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  • Maintaining access to cash vital to local communities – O’Dowd

    Date published: 3 December 2025

    The Finance Minister John O’Dowd has hosted a banking roundtable at Stormont to discuss access to cash.

    Finance Minister John O'Dowd with stakeholders who attended a banking roundtable at Stormont

    Speaking after the meeting, Minister O’Dowd said:

    “I welcomed the opportunity today to bring together a broad range of key stakeholders to discuss the issues and developments most central to accessing cash here.

    “I pressed on the sector the importance of maintaining access to cash and essential banking services in our local communities, especially for our most vulnerable citizens who need in-person advice and services, as well as our small businesses and community and voluntary groups.”

    The roundtable was attended by organisations from the banking and finance industry, trade unions, business bodies and consumer and community representatives. Issues discussed ranged from new Access to Cash rules to banking hubs, community outreach activities and digital inclusion.

    The Minister said: “Over the past decade, almost two out of every three traditional bank branches in our communities have closed or are planning to close. That represents a significant change to the social fabric of our towns and villages – particularly for our many rural citizens.

    “Following today’s roundtable, my officials will immediately begin drafting a report highlighting the key issues raised by stakeholders. This will be submitted to Treasury and the regulatory authorities seeking action.

    “It is important we find local solutions to local issues and continue to work to enact change.”

    Notes to editors:

    1. Caption: (Left to Right) David Geale, FCA; Jim McCafferty, National Federation of Sub-Postmasters; Louise Henshaw, Disability Action; John Moore, Federation of Small Businesses; Sarah Evans, Cash Access UK; Noyona Chundur, Consumer Council; Finance Minister John O’Dowd; Glyn Roberts, Retail NI; Mark Gibson, Post Office; Martin Fisher, ILCU; Samantha Gallagher, Rural Community Network; John O’Connell, FSU; Denise Copeland, NICVA; Brian McDowell, FSU
    2. According to ATM operator LINK, NI currently has 1,403 free-to-use ATMs, equating to one free-to-use ATM for every 1,369 residents (compared to one for every 2,025 residents in Britian).
    3. According to Which, there has been a 63% reduction in traditional bank branches here over the past decade, with 165 branches closed or closing since the start of 2015. There are 98 branches open as of the end of 2025.
    4. Media enquiries should be addressed to the Department of Finance Press Office on Tel: 028 9081 6724 or email dof.pressoffice@finance-ni.gov.uk.
    5. To keep up to date with news from the Department you can follow us on the following social media channels:
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    1. The Executive Information Service operates an out of hours service for media enquiries only between 1800hrs and 0800hrs Monday to Friday and at weekends and public holidays. The duty press officer can be contacted on 028 9037 8110.

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