McCloud Judgment and Remedy FAQs - Effective Pension Age (EPA)

NICS Pension Schemes - McCloud Judgment Remedy FAQs

What will happen to the EPA contributions I have paid during the Remedy period?

As a general rule, any member who has purchased Effective Pension Age (EPA) during the Remedy period (April 2015 to March 2022) will be given a choice of receiving a refund of all of their EPA contributions or converting all of their EPA contributions into an equivalent value of added pension. There will be no option to choose a combination of a refund and conversion.

However, there are several outstanding questions around EPA such as how multiple contracts will be treated so therefore the policy is still under development.

We'll get in touch with you proactively when it's time for you to decide what to do with your EPAs.

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