJ34=0,0,AI43*(1+care_rev)+AI43*AJ39+AJ34)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IF(BP34=0,0,BO43*(1+care_rev)+BO43*BP39+BP34)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[]
[null,{"$f":"\"Sum  \" & basis1","v":"Sum  CPI + 0.0%"},null,{"$f":"MAX(D41:CI41)*$D$38","v":0}]
[null,{"$f":"\"Sum  \" & basis2","v":"Sum  CPI + 1.0%"},null,{"$f":"MAX(D42:CI42)*$D$38","v":0}]
[null,{"$f":"\"Sum  \" & basis3","v":"Sum  CPI + 2.0%"},null,{"$f":"MAX(D43:CI43)*$D$38","v":0}]
[]
[null,"Input accrued CARE",null,{"$f":"Calculator!L38","v":0}]
[null,"As at date",null,{"$f":"DATE(IF(alpha_ABSEndDate1=0, YEAR(StartScheme_Current), alpha_ABSEndDate1),4,1)","v":"2026-04-01"}]
[null,"revalued to date of ret + LRF/ERF",null,{"$f":"D38*D49*PRODUCT(D40:CI40)*(1+D10)^((DoR-D50)/DoY)","v":0}]
[null,"Accrued Care from ABS?",null,{"$f":"Parameters!B93","v":false}]
[null,{"$f":"\"accrued benefit at retirement date \" & basis1","v":"accrued benefit at retirement date CPI + 0.0%"},null,{"$f":"D45+IF(D52,D51,0)","v":0}]
[null,{"$f":"\"accrued benefit at retirement date \" & basis2","v":"accrued benefit at retirement date CPI + 1.0%"},null,{"$f":"D46+IF(D52,D51,0)","v":0}]
[null,{"$f":"\"accrued benefit at retirement date \" & basis3","v":"accrued benefit at retirement date CPI + 2.0%"},null,{"$f":"D47+IF(D52,D51,0)","v":0}]
[null,{"$f":"\"Accrued benefit discounted to current date \" & basis1","v":"Accrued benefit discounted to current date CPI + 0.0%"},null,{"$f":"D53*(1+cpi)^((Date_curr-$F$13)/DoY)","v":0}]
[null,{"$f":"\"Accrued benefit discounted to current date \" & basis2","v":"Accrued benefit discounted to current date CPI + 1.0%"},null,{"$f":"D54*(1+cpi)^((Date_curr-$F$13)/DoY)","v":0}]
[null,{"$f":"\"Accrued benefit discounted to current date \" & basis3","v":"Accrued benefit discounted to current date CPI + 2.0%"},null,{"$f":"D55*(1+cpi)^((Date_curr-$F$13)/DoY)","v":0}]

{"sheet":"nuvos CARE calcs_NOT USED","index":14,"n_rows":42,"n_cols":6,"rows_kept":42,"cut":false,"hidden":true,"merged":[[4,3,6,6],[12,4,12,6]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["CARE calcs"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]nuvos CARE calcs_NOT USED"}]
[null,null,null,"the general method is to project care from the start of the current scheme year, then subtract off what would be accrued during the remaining part of the taper in that period, revalued to the DoR."]
[]
[]
[]
[null,null,"Protection Status",{"$f":"'FS calcs'!ProtStatus","v":true}]
[null,null,"Date Protection Date ends",{"$f":"'nuvos Calcs'!D15","v":"00:00:00"}]
[]
[null,null,"Date joined/join nuvos",{"$f":"+DJS","v":"00:00:00"}]
[null,null,"start of projection",{"$f":"DoStartSchYear_nuvos","v":"2026-04-01"},"this may be before transfer into CARE"]
[null,null,"Period to discount for inflation",{"$f":"YEARFRAC(Date_curr, DoR)","v":126.66944444444445}]
[null,null,"projection term",{"$f":"YEARFRAC(D12,D10)","v":0},"total"]
[null,null,"CARE projection term",{"$f":"YEARFRAC(D12,DoR)","v":0},"from joining CARE"]
[null,null,"SPA to DoR",{"$f":"MAX(D25-D24,0)","v":{"$error":"#N/A"}}]
[null,null,"total CARE membership",{"$f":"YEARFRAC(D12,DoR)","v":0}]
[null,null,"remaining taper period",{"$f":"MAX(0,D15-D18)","v":0}]
[null,null,"integer part of total projection",{"$f":"INT(D15)","v":0}]
[null,null,"remainder part of total projection",{"$f":"D15-D20","v":0}]
[null,null,"integer part of taper deduction",{"$f":"INT(D19)","v":0}]
[null,null,"remainder part of taper projection",{"$f":"D19-D22","v":0}]
[null,null,"SPA",{"$f":"VLOOKUP(DoB,Parameters!D34:F37,3,TRUE)","v":{"$error":"#N/A"}}]
[null,null,"Retirement at",{"$f":"ChosenRA","v":0}]
[]
[null,null,null,"Early and Late Retirement Factors"]
[null,null,"LRF",{"$f":"IF(ChosenRA<=SPA,1,VLOOKUP(LRF_Months,LRF3_table,ChosenRA-63,0))","v":{"$error":"#N/A"}}]
[null,null,"ERF",{"$f":"IF(ChosenRA<55,1,IF(ChosenRA<SPA,VLOOKUP(ERF_Months,INDIRECT(F29),ChosenRA-52,FALSE),1))","v":1},"ERF table for SPA:",{"$f":"+IF(SPA=65,\"ERF01_table\",IF(SPA=66,\"ERF02_table\",IF(SPA=67,\"ERF03_table\",\"ERF04_table\")))","v":{"$error":"#N/A"}}]
[]
[null,null,"CARE past service pension (before ERF and LRF)",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,null,null,"low","medium","high"]
[null,null,"Salary factor",{"$f":"1+cpi_1","v":1.02},{"$f":"1+cpi_2","v":1.03},{"$f":"1+cpi_3","v":1.04}]
[null,null,"CARE factor",{"$f":"((1+care_rev)/D33)","v":1},{"$f":"((1+care_rev)/E33)","v":0.99029126213592233},{"$f":"((1+care_rev)/F33)","v":0.98076923076923073}]
[null,null,"Discount factor (1+s)",{"$f":"(1+cpi_1)/(1+cpi)","v":1},{"$f":"(1+cpi_2)/(1+cpi)","v":1.0098039215686274},{"$f":"(1+cpi_3)/(1+cpi)","v":1.0196078431372548}]
[null,null,"Pension over entire period (including taper and ERF/LRF)",{"$f":"CurrentSal*Acc_nuvos*D$33^($D15)*IFERROR((1-D$34^$D15)/(1-D$34),1)","v":0},{"$f":"CurrentSal*Acc_nuvos*E$33^($D15)*(1-E$34^$D15)/(1-E$34)","v":0},{"$f":"CurrentSal*Acc_nuvos*F$33^($D15)*(1-F$34^$D15)/(1-F$34)","v":0}]
[null,null,"Length of future taper period",{"$f":"D19","v":0},{"$f":"D37","v":0},{"$f":"E37","v":0}]
[null,null,"Revalued pension missed in taper period",{"$f":"CurrentSal*Acc_alpha*D$33^($D37)*(1-D$34^$D37)/(1-D$34)*(1+care_rev)^$D16","v":{"$error":"#DIV/0!"}},{"$f":"CurrentSal*Acc_alpha*E$33^($E37)*(1-E$34^$E37)/(1-E$34)*(1+care_rev)^$D16","v":0},{"$f":"CurrentSal*Acc_alpha*F$33^($F37)*(1-F$34^$F37)/(1-F$34)*(1+care_rev)^$D16","v":0}]
[null,null,"CARE future service pension",{"$f":"D36-D38","v":{"$error":"#DIV/0!"}},{"$f":"E36-E38","v":0},{"$f":"F36-F38","v":0}]
[null,null,"Discounted pension",{"$f":"SUM(D31,D39)/(1+cpi)^$D14","v":{"$error":"#REF!"}},{"$f":"SUM(E31,E39)/(1+cpi)^$D14","v":{"$error":"#REF!"}},{"$f":"SUM(F31,F39)/(1+cpi)^$D14","v":{"$error":"#REF!"}}]
[null,null,"Apply ERF and LRF",{"$f":"D40*$D29*$D28","v":{"$error":"#REF!"}},{"$f":"E40*$D29*$D28","v":{"$error":"#REF!"}},{"$f":"F40*$D29*$D28","v":{"$error":"#REF!"}}]
[null,null,"Final Pension (includes PTP)",{"$f":"IF(PT_Status=\"some Part-Time\",D41*future_PTP,D41)","v":{"$error":"#REF!"}},{"$f":"IF(PT_Status=\"some Part-Time\",E41*future_PTP,E41)","v":{"$error":"#REF!"}},{"$f":"IF(PT_Status=\"some Part-Time\",F41*future_PTP,F41)","v":{"$error":"#REF!"}}]

{"sheet":"alpha CARE calcs_NOT USED","index":15,"n_rows":42,"n_cols":6,"rows_kept":42,"cut":false,"hidden":true,"merged":[[12,4,12,6],[4,3,6,6]]}
["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["CARE calcs"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]alpha CARE calcs_NOT USED"}]
[null,null,null,"the general method is to project care from the start of the current scheme year, then subtract off what would be accrued during the remaining part of the taper in that period, revalued to the DoR."]
[]
[]
[]
[null,null,"Protection Status",{"$f":"'FS calcs'!ProtStatus","v":true}]
[null,null,"Date Protection Date ends",{"$f":"IF(Scheme_Full=\"nuvos\",'nuvos Calcs'!D15,'FS calcs'!DoProtEnd)","v":"00:00:00"}]
[]
[null,null,"Date joined/join alpha",{"$f":"MIN(DoR,MAX(DJS,D10))","v":"00:00:00"}]
[null,null,"start of projection",{"$f":"DoStartSchYear_alpha","v":"2026-04-01"},"this may be before transfer into CARE"]
[null,null,"Period to discount for inflation",{"$f":"YEARFRAC(Date_curr, DoR)","v":126.66944444444445}]
[null,null,"projection term",{"$f":"YEARFRAC(D13,DoR)","v":126.25277777777778},"total"]
[null,null,"CARE projection term",{"$f":"YEARFRAC(D12,DoR)","v":0},"from joining CARE"]
[null,null,"SPA to DoR",{"$f":"MAX(D25-D24,0)","v":{"$error":"#N/A"}}]
[null,null,"total CARE membership",{"$f":"YEARFRAC(D12,DoR)","v":0}]
[null,null,"remaining taper period",{"$f":"MAX(0,D15-D18)","v":126.25277777777778}]
[null,null,"integer part of total projection",{"$f":"INT(D15)","v":126}]
[null,null,"remainder part of total projection",{"$f":"D15-D20","v":0.25277777777777999}]
[null,null,"integer part of taper deduction",{"$f":"INT(D19)","v":126}]
[null,null,"remainder part of taper projection",{"$f":"D19-D22","v":0.25277777777777999}]
[null,null,"SPA",{"$f":"VLOOKUP(DoB,Parameters!D34:F37,3,TRUE)","v":{"$error":"#N/A"}}]
[null,null,"Retirement at",{"$f":"ChosenRA","v":0}]
[]
[null,null,null,"Early and Late Retirement Factors"]
[null,null,"LRF",{"$f":"IF(ChosenRA<=SPA,1,VLOOKUP(LRF_Months,LRF3_table,ChosenRA-63,0))","v":{"$error":"#N/A"}}]
[null,null,"ERF",{"$f":"IF(ChosenRA<55,1,IF(ChosenRA<SPA,VLOOKUP(ERF_Months,INDIRECT(F29),ChosenRA-52,FALSE),1))","v":1},"ERF table for SPA:",{"$f":"+IF(SPA=65,\"ERF01_table\",IF(SPA=66,\"ERF02_table\",IF(SPA=67,\"ERF03_table\",\"ERF04_table\")))","v":{"$error":"#N/A"}}]
[]
[null,null,"CARE past service pension (before ERF and LRF)",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
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[null,null,"Salary factor",{"$f":"1+cpi_1","v":1.02},{"$f":"1+cpi_2","v":1.03},{"$f":"1+cpi_3","v":1.04}]
[null,null,"CARE factor",{"$f":"((1+care_rev)/D33)","v":1},{"$f":"((1+care_rev)/E33)","v":0.99029126213592233},{"$f":"((1+care_rev)/F33)","v":0.98076923076923073}]
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[null,null,"Length of future taper period",{"$f":"D19","v":126.25277777777778},{"$f":"D37","v":126.25277777777778},{"$f":"E37","v":126.25277777777778}]
[null,null,"Revalued pension missed in taper period",{"$f":"CurrentSal*Acc_alpha*D$33^($D37)*(1-D$34^$D37)/(1-D$34)*(1+care_rev)^$D16","v":{"$error":"#DIV/0!"}},{"$f":"CurrentSal*Acc_alpha*E$33^($E37)*(1-E$34^$E37)/(1-E$34)*(1+care_rev)^$D16","v":0},{"$f":"CurrentSal*Acc_alpha*F$33^($F37)*(1-F$34^$F37)/(1-F$34)*(1+care_rev)^$D16","v":0}]
[null,null,"CARE future service pension",{"$f":"D36-D38","v":{"$error":"#DIV/0!"}},{"$f":"E36-E38","v":0},{"$f":"F36-F38","v":0}]
[null,null,"Discounted pension",{"$f":"SUM(D31,D39)/(1+cpi)^$D14","v":{"$error":"#REF!"}},{"$f":"SUM(E31,E39)/(1+cpi)^$D14","v":{"$error":"#REF!"}},{"$f":"SUM(F31,F39)/(1+cpi)^$D14","v":{"$error":"#REF!"}}]
[null,null,"Apply ERF and LRF",{"$f":"D40*$D29*$D28","v":{"$error":"#REF!"}},{"$f":"E40*$D29*$D28","v":{"$error":"#REF!"}},{"$f":"F40*$D29*$D28","v":{"$error":"#REF!"}}]
[null,null,"Final Pension (includes PTP)",{"$f":"IF(PT_Status=\"some Part-Time\",D41*future_PTP,D41)","v":{"$error":"#REF!"}},{"$f":"IF(PT_Status=\"some Part-Time\",E41*future_PTP,E41)","v":{"$error":"#REF!"}},{"$f":"IF(PT_Status=\"some Part-Time\",F41*future_PTP,F41)","v":{"$error":"#REF!"}}]

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["Government Actuary's Department"]
[{"$f":"IF(title=\"> Enter workbook title here\",\"Enter workbook title in Cover sheet\",title)","v":"Northern Ireland Civil Service Pension Scheme Calculator"}]
["Diagnostic summary sheet"]
[{"$f":"CELL(\"filename\",A1)","v":"C:\\Users\\dof-aytond\\Desktop\\[NICS - BenProjectCalculator v0.21.xlsm]Summary"}]
[null,null,null,"Real",null,null,null,"Nominal"]
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[]
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[]
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[null,null,"Max Lump Sum",{"$f":"'Lump Sum'!D21","v":0},{"$f":"'Lump Sum'!E21","v":0},{"$f":"'Lump Sum'!F21","v":0},null,{"$f":"'Lump Sum'!D45","v":0},{"$f":"'Lump Sum'!E45","v":0},{"$f":"'Lump Sum'!F45","v":0}]
[null,null,"Maximum Amount Commutable",{"$f":"'Lump Sum'!D18","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E18","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F18","v":{"$error":"#N/A"}},null,{"$f":"'Lump Sum'!D42","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E42","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F42","v":{"$error":"#N/A"}}]
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[null,null,"Non-Commutation Lump Sum",{"$f":"'Lump Sum'!D20","v":0},{"$f":"'Lump Sum'!E20","v":0},{"$f":"'Lump Sum'!F20","v":0},null,{"$f":"'Lump Sum'!D44","v":0},{"$f":"'Lump Sum'!E44","v":0},{"$f":"'Lump Sum'!F44","v":0}]
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[null,null,"SPA",{"$f":"'nuvos CARE calcs_NOT USED'!$D$24","v":{"$error":"#N/A"}},{"$f":"'nuvos CARE calcs_NOT USED'!$D$24","v":{"$error":"#N/A"}},{"$f":"'nuvos CARE calcs_NOT USED'!$D$24","v":{"$error":"#N/A"}},null,{"$f":"'nuvos CARE calcs_NOT USED'!$D$24","v":{"$error":"#N/A"}},{"$f":"'nuvos CARE calcs_NOT USED'!$D$24","v":{"$error":"#N/A"}},{"$f":"'nuvos CARE calcs_NOT USED'!$D$24","v":{"$error":"#N/A"}}]
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[null,null,"Max Lump Sum",{"$f":"'Lump Sum'!D25","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E25","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F25","v":{"$error":"#N/A"}},null,{"$f":"'Lump Sum'!D49","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E49","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F49","v":{"$error":"#N/A"}}]
[null,null,"Maximum Amount Commutable",{"$f":"'Lump Sum'!D26","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E26","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F26","v":{"$error":"#N/A"}},null,{"$f":"'Lump Sum'!D50","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E50","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F50","v":{"$error":"#N/A"}}]
[null,null,"Post-Commutation Pension",{"$f":"'Lump Sum'!D27","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E27","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F27","v":{"$error":"#N/A"}},null,{"$f":"'Lump Sum'!D51","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!E51","v":{"$error":"#N/A"}},{"$f":"'Lump Sum'!F51","v":{"$error":"#N/A"}}]
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[null,null,"Max Lump Sum",{"$f":"'Lump Sum'!D31","v":0},{"$f":"'Lump Sum'!E31","v":0},{"$f":"'Lump Sum'!F31","v":0},null,{"$f":"'Lump Sum'!D55","v":0},{"$f":"'Lump Sum'!E55","v":0},{"$f":"'Lump Sum'!F55","v":0}]
[null,null,"Maximum Amount Commutable",{"$f":"'Lump Sum'!D32","v":0},{"$f":"'Lump Sum'!E32","v":0},{"$f":"'Lump Sum'!F32","v":0},null,{"$f":"'Lump Sum'!D56","v":0},{"$f":"'Lump Sum'!E56","v":0},{"$f":"'Lump Sum'!F56","v":0}]
[null,null,"Post-Commutation Pension",{"$f":"'Lump Sum'!D33","v":0},{"$f":"'Lump Sum'!E33","v":0},{"$f":"'Lump Sum'!F33","v":0},null,{"$f":"'Lump Sum'!D57","v":0},{"$f":"'Lump Sum'!E57","v":0},{"$f":"'Lump Sum'!F57","v":0}]
[]
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[null,null,{"$f":"\"alpha lump sum\" & IF(ChosenRA>=55,\"\",\" deferred until SPA\")","v":"alpha lump sum deferred until SPA"},{"$f":"ROUND(Summary!D35,0)","v":0},{"$f":"ROUND(Summary!E35,0)","v":0},{"$f":"ROUND(Summary!F35,0)","v":0},null,{"$f":"ROUND(Summary!H35,0)","v":0},{"$f":"ROUND(Summary!I35,0)","v":0},{"$f":"ROUND(Summary!J35,0)","v":0}]
[null,null,"Total pension",{"$f":"IF(ChosenRA<55,\"\",IF(OR(D43<0,D45<0),\"input error\",ROUND(SUM(D43,D45),0)))","v":""},{"$f":"IF(ChosenRA<55,\"\",IF(OR(E43<0,E45<0),\"input error\",ROUND(SUM(E43,E45),0)))","v":""},{"$f":"IF(ChosenRA<55,\"\",IF(OR(F43<0,F45<0),\"input error\",ROUND(SUM(F43,F45),0)))","v":""},null,{"$f":"IF(ChosenRA<55,\"\",IF(OR(H43<0,H45<0),\"input error\",ROUND(SUM(H43,H45),0)))","v":""},{"$f":"IF(ChosenRA<55,\"\",IF(OR(I43<0,I45<0),\"input error\",ROUND(SUM(I43,I45),0)))","v":""},{"$f":"IF(ChosenRA<55,\"\",IF(OR(J43<0,J45<0),\"input error\",ROUND(SUM(J43,J45),0)))","v":""}]
[null,null,"Total lump sum",{"$f":"IF(ChosenRA<55,\"\",ROUND(SUM(D44,D46),0))","v":""},{"$f":"IF(ChosenRA<55,\"\",ROUND(SUM(E44,E46),0))","v":""},{"$f":"IF(ChosenRA<55,\"\",ROUND(SUM(F44,F46),0))","v":""},null,{"$f":"IF(ChosenRA<55,\"\",ROUND(SUM(H44,H46),0))","v":""},{"$f":"IF(ChosenRA<55,\"\",ROUND(SUM(I44,I46),0))","v":""},{"$f":"IF(ChosenRA<55,\"\",ROUND(SUM(J44,J46),0))","v":""}]
[null,"Assuming no commutation",{"$f":"Scheme_Full&\" pension\"","v":" pension"},{"$f":"IF(Scheme_Full=\"nuvos\",IF(D26<0,\"input error\",ROUND(D26,0)),IF(D17<0,\"input error\",ROUND(D17,0)))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",IF(E26<0,\"input error\",ROUND(E26,0)),IF(E17<0,\"input error\",ROUND(E17,0)))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",IF(F26<0,\"input error\",ROUND(F26,0)),IF(F17<0,\"input error\",ROUND(F17,0)))","v":0},null,{"$f":"IF(Scheme_Full=\"nuvos\",IF(H26<0,\"input error\",ROUND(H26,0)),IF(H17<0,\"input error\",ROUND(H17,0)))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",IF(I26<0,\"input error\",ROUND(I26,0)),IF(I17<0,\"input error\",ROUND(I17,0)))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",IF(J26<0,\"input error\",ROUND(J26,0)),IF(J17<0,\"input error\",ROUND(J17,0)))","v":0}]
[null,null,{"$f":"Scheme_Full&\" lump sum\"","v":" lump sum"},{"$f":"IF(Scheme_Full=\"nuvos\",0,ROUND(D21,0))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",0,ROUND(E21,0))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",0,ROUND(F21,0))","v":0},null,{"$f":"IF(Scheme_Full=\"nuvos\",0,ROUND(H21,0))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",0,ROUND(I21,0))","v":0},{"$f":"IF(Scheme_Full=\"nuvos\",0,ROUND(J21,0))","v":0}]
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