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  • Insolvency

    Topics:
    • Land registration, 
    • Registration Precedents

    This section contains precedents and guidelines to help you to prepare applications for registration in the Land Registry. It is aimed primarily at those who undertake registered conveyancing, such as solicitors and mortgage lenders.

    Bankruptcy inhibitions

    When a bankruptcy petition is presented against a registered owner, the Bankruptcy Office should lodge a notice of petition for registration. When, subsequently, a bankruptcy order is made, the Official Receiver or Trustee in Bankruptcy should lodge a notice in Precedent 19.C - Notice of bankruptcy order in accordance with Rule 155. Upon receipt of this notice the Registrar will enter a bankruptcy inhibition on the folio to protect the rights of creditors.

    • Registrar’s Practice Direction 1/2013 - Applications regarding a bankrupt registered owner

    A bankruptcy inhibition may be cancelled, in accordance with Rule 156:

    • on the registration of the Official Receiver or a Trustee in Bankruptcy as owner
    • on lodgement of a court order directing its cancellation, or
    • upon production of such other evidence, which should include an affidavit by the alleged bankrupt exhibiting any relevant documentation, as shall satisfy the Registrar that the bankruptcy inhibition may be cancelled (it is difficult to envisage that the Registrar would be satisfied by any evidence other than a court order)

    Vesting of a bankrupt's estate in registered land

    The Official Receiver may be registered in place of a bankrupt, in accordance with Rule 157, upon lodgement of:

    • an official certified copy of the Bankruptcy Order and
    • a certificate along the lines of Precedent 19.D - Vesting in the Official Receiver / Trustee in Bankruptcy

    A Trustee in Bankruptcy may be registered in place of the bankrupt, or in place of the Official Receiver, on the production of the documents mentioned above together with evidence of his appointment. Such evidence should be a certified copy of his certificate of appointment or of the court order appointing him (Rules 158 and 159).

    Anyone seeking to be registered as owner of land which has been disclaimed by the Official Receiver, or by a Trustee in Bankruptcy, should produce a certified copy of any court order whereby the land became vested in him (see Article 293 of the Insolvency (NI) Order 1989).

    Bankrupt's rights of occupation

    An application under Rule 162 for registration of a charge in respect of rights of occupation under Article 310 of the Insolvency (NI) Order 1989 should be in Precedent 19.E - Application for the registration of a Bankrupt’s right of occupation as a burden and be accompanied by:

    • a certified copy of the bankruptcy order
    • birth certificates of any relevant persons under the age of 18, and
    • any relevant release, disclaimer, postponement or court order

    Companies

    Rule 166 provides that, where an administration order has been made against a company which is the registered owner of land, the administrator may apply for the order to be noted in the Registry, upon production of a certified copy of the order, together with the LR form 100 and the appropriate fee.

    A liquidator of a company may similarly apply for the entry of a note of the liquidation, upon production of a certified copy of the relevant order, appointment or resolution, together with the LR form 100 and the appropriate fee.

    Related content

    • Adverse possession
    • Burdens other than charges
    • Cautions and inhibitions
    • Charges - deeds and certificates
    • First registration of title to unregistered land
    • Land certificates, registered conveyancing and boundaries
    • Land Registry searches - folio, map, priority
    • Leasehold estates
    • Reclassification of title
    • Transfers affecting co-owners
    • Transfers and related matters
    • Transmission on death
    • Trusts and settlements
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